Holmes had TWO roommates! EVIDENCE that MSM is rewriting the official story before our eyes!!!

Originally posted by Ook33
reply to post by longlostbrother

 

Yes. And yes.

Go ask them if this work:

a) is amazingly difficult from a programming point of view
b) would allow the programmer to have access to live customer data, as a rule
c) would give a programmer access to highly sensitive info

I worked as a programmer, am Microsoft certified in C/C++/Windows Dev from Boston University and have a lot of programmer friends. I also worked in the backend of LPL in Boston.

I am not impressed by his CV. He's specialised, but not any more so than most programmers with years in the business.

Originally posted by longlostbrother

Originally posted by Ook33
reply to post by longlostbrother

 

Yeah, I posted that link. You are saying his job is unimportant, you have to prove what you say. I won't do the work for you, since I don't think the same thing as you do. I hope you are joking, telling someone to go get the proofs himself of what someone else is saying is pretty ridiculous.

What part of this do you think is so amazing?

My educational background is in Mathematics and Statistics. My experience over the last 10 years at HNC and FICO has been in develping predictive models for financial services; credit & fraud risk models,first and third party application fraud models and internet/online banking fraud models. Management Experience: I am currently managing a team building Falcon Fraud Manager Credit card fraud models. I have also managed teams in the Telco and Identity Theft fraud areas.

or this

Statistical Modeling / Data Mining: Developed statistical models for a variety of Fair Isaac products including Telco Fraud/Risk Manager, Falcon ID and Falcon Online Access. Also familiar with other FI products including Falcon Fraud Manager and Falcon Fraud Manager for Merchants. Currently managing a Falcon Fraud Manager Credit Team.

What do YOU think that software does?

In order :

I am currently managing a team building Falcon Fraud Manager Credit card fraud models. I have also managed teams in the Telco and Identity Theft fraud areas.

Currently managing a Falcon Fraud Manager Credit Team

And about the software, from the company's website itself : The new release of FICO Falcon Fraud Manager 6 is the most accurate and comprehensive solution for detecting payment card fraud, reducing losses by up to 50%. No other system detects as much fraud with as little impact on customers and low operational costs—which is why 17 of the top 20 credit card issuers worldwide rely on the FICO Falcon system to protect transactions in more than 2.1 billion active accounts. With FICO Falcon 6, you can use even more advanced analytics to detect up to 44% more fraud.

It involves a lot of financial (commercial) transactions, and monitors them. A lot of data is involved. It can be really important for this company, for the government. If you think it is not the case, fine, but you won't convince me of the opposite.

Originally posted by Ook33

Originally posted by longlostbrother

Originally posted by Ook33
reply to post by longlostbrother

 

Yeah, I posted that link. You are saying his job is unimportant, you have to prove what you say. I won't do the work for you, since I don't think the same thing as you do. I hope you are joking, telling someone to go get the proofs himself of what someone else is saying is pretty ridiculous.

What part of this do you think is so amazing?

My educational background is in Mathematics and Statistics. My experience over the last 10 years at HNC and FICO has been in develping predictive models for financial services; credit & fraud risk models,first and third party application fraud models and internet/online banking fraud models. Management Experience: I am currently managing a team building Falcon Fraud Manager Credit card fraud models. I have also managed teams in the Telco and Identity Theft fraud areas.

or this

Statistical Modeling / Data Mining: Developed statistical models for a variety of Fair Isaac products including Telco Fraud/Risk Manager, Falcon ID and Falcon Online Access. Also familiar with other FI products including Falcon Fraud Manager and Falcon Fraud Manager for Merchants. Currently managing a Falcon Fraud Manager Credit Team.

What do YOU think that software does?

In order :

I am currently managing a team building Falcon Fraud Manager Credit card fraud models. I have also managed teams in the Telco and Identity Theft fraud areas.

Currently managing a Falcon Fraud Manager Credit Team

And about the software, from the company's website itself : The new release of FICO Falcon Fraud Manager 6 is the most accurate and comprehensive solution for detecting payment card fraud, reducing losses by up to 50%. No other system detects as much fraud with as little impact on customers and low operational costs—which is why 17 of the top 20 credit card issuers worldwide rely on the FICO Falcon system to protect transactions in more than 2.1 billion active accounts. With FICO Falcon 6, you can use even more advanced analytics to detect up to 44% more fraud.

It involves a lot of financial (commercial) transactions, and monitors them. A lot of data is involved. It can be really important for this company, for the government. If you think it is not the case, fine, but you won't convince me of the opposite.

YES.

But think about this.

The software is based on historic data. It has to be. They extrapolate how fraud is committed and then build algorithms to analyse live data, and flag troubling patterns or usage spikes, etc. It is used by orgs, which don't sync national data in real time, but once every 24 hours... so, no central location has all the live data.. certainly not programmers.

So, fraud is committed. The bank, probably via the customer, learns about the fraud, the fraud is analysed and if the managers think it is worth tweak the national system to accommodate, the programmers, do...

BUT

Most of the work programmers do is not necessarily reactionary like that. It's updating and increasing functionality, AND most of the work they do would probably be tweaking the package to match clients needs.

That puts programmers SO FAR AWAY from sensitive data, that they couldn't begin to find fraud spontaneously.

On top of THAT, the bank probably has anonymised the data they DO see, to protect customers privacy, which is probably a legal responsibility. Should a temp in the programmers office of a third party software supplier be allowed to see real time bank account details of customers?

You should know the answer to that.

Well, is James Holmes father still going to testify against the bank fraud case or whatever that case was about? Or will his sons "alleged" actions stop him from testifying?? Does anyone have any clue about this??

Originally posted by j.r.c.b.
Well, is James Holmes father still going to testify against the bank fraud case or whatever that case was about? Or will his sons "alleged" actions stop him from testifying?? Does anyone have any clue about this??

That was a hoax and has been debunked. His dad had nothing to do with LIBOR.

Random CT BS strikes again.

reply to post by longlostbrother


What was a hoax? What are you talking about? Can someone with more knowledge answer me please. I had seen the fathers info on various news sources, so I don't know what hoax your speaking of.

reply to post by longlostbrother


Very interesting info and well formed answer, sir. Thank you for this. But Holmes' father is not a programmer, he is a manager. Could he not have access to more sensitive data than the programmers he's supervising ? And even if this isn't the case, maybe has he knowledge of particuliar clients and of some insider stuff. So yes, maybe he isn't at a really important position in the grand scheme of things, but his position, nonetheless, could provide him some info that someone with a "lower" rank in a company could not access.

Originally posted by j.r.c.b.
reply to post by longlostbrother

 

What was a hoax? What are you talking about? Can someone with more knowledge answer me please. I had seen the fathers info on various news sources, so I don't know what hoax your speaking of.

Search: Holmes LIBOR on ATS and you'll see for yourself.

Basically, the source of the claim was dodgy, there's no way, at the time the claim was made that he would've been known to be giving testimony, and his job had nothing to do with LIBOR in the least.

All the info is on ATS. Just use the search.

Originally posted by j.r.c.b.
Well, is James Holmes father still going to testify against the bank fraud case or whatever that case was about? Or will his sons "alleged" actions stop him from testifying?? Does anyone have any clue about this??

As longlostbrother said, it was actually a hoax. It keeps coming up in threads about the dark knight shooting, but it has been debunked a lot of times already.

Regarding James Holmes' father, Robert Holmes:
The LIBOR connection was found to be a hoax perpetrated by Sorcha Faal and disseminated by various blogs. This thread details the issue and a link with the following info was posted by squirelnutz on this page of the thread

Corporate Author : NAVY PERSONNEL RESEARCH AND DEVELOPMENT CENTER SAN DIEGO CA Personal Author(s) : Holmes, Robert M. ; Pabiniak, Chester PDF Url : ADA213235 Report Date : AUG 1989 Pagination or Media Count : 63 Abstract : This report describes a simple, objective method to produce Permanent Change of Station (PCS) move forecasts for use in budget development and execution. The forecasts assume that current PCS move policies will remain in effect throughout a 3 year forecast horizon. The forecasts are produced using a technique called tree classification, which stratifies Officer and Enlisted members into groups based on their Projected Rotation Date and Accounting Category Code. Each group's move behavior is projected separately, then combined to produce aggregate forecasts. Tree classification is used in this report to develop PCS move forecasts for FY89, FY90, and FY91 based on FY88 actual move behavior. The move projections are produced at levels of detail sufficient to develop the Military Personnel Navy, budget and to monitor budget execution. Forecasts are produced for Officer/Enlisted, month, detailing branch, and move type (Operational, Rotational, and Training. the method and forecasts are useful for a variety of reasons. The forecasts are based on simple, known assumptions and provide an objective estimate of future PCS moves. Thus, these forecast can be used as a starting point for what-if analyses, since these forecasts assume no changes in current PCS policies. Finally, the projections can be used as a baseline for comparison to detailer-specified move requirements.

"Information for the Defense Community", the site page says.

source

As an aside, from someone who has experience dying hair funky colors, to get that fabulous orange look, you'd have to bleach out your hair first and then apply the color. It's no small feat, very messy and a daunting task for someone who has never done it before. To do it on your own successfully, you'd have to research the process quite a bit and then when would you have time to do that, with all the learning how to shoot a gun, rigging your apartment with impossibly difficult explosive booby traps, ordering tactical gear and whatnot...

Originally posted by HolographicPrincipal
Regarding James Holmes' father, Robert Holmes:
The LIBOR connection was found to be a hoax perpetrated by Sorcha Faal and disseminated by various blogs. This thread details the issue and a link with the following info was posted by squirelnutz on this page of the thread

Corporate Author : NAVY PERSONNEL RESEARCH AND DEVELOPMENT CENTER SAN DIEGO CA Personal Author(s) : Holmes, Robert M. ; Pabiniak, Chester PDF Url : ADA213235 Report Date : AUG 1989 Pagination or Media Count : 63 Abstract : This report describes a simple, objective method to produce Permanent Change of Station (PCS) move forecasts for use in budget development and execution. The forecasts assume that current PCS move policies will remain in effect throughout a 3 year forecast horizon. The forecasts are produced using a technique called tree classification, which stratifies Officer and Enlisted members into groups based on their Projected Rotation Date and Accounting Category Code. Each group's move behavior is projected separately, then combined to produce aggregate forecasts. Tree classification is used in this report to develop PCS move forecasts for FY89, FY90, and FY91 based on FY88 actual move behavior. The move projections are produced at levels of detail sufficient to develop the Military Personnel Navy, budget and to monitor budget execution. Forecasts are produced for Officer/Enlisted, month, detailing branch, and move type (Operational, Rotational, and Training. the method and forecasts are useful for a variety of reasons. The forecasts are based on simple, known assumptions and provide an objective estimate of future PCS moves. Thus, these forecast can be used as a starting point for what-if analyses, since these forecasts assume no changes in current PCS policies. Finally, the projections can be used as a baseline for comparison to detailer-specified move requirements.

"Information for the Defense Community", the site page says.

source

As an aside, from someone who has experience dying hair funky colors, to get that fabulous orange look, you'd have to bleach out your hair first and then apply the color. It's no small feat, very messy and a daunting task for someone who has never done it before. To do it on your own, you'd have to research the process quite a bit and then when would you have time to do that, with all the learning how to shoot a gun, rigging your apartment with impossibly difficult explosive booby traps, ordering tactical gear and whatnot...

edit on 8/21/2012 by HolographicPrincipal because: formatting

I have bleached my hair and dyed it on numerous occasions... it's very simple.

www.squidoo.com...

reply to post by HolographicPrincipal


thank you for this details about the LIBOR hoax. Concerning the hair dying, even with all the others things Holmes had to do, there's still 24 hours in a day, and with a little will, you can achieve a lot.

Originally posted by longlostbrother
I have bleached my hair and dyed it on numerous occasions... it's very simple.

www.squidoo.com...

Not if you've never done it before, and lots of things can go wrong. To get vibrant colors that remain more than one day, you have to be specific as to what level you lighten to.

There are also tons of nightmare accounts all over the interwebs regarding people who have had bleaching accidents or bad results. So no. Not easy.

Originally posted by Ook33
reply to post by HolographicPrincipal

 

thank you for this details about the LIBOR hoax. Concerning the hair dying, even with all the others things Holmes had to do, there's still 24 hours in a day, and with a little will, you can achieve a lot.

Yes... I do agree with that. However, I just bleached (and toned - no funky color) my niece's dark hair and it took two processes and 4 hours.

Originally posted by Ook33
reply to post by longlostbrother

 

Very interesting info and well formed answer, sir. Thank you for this. But Holmes' father is not a programmer, he is a manager. Could he not have access to more sensitive data than the programmers he's supervising ? And even if this isn't the case, maybe has he knowledge of particuliar clients and of some insider stuff. So yes, maybe he isn't at a really important position in the grand scheme of things, but his position, nonetheless, could provide him some info that someone with a "lower" rank in a company could not access.

Almost all programmer "managers" are programmers, because they have to be to do their jobs.

It's a third party company. they wouldn't give people current info, as it's sensitive, and probably breaks US law. They certainly would NOT give off-site access to live banking info, for about a million reasons (e.g. the vetting process the banks have for their own employees is probably not duplicated by every contractor they deal with, even on a corporate level... imagine every time they hire a new programmer they have to make sure all their clients background checks etc are done.. and if they get a new one, all the employees have to get re-checked... what a pan, and how hugely expensive)...

What banks probably do is provide data without any "personal information" attached... just a random ID number and the data... much cheaper, safer, probably more legal, etc.etc.

So, in that case, how could a programmer, who is ACTUALLY more likely to be in the data than their manger, determine who was doing what? They couldn't.

On top of that, most credit card fraud and bank fraud isn't done by the customers, but by gangs and lone opportunist crooks... so seeing the bank accounts wouldn't show you customer fraud, most likely... it's meant to protect the customer (and therefore the bank from losses they cover when a customer is defrauded, etc.)

All these things make is sooooooooooooooooooooooo unlikely that ths guy is important, saw anything important or is in anyway related to the shooting..

Originally posted by HolographicPrincipal

Originally posted by Ook33
reply to post by HolographicPrincipal

 

thank you for this details about the LIBOR hoax. Concerning the hair dying, even with all the others things Holmes had to do, there's still 24 hours in a day, and with a little will, you can achieve a lot.

Yes... I do agree with that. However, I just bleached (and toned - no funky color) my niece's dark hair and it took two processes and 4 hours.

Honestly, I don't think this guy was too concerned about which shade of orange he got...

Besides, with stuff like manic panic you can get vibrant colours for a short time without bleaching:

www.manicpanic.com...

reply to post by longlostbrother


Hmm, good points, and detailed ones at that. I must say you convinced me the Holme's father thing was certainly a false lead. It was interesting to explore it, though !

reply to post by longlostbrother
This is the last I will say on the subject since it is veering way off topic.... But I am not talking about vibrancy or salon perfect. I'm talking about it "taking" in your hair and the relative amount of skill and time it takes to do so. That's all. I've done it for many years so I do indeed know what I'm talking about on this subject.

Irregardless of this, and despite his father's naval connections.... the media spread false information with quiet retractions, or no mention of editing whatsoever. That's the issue and that's the problem. Now that the case is sealed, it just leaves room for even more speculation and less truth.

Originally posted by Ook33
reply to post by longlostbrother

 

Hmm, good points, and detailed ones at that. I must say you convinced me the Holme's father thing was certainly a false lead. It was interesting to explore it, though !

I only have an opinion on it, because I too found it interesting to explore

Hopefully, at least, it gives you a different perspective on the rumours floating around

Originally posted by HolographicPrincipal
reply to post by longlostbrother

 

This is the last I will say on the subject since it is veering way off topic.... But I am not talking about vibrancy or salon perfect. I'm talking about it "taking" in your hair and the relative amount of skill and time it takes to do so. That's all. I've done it for many years so I do indeed know what I'm talking about on this subject.

Irregardless of this, and despite his father's naval connections.... the media spread false information with quiet retractions, or no mention of editing whatsoever. That's the issue and that's the problem. Now that the case is sealed, it just leaves room for even more speculation and less truth.

edit on 8/21/2012 by HolographicPrincipal because: correction

"quiet edits" are done every day by news orgs... they usually happen for a variety of reasons which are not... nefarious... usually to cover someone's ass... someone that made a stupid mistake... Unless there's more info than, "a story was edited without acknowledgement" I don't see any big conspiracy fodder.

As for Naval connections... so what? What percentage of people have some close relative in law enforcement or the military? A huge percentage in the US, that's for sure.

As for hair dye "taking" - I've never once seen Manic Panic not take... I've had a salon dye not take, but only once... never seen manic panic fail... and I was in a punk band for years... I've had three color hair, red hair, purple hair, blue hair, green hair, etc. NO probs... I'd say that the age of OTC hair dye failing is pretty much over, if you follow the instructions and are willing wait while your scalp is burning