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1. Freedom to choose what's in your plan
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2. Freedom to be rewarded for healthy living, or pay your real costs
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3. Freedom to choose high-deductible coverage
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4. Freedom to keep your existing plan
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5. Freedom to choose your doctors
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Today, many states require these "standard benefits packages" -- and they're a major cause for the rise in health-care costs. ...
The Senate bill would require coverage for prescription drugs, mental-health benefits, and substance-abuse services. It also requires policies to insure "children" until the age of 26.
The bills would allow the Department of Health and Human Services to add to the list of required benefits, based on recommendations from a committee of experts.
Under the Senate plan, insurers would be barred from charging any more than twice as much for one patient vs. any other patient with the same coverage. ...
"The outlook is worse for the second group. It encompasses employees who aren't under ERISA but get actual insurance either on their own or through small businesses. After the legislation passes, all insurers that offer a wide range of plans to these employees will be forced to offer only "qualified" plans to new customers, via the exchanges.
Under the proposals, the gatekeepers would theoretically guide patients to tests and treatments that have proved most cost-effective. ...
The bills do not specifically rule out fee-for-service plans as options to be offered through the exchanges. But remember, those plans -- if they exist -- would be barred from charging sick or elderly patients more than young and healthy ones.
Originally posted by TheOracle
About time the US catches up with the rest of the civilized world
Originally posted by Sestias
Obama has made it very clear that people who are happy with their present coverage can keep it without any penalty.
Private insurance will still exist; it will just compete with any public option.
Doctors will continue to practice privately just like they do now.
Originally posted by eradown
reply to post by Kevin_X2
This bill is from Rockefeller not Obama. If more people understood that the Rockefeller family has many ties to the eugenics movement, they would understand why this bill is so awful ;No one in the civilized world would wish this bill on their worst enemy.
Obama has made it very clear that people who are happy with their present coverage can keep it without any penalty.