posted on Mar, 21 2010 @ 09:28 PM
I have to ask... and think about this.... If GEORGE BUSH and the Republicans pushed this exact identical plan 3 years ago... would YOU SUPPORT
IT? Think about that, the Bush plan calls for everyone to HAVE to buy insurance from an insurance company..... OR get fined or go to jail!
Cutting Medicare to pay for it.... Doing backroom deals and bribes to get the votes... YOU ALL WOULD BE GOING FREEKING CRAZY and what's worse, you
know it but won't admit it.
That is what I really don't get from you guys... A Bill is a Bill, doesn't matter if a R or a D is pushing it... crap is crap.
Anyway, Before I begin to explain why this bill is SO BAD, let me give you a summary of a BETTER solution.
OK, every medical procedure that you have to pay for the price goes down DRAMATICALLY as competition grows.
Lasik Eye Surgery is a great example of this. When Doctors, Hospitals, and Imaging Centers post prices and advertise, prices go down. It is a fact and
would easily work. Problem is with Insurance that pays 80%, 90%, ALL etc. there is no incentive to shop around. If Insurance, Medicare, etc all had
posted "payout" per procedure (this is for common procedures not emergency medicine which we should keep on a % basis with max out of pocket) and
make all healthcare providers post their prices, then you as the consumer can choose where to get your medical procedures based on what you would have
to pay over and above the "coverage" for the procedure.
Anyway, as all states have different standards and we MUST have all insurance providers that want to complete. We simply set a minimum standard across
the board that should be the average to above average what the states are today otherwise all insurance companies move to the most "lax" standard
state. Now, instead of having your company choose an insurer. ALL U.S. citizens are able to choose any provider and their plan based on the allocated
amount your company pays. So for example if your company currently pays $8,000 per employee for X company. You have $8000 to use to choose the company
and plan that is right for you. This is very similar to the "Federal Employee Insurance Program". If you select a plan that cost more than that
$8,000 then you pay the difference just as you do today with your employer.
All Heathcare providers must take all insurance (otherwise you get what we have today with special referrals, etc.) Remainder is billed to you. So if
your insurance pays out $85 for an office visit and you see some Doctors charging $150.00, then you would be stuck with the rest. Watch how fast you
see competition, newspaper adds, etc. The Free Market will bring down cost exactly as we have seen in Lazik and Optometrist. When you get stuck with
the difference you take responsibility and don't allow yourself to get overcharged.
Now every plan has standard payouts per standard procedures... office visit, MRI, Catscans, etc. And YOU can choose where to get that service. This
will force competition.
OK, very simplistic, not a complete explanation but I think you get the point.
What is wrong with this bill.
One, You got to have insurance. This is the first time the Government has mandated that you MUST have a good or service. You don't have to have auto
insurance if you don't drive. You don't HAVE to BUY anything in this country by law until now. So, Do you think the Insurance company prices are
going to go down? If you say yes your crazy, now you must have them, Medical facilities still do not have to complete, they can charge whatever they
want and insurance will pay for it minus your deductible and prices will continue to soar. Only now, we (the people that work) will get taxed more to
pay for it and pay more for my damned own... Who does this help? Only people who don't pay freeking taxes.... Joy, why work in this country, it is
becoming easier to just kick back on social programs. It is ridiculous.
Now, what have we achieved with this bill? Why not just have the uninsured buy into Medicare? Oh, I forget... now we the taxpayer get to Buy them into
Blue cross.... and not solving a single damned problem with cost and competition or tort reform, or negotiating with the drug companies.
I have to ask again If GEORGE BUSH and the Republicans pushed this exact identical plan 3 years ago... would YOU SUPPORT IT?
[edit on 21-3-2010 by infolurker]