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voices.washingtonpost.com...
In 2006, the state of Massachusetts required every single one of its residents to get health insurance, and every single one of its businesses to provide it. Otherwise, residents and employers would be fined.
Some have asked, as national healthcare reform works its way through Congress, is there anything we can learn from the Massachusetts experiment?
Yes, according to the state's treasurer, interviewed today on CNBC: Whatever you do, don't do what we did.
In a blisteringly frank interview, treasurer Tim Cahill laid out some jaw-dropping stats, which eviscerated the plan and excited every conservative's worst fears about government getting further into the health insurance business:
-- The program has so far cost 30 percent more than anticipated.
-- It already has a $9 billion shortfall projected over the next two years.
-- Costs have risen 41 percent since the program's inception, well outpacing the rise in healthcare costs nationwide, which stands at 18 percent.
-- We thought this program would mean fewer people would go to hospitals, which is the highest cost any insurance plan has to pay. In fact, fewer people are not going to hospitals.
-- A Harvard study shows 60 percent of state residents are unhappy with the plan. The most unhappy? Those whom it should be helping the most -- those making $25,000 to $50,000 per year.
-- To cut costs, the program is now having to kick out legal immigrants.
Originally posted by Devino
Failures have value in that they can be used as bad examples.
The point I keep trying to make is to not build anything using failure as a model. The only thing showing proof of failure does is prove that things fail and in no way helps the problem we are currently in. It's as though people want the system to fail, and by system I mean America because that is the direction we all are headed.
Everyone here can waste all of their time debating over an endless amount of failed examples while everything falls apart. I strongly urge that everyone think about success and bring up examples of systems that do work. If we built a system using success as a model than we create a chance to become successful. This thread seems to be showing how good people are at being failures.
Originally posted by Peruvianmonk
reply to post by thisguyrighthere
Level playing field was in reference to the U.K. Yes this bill will not solve all the inequality of the system but it will go some way. It may be a minority, but i belive it is 40 mil without insurance or adequete insurance, a pretty big minority don't you think?
I'm sure those with the money will still continue to see much of the same service they already recieve. There were the same fears about the NHS, that it would take away from those who already had the money to get coverage, yet there is still private healthcare in Britian which helps the NHS out and recieves help back, making it easier to treat patients.
[edit on 29-7-2009 by Peruvianmonk]
Originally posted by Devino
reply to post by Legion2112
This problem is going to destroy America if we don't do something and even though it may be too late to change our coarse it's still much better to do the right thing on the way out.
Originally posted by Legion2112
And if you truly have a problem with the concept of having some of your tax dollars going to a credible solution that helps level the playing field and keeping corporate insurance ponzi-scheme artists honest, then I feel a great swell of pity for you
Originally posted by Devino
Originally posted by Legion2112
And if you truly have a problem with the concept of having some of your tax dollars going to a credible solution that helps level the playing field and keeping corporate insurance ponzi-scheme artists honest, then I feel a great swell of pity for you
Here is another concept, spending tax money to improve heath care and education will also improve this nation socially and economically. With an improving economy we all make more money and have a better standard of living so we can afford to pay more taxes. If money is invested wisely in a system thus increasing the overall value it will return 10 fold. I have no problem paying more taxes so long as it's spent wisely.
Originally posted by Legion2112
In all honesty, I can't think of either entity (federal government or private health insurance companies) coming up with a "plan" that provides all these benefits... the benefits come when you have these two, how shall I say? "Idiot" conglomerates realizing that the only way they can compete with each other successfully is to cut out some of the beurocratic monopolization of their operations to streamline the practical application of their businesses. Case in point: prex. Obamacare wants to eliminate it. Big pharma makes their money off of it. Obamacare eliminates pre existing conditions in order to entice more people to go with a public option. Private health insurance in turn eliminates it in order to compete... or keeps it and raises premiums on existing subscribers, ensuring that they have no choice in the near future but to reduce wait dates, what qualifies as prex or foregoing it altogether to stay in business. I hate to put it like this, but two mentally challenged powermongers competing over the same space invariably creates parity. It's not that the government's plan (of which I've read most but not all) is better, it's that it's another option, period. Believe me, even though nothing has passed by the POTUS' desk with a signature on it, healthcare companies are scared even with the Blue Dogs and Republicans trying everything they can to stop it from going forward. So scared I would bet my miniscule salary on plans already in place to virtually eliminate pre-existing conditions (I know they only occur if you go from a large group policy to an individually funded or small group one, but still), insane in network supplemental deductibles or out-of-network deductibles as well as what makes basic and essential so very basic and essential that despite the monthly $400+ premiums they cover virtually nothing for anyone with a family. My opinion, but two morons figuring out how to competitively sell lemonade will at least get rid of the arsenic in it.
Now I pay $1500/month with a very large deductible... and we're STILL paying over $6,000/year for out-of-pocket expenses, over and above the monthly premium and deductible. I'd GLADLY be willing to accept single-payer, government-backed healthcare; it surely couldn't be any WORSE... or any less expensive than what we're paying for now. I have three specialists, and NONE of them can agree, EVER, or anything! Under a government sponsored plan, I don't think I'd have the doctors squabbling amongst themselves, while I sit and wait 90 days for one of them to make a decision the OTHERS can agree with...
The people that don't have health insurance can still get treatment if they go to the emergency room. So, if they break a bone, it's not like it won't be taken care of for free.
Originally posted by mhc_70
...Obama has clearly said his plan will eventually eliminate private health insurance. If it was put in place to provide those without insurance an alternative to private health insurance I would be more open to consider it.