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1 France France 4
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3 San Marino San Marino 21
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20 Switzerland Switzerland 2
Compulsory coverage and costs[edit]
Main article: Health insurance in Switzerland
Swiss are required to purchase basic health insurance, which covers a range of treatments detailed in the Swiss Federal Law on Health Insurance. It is therefore the same throughout the country and avoids double standards in healthcare. Insurers are required to offer this basic insurance to everyone, regardless of age or medical condition. They are not allowed to make a profit off this basic insurance, but can on supplemental plans.[1]
In 2014, the average monthly compulsory basic health insurance premiums (with accident insurance) in Switzerland are the following:[3]
CHF 396.12 for an adult (age 26+)
CHF 363.55 for a young adult (age 19–25)
CHF 91.52 for a child (age 0–18)
They are not allowed to make a profit off this basic insurance, but can on supplemental plans.
boncho
Insurance companies should not have final say over someone's health. Denying claims, denying insurance, all that should be kept out of healthcare industry.
BobM88
boncho
Insurance companies should not have final say over someone's health. Denying claims, denying insurance, all that should be kept out of healthcare industry.
I certainly can't argue with this, but how does having single-payer ensure that rather than having an insurance company denying claims, the government doesn't deny claims? What is it about government that makes them altruistic?
BobM88
reply to post by boncho
I, again, have no argument that there's a problem, but you didn't really answer the question. What is to prevent the government from doing the same thing that insurance companies do? The government may not be trying to make a profit, but they also have a fixed amount of money to work with. If it comes to a point that there's not enough money in the system to pay for everyone, like Social Security, what's to prevent the government from then denying some claims?
You raise a valid point about insurance companies, there's no argument from me on that. I just don't have the same faith that the government would do anything any different. I think it would simply be a "meet the new boss, same as the old boss".
Destinyone
reply to post by boncho
Boncho, let me put it to you this way. Perhaps you'll see beyond the rainbows and unicorns mindset you seem to have on this particular issue.
What, may I ask, do you, Boncho, do for a living? What is it that you do to make a living and provide for yourself and family? What if, your government passed a law tomorrow that the only way you could do that anymore, is if you only follow their *new* RULES....and guidelines. What if that cut your income drastically, and you and your family's standard of living fell below the standards you want. What if the ONLY tools they ALLOWED you to use to do your work, were sub-standard and innefficiant. You are already trained and educated in your field of work, but now, you can't do things the way you KNOW are right. You can only hold your job, you depend on, if you follow a new set of RULES, established by people who have zero training in your job.
This is what is being forced on skilled working Doctors now.....It's the HIVE mentality.
Des
edit on 3-11-2013 by Destinyone because: (no reason given)
RobertAntonWeishaupt
reply to post by beezzer
There's a thought that I have long harbored as part my various notions for health care reform. Now, this idea is usually part of trying to imagine the implementation of universal healthcare. What if you made doctors who accept universal healthcare patients (or in this case, Medicare/Medicaid patients) tax exempt as an added incentive, cap their capital gains tax at only 5%?
Medical professionals are significantly more important to the functioning of our society than churches, so why not give them some of the same benefit?
It's not perfect, but I think it's the kind of crucial building block that could make the system more viable.