I'am packing my stuff right now and going to occupy Helsinki. Population like half dozen tents and growing slow but steady, location: across the
street from parliament of Finland until police/military remove us "for our safety and well being".
I was about to find out that being a student can cost me a fortune.
Estimate of student life expense:
Going to school by a buss and a train because school campus is overcrowded = 50€/month train pass + 2xride 22 daysx7,5€/buss ride(with discount) +
20€ card 9€/semester Student card to get buss ride discount.
(a car would be 700€ insurance + 5000€ for a reliable car + gas price which is ridiculously high in Finland)
BBA school books prices are astronomical lets not go there= I use the library mostly
Cheapest one person apartment 460€/month + 20€ internet plan (student has to use the Internet to learn stuff) + 50€ electricity/heating/water
bill
Phone = 25€/month smart phone with internet (business students just love business phones)
Shopping low quality food super smart 5€/day, leaves me hungry. Buying snacks or soda allmost double my food costs to a more realistic
250€/month
Buying luxury items leave you more in debt and you get frustrated when you have to sell those to make rent payments.
Local gym 50€/month (easy and cheap option for physical exercise if you dont have school gym)
cheapest 150€/year for healthcare travel and home insurance for student
Work my ass off summer "vacation" 5500€/8250$,
Too tired/impossible to attend school properly if I work during week because of stress.
summary:
no car, no luxuries, no expensive hobbies, no going to party often, no smoking/drinking, no team sports, no paying for tv permit (300€ tax in
Finland)
transportation: 409€
food&shelter: food 250€ + apartment 510€
communication: phone&internet 45€
Taking care of health: gym 50€
"income" max social benefits for student 202€ for house and 300€ for studying, after tax(wtf) around 460€.
A month of going to school and living like a normal human being in modern society.
-1264€ + social securities +460€
804€ in the red, max amount of loan a student can withdraw per month is 700€ and it is not enough
(modern slavery) Doesn't matter how hard you work you still going to end up in huge debt pit.
My precious savings from "summer vacation" keep me going for about 5-6 months in theory but in reality I act like a consumer and buy unnecessary
stuff like
iphone4 and build a new computer and get a Canon DSLR camera.
Buying luxury items leave avarage students in debt and you get frustrated when you have to sell those to make rent payments.
Sounds #ed up but don't feel sorry for me. I'am one of the luckiest ones who can land a job and I have my family to back me up.
I feel sorry for those who are forced to withdraw maximum amount of student loans just to have food on a plate and go to school.
Being 10000€+ in debt causes huge amount of stress and makes people act stupid. You basically become a cash cow for the banks after you graduate.
I'am posting here because many fins(finnish people) visit this site and it is good place for a random rant.
I felt like writing after I played spent it made me think (spent is a minimum wage worker simulator flash game), I lasted 30 days by the way. I made
my dad play, he lasted only 3 days, I gave myself a double facepalm.
Occupation Student -> Occupation Protester -> loses human rights in eyes of the government.
Peace out ->