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Expanded Plan Options in 2011
In 2010, people enrolled in the federally-administered PCIP program were offered one plan. Beginning in 2011, such enrollees in the federally administered PCIP program will be able to choose between three plan options: the Standard Plan, the Extended Plan and the Health Savings Account eligible plan. In addition, families will be able to enroll their eligible children in PCIP at child-only rates. These options will allow enrollees to select a plan that best meets their needs.
2011 Standard Plan. The existing option in PCIP has been made more flexible. The 2010 Standard Plan had a single, combined medical and pharmacy deductible of $2,500. The 2011 Standard Plan now has two separate deductibles -- a $2,000 medical deductible and $500 drug deductible, while also offering premiums that are almost 20% lower than the 2010 premiums. The reduced pharmacy deductible is particularly beneficial for people who take one or more maintenance medications. The lower premiums result from experience and are expected to be more affordable for the eligible population with pre-existing conditions.
sheepslayer247
I am Obamacare
I am 33 and in decent health. For many years now, I have not carried insurance for my wife and I because it was more important for us to have insurance for our children and the price of it was quite high.
Now that Obamcare has come along, the insurance policy we had for our children has been dropped and a comparable plan is over $250 more than it was previously. So not only do I have to pay more to insure my children, that were already insured before Obamacare, I have to find a plan that will cover my wife and I.....or pay the fine.
It's been pretty hard trying to support and raise a family in modern America and now it's become much harder.
Thanks Obama!edit on 6-10-2013 by sheepslayer247 because: (no reason given)edit on 6-10-2013 by sheepslayer247 because: (no reason given)
MOMof3
reply to post by Daedalus
We agree about the wall street thieves. I just don't like the tone I hear from the younger generation trying to blame soc sec on the people who worked 40yrs paid into it most their lives. The baby boomers did not start the system, we were born into it. College was not an option for most of us at that time, so we began paying into the system very young.
Granite
The only possible way this OP to be correct is for today's date to be April 1st, 2014.
Why?
Because ACA policies BEGIN JANUARY 1ST, 2014.
Worst Hoax ever on ATS...
solomons path
For those saying these people were helped in 2010, as a result of PCIP . . . me thinks they were a little old to have been covered on the "immediate" inception.
The immediate coverage only was for children (below 19) that were not covered on a parent's exisiting coverage . . .
Everyone else has to wait until 1/1/2014.
MsAphrodite
A post from the Obamacare website page.
"I actually made it through this morning at 8:00 A.M. I have a preexisting condition (Type 1 Diabetes) and my income base was 45K-55K annually I chose tier 2 "Silver Plan" and my monthly premiums came out to $597.00 with $13,988 yearly deductible!!! There is NO POSSIBLE way that I can afford this so I "opt-out" and chose to continue along with no insurance. I received an email tonight at 5:00 P.M. informing me that my fine would be $4,037 and could be attached to my yearly income tax return. Then you make it to the "REPERCUSSIONS PORTION" for "non-payment" of yearly fine. First, your drivers license will be suspended until paid, and if you go 24 consecutive months with "Non-Payment" and you happen to be a home owner, you will have a federal tax lien placed on your home. You can agree to give your bank information so that they can easy "Automatically withdraw" your "penalties" weekly, bi-weekly or monthly! This by no means is "Free" or even "Affordable
So just a bit more information about enforcement begins to creep out.
MsAphrodite
reply to post by Timing
I think you mean Justice Roberts. This already went to the Supreme Court and it was ruled constitutional as a tax (not a penalty) so I don't see how it would get back in front of the Supreme Court again.
MOMof3
So, you kids keep believing that america can't afford jobs and medical for all, soc sec for its old, food for its poor, tax increases for its rich. "They" need more and since the baby boomers are not producers anymore, it is now your torch to carry. Just remember, year 13 of two wars began this month, which means your financial part will continue for the next 60 years. So "they" are right, we are broke but "they" are giggling all the way to the bank.
maxzen2004
reply to post by Willtell
I think Obama care is a step in the right direction, it is amazing how ignorant people are. Our healthcare is broken, we spend the most in the world but are ranked 38th in the world behind Costa Rica! We are behind third world countries, the republicans are protecting the ultra rich health insurance companies. The republicans were bought and paid for a long time ago. People wake up!