a reply to:
IAMALLYETALLIAM
Yeah, the problem is most of these rules are all over the place. It really depends on a persons situation. People like to believe that there is
equality in the disability and ssi system. When its far from true.
There is no equality, several examples are case in point.
Average African American applying for services are approved instantly 9 out of 10 times. for ALL services with minimal wait(no 7 year wait on
housing/hud). Most of this is because of the 'racism' laws that got posed on governments, and in comparison; white people will either walk away or
apply again. Where as *some* African communities will pull yes, dare I say it.. "the race card". While this DOES NOT APPLY to every situation, most
African Americans get approved the minute they walk into the office, because of the color of their skin(it's expected; which is another form of racism
altogether). Because by them using the race card in the past, it opens an entire door of internal affairs, investigations etc most don't feel like
dealing with.
Most Caucasians more often then not need to hire a lawyer to get these services (ssi/ssd), then wind up paying a hefty fine for the duration to a
lawyer(upwards of 20% of every paycheck). (its true, automatically declined if you check your white on your application and don't embarrassing
yourself to an extreme and may need to reapply 3+times to even get looked at, and often 2 times more before your approved without a lawyer.)
2. There is discrimination based on disability. In almost every aspect, thanks to the NFB (national federation of blind)
These effect how much you can get as well from government offices, from food stamps, from earning your own income, and independent contractor rules
are different based on this single disability.
3. There is a huge segregation in amounts based on if you paid into it. Those who are born with a disability or acquire one early in life verses those
that retire can make a huge difference between 2-3grand in income. Those born or acquiring disabilities when they are younger are cap'd at 875/month
via federal limits. (Which is why the cola increase only affected a % of the population while others didn't see a change in their income. Because
SSI/di might of increased but then state dropped their payments - plenty of bank screenshots/statements as proof.. thanks to volunteers for my book).
So since they wind up claiming on their 'parents' work payments are cap'd at 70% ontop of the 50% deductions from income(if you worked yourself you'd
only see a small 50% reduction on income; or about equal pay to unemployment)
So while someone accused me of 'lying' their rules are different then the ones I was forced to face. Because I did not pay into the system, childhood
ailments lead to my issues, which are an entire nother ballpark in itself.
Another case in point "Adult dependents" those born with/acquiring ailments that prevent work from childhood are NOT ALLOWED to get married or they
lose their income. Talk about discrimination in services. Some rules wound up changing I believe in 96 which forces ALL new recipients to pay into
the system via their own work(including those born with ailments - exception is for those under 18 only, but still must jump through hoops like circus
freak if they seek to keep collecting). So there are still some people who collect on the older rules.. which would be devastated verses the newer
rules that were written. As most of them would be completely unable to collect a cent under new rules for SSDI, and be stuck with SSI (which has worse
rules/laws then SSDI as far as income goes), which has a hard cap limit of 12years working before collecting.
So as you can see, a lot of people don't understand that there's a wide range of rules that people fall under, some people are still in the 'old'
ways, some are in the new.. What is true for him does not mean its true for everyone else.
Most people seem to think both of these programs are interchangeable, again not true. There are different rules to these; this is just an example of
some of them.
SSI - Restricted by income alone "passive" income included , cannot own more then 2k(cash/bank accounts/brokers/on hand) in assets. Can work and make
up to SGA(7k a year),
SSDI - is not restricted by "passive" income, Can hold more then 2k in a savings account, can not work (working proves your no longer disabled -
except in blind cases; which then follow the SGA 1.5-2x).
These rules are standard for most people. Anyone who is not 'retired', essentially. That again branches further into what you can and what you can't
do; making some of the above no longer apply... So I hope I made that a bit more clear on how these programs work. They don't need to restrict a
retired person as inflation will do that already. However, for certain(NOT ALL) individuals it does become next to impossible to better ones life.
While other ailments and disabilities get a 'leg up'. Its not the case for everyone.
You should read what the National Association of the Blind has done for their disabilities and SSI claims, the differences are astonishing. Including
double the income limit, double the claim etc.
I am currently working on a book on this exact topic..
Not to mention, Medicare can claim a person's house in certain situations. There are ways to avoid it, aka spouse etc.. but if you live with a
roommate, or don't have a child living with you a year before nursing home. Your house is as good as claimed. Even if you have kids.. naturally
there are ways around it. But not everyone will be able to predict that kind of future.
I would estimate about 30-40% of welfare recipients are held down by the programs in place. As they are also the same ones that live 250% below the
poverty line that is still growing.
So give no headway to the person who claimed I decieved you. I did not, unlike said person I am more aware of the reality of other situations that
fall through these cracks. Ontop of which I can provide more government links that prove my points entirely.
My goal is to enlighten, not shame. Because just because it's 1 way for some people does not mean it's that way for all. Keep your eye out for my
book, not sure when I will get finished. Because it involves real accounts of real people with things like brain damage, accidental overtime(where if
they were blind: would not of cost them their income)... etc getting dropped from these programs for not following the biased rules set forth for some
that doesn't apply to others.
Sorry for the long wall post, lol. This is a topic I could go on and on about. Because of the research I have been performing over the last 2 years.
As well as info I have been collecting from various including government sources.
(Please do not hate, I am 100% against racism. But facts are facts, and I will not avoid stating them because of the color of someone's skin, or
because someone might get offended. Please keep in mind, I did state some not all, most not all, there are exceptions to every rule. I believe it's
wrong government agencies should expect Africans on their welfare system. From the moment they are born, they are expected to fall into this category
and it's wrong, but it doesn't make it any less true.)
edit on 16-1-2022 by BlackArrow because: Blunt and daring, worded corrections to avoid
hate speak.