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Originally posted by NavyDoc
Originally posted by longlostbrother
Originally posted by NavyDoc
Catestrophic health insurance for things like a broken leg or a heart attack or cancer is not very expensive.
If you ever wanted solid proof that those on the right are divorced from reality, read this ^^^.
www.forbes.com...
Cancer is the ninth most expensive thing to treat.
Seventh is stroke, another catastrophic illness.
Fifth is heart attack.
In fact of the top ten most expensive illnesses, catastrophic ones account for at least half the list:
10. HIV $25,000
9. Cancer $49,000
8. Transplant $51,00
7. Stroke $61,000
6 Hemophilia $62,000
5. Heart Attack including Cardiac Revascularization (Angioplasty with or without Stent) $72,000
4. Coronary Artery Disease $75,000
3. Neonate (premature baby) with extreme problems $101,000
2. End-Stage Renal Disease $173,000
1. Respiratory Failure on Ventilator $314,000
But yeah sure, just go on making up crap NavyDoc, you're right to assume most people on the right will just believe what you're spouting without bothering to check if it's true.
ANd if you want to see the lack of reading comprehension on the left, look at the above. What I said is that a catostrophic insurance policy is not that expensive, not that those illnesses were not expensive. That is the whole point of a catastrophic policy, that you cover yourself for the most expensive problems but pay out of pocket for less expensive issues. Catastrophic, where you buy insurance to cover you if a horrible thing happens, but not for routine care.
Catastrophic health insurance plans are designed to provide an emergency safety net to protect you against unexpected medical costs.
Catastrophic plans are individual and family health insurance plans that emphasize coverage for hospitalization or serious illness. The word "catastrophic" is not always used in the name of the plan - they may also be referred to as hospital-only or short-term plans. Catastrophic plans may not provide coverage for other services such as prescription drugs, regular doctor's visits, immunizations or checkups.
Monthly premiums for catastrophic plans may be lower than those of other health insurance plans but annual deductibles are usually higher.
www.ehealthinsurance.com...
And you were saying something about people being ignorant?
Catastrophic health insurance plans:
Limit your medical expenses in case of emergency
May offer affordable monthly premiums
Usually have a high annual deductible
May have higher out-of-pocket costs for covered services
Don't always provide coverage for preventive care
A catastrophic plan may be right for you if:
You have no pre-existing medical conditions
You're not on regular prescription drugs
You rarely see the doctor
You can't afford more robust coverage
You expect to have other coverage within 6-12 months
You only want coverage in case of emergency
Originally posted by longlostbrother
And again, you obviously haven't ACTUALLY read the bill, have you?
Tell us, if you don't have a job, how do you pay the fine?
Go on.
As for costs going up, tell me, what does the CBO say?
I'll help: the said to Boener that repealing it would cost more than keeping it, by about $109 billion.
www.cbo.gov...
Ever wonder why the GOP ACTUALLY wants to keep most of it? Because it ACTUALLY saves money.
Is it perfect? Hell no. But you know what, the US's healthcare system costs WAY too much and covers way to few people. Just to increase the profits of the middle man.
Today, you are not required to have health insurance. But beginning in 2014, most people will have to have it or pay a fine. For individuals, the penalty would start at $95 a year, or up to 1 percent of income, whichever is greater, and rise to $695, or 2.5 percent of income, by 2016.
For families the penalty would be $2,085 or 2.5 percent of household income, whichever is greater. The requirement to have coverage can be waived for several reasons, including financial hardship or religious beliefs.
Originally posted by longlostbrother
The UK has one of the best healthcare systems in the world (by all accounts except those on the far right). So does France. Both are Universal. Both countries spend FAR LESS per person than the US does.
Originally posted by jtap66
reply to post by kozmo
I'll happily have my tax dollars pay for the health and welfare of my fellow human beings.
But that's just me.
I'm not a petulant child who kicks and screams about the government. Ironically, you seem to have no qualms with allowing corporations to dictate how you live your life.
Nice question, but liberals never give away their own money. They always give other people's money. It is just what they do.
Originally posted by kozmo
Originally posted by jtap66
reply to post by kozmo
I'll happily have my tax dollars pay for the health and welfare of my fellow human beings.
But that's just me.
I'm not a petulant child who kicks and screams about the government. Ironically, you seem to have no qualms with allowing corporations to dictate how you live your life.
So, how much did you write the check for this month? And last month? How much will be graciously donating next month? Just curious...
Originally posted by longlostbrother
Catastrophic health insurance plans:
Limit your medical expenses in case of emergency
May offer affordable monthly premiums
Usually have a high annual deductible
May have higher out-of-pocket costs for covered services
Don't always provide coverage for preventive care
A catastrophic plan may be right for you if:
You have no pre-existing medical conditions
You're not on regular prescription drugs
You rarely see the doctor
You can't afford more robust coverage
You expect to have other coverage within 6-12 months
You only want coverage in case of emergency
Originally posted by DarthMuerte
Nice question, but liberals never give away their own money. They always give other people's money. It is just what they do.
Originally posted by kozmo
Originally posted by jtap66
reply to post by kozmo
I'll happily have my tax dollars pay for the health and welfare of my fellow human beings.
But that's just me.
I'm not a petulant child who kicks and screams about the government. Ironically, you seem to have no qualms with allowing corporations to dictate how you live your life.
So, how much did you write the check for this month? And last month? How much will be graciously donating next month? Just curious...
Originally posted by NavyDoc
Originally posted by longlostbrother
[Tell me so, if they're so cheap, why don't all those people living in poverty buy them?
And tell me, why would you reject a system that covers more people, costs you less, have better outcomes - like that in France in the UK?
Here's what that link says about the plan you think is so great:
Catastrophic health insurance plans:
Limit your medical expenses in case of emergency
May offer affordable monthly premiums
Usually have a high annual deductible
May have higher out-of-pocket costs for covered services
Don't always provide coverage for preventive care
A catastrophic plan may be right for you if:
You have no pre-existing medical conditions
You're not on regular prescription drugs
You rarely see the doctor
You can't afford more robust coverage
You expect to have other coverage within 6-12 months
You only want coverage in case of emergency
Sounds like a horrible pile of # to me.edit on 14-12-2012 by longlostbrother because: (no reason given)edit on 14-12-2012 by longlostbrother because: (no reason given)
Originally posted by kozmo
reply to post by DarthMuerte
Not only does Bill Gates dump millions into jabbing children all over the world with poisonous vaccines, he also advocates for their poor health and death by promoting GMOs. The guy is REAL crusader for the poor.
Originally posted by kozmo
reply to post by longlostbrother
Awesome! Then you guys should have no problem paying for all of these giveaways that you advocate for. Bill Gates should insure 10,000 people and George Lucas another 10,000. Take all of the limosine liberals, confiscate their wealth and Robinhood it to the poor.
The reason that Socialism has failed in every single country that has tried it is because eventually, you run out of other people's money!
Originally posted by longlostbrother
Originally posted by kozmo
reply to post by DarthMuerte
Not only does Bill Gates dump millions into jabbing children all over the world with poisonous vaccines, he also advocates for their poor health and death by promoting GMOs. The guy is REAL crusader for the poor.
LOL. Your paranoia knows no bounds.
Tell me, what happened to polio?
Originally posted by longlostbrother
Originally posted by kozmo
reply to post by longlostbrother
Awesome! Then you guys should have no problem paying for all of these giveaways that you advocate for. Bill Gates should insure 10,000 people and George Lucas another 10,000. Take all of the limosine liberals, confiscate their wealth and Robinhood it to the poor.
The reason that Socialism has failed in every single country that has tried it is because eventually, you run out of other people's money!
.
Perhaps you can use some of your wealth and buy a dictionary. Then look up the word socialism.
You may need me, but why exactly do I need you? What is it that you provide that I must have?
Originally posted by Hawkmoon1972
I need you and you need me. Period.]