+5 more
posted on Feb, 4 2023 @ 11:22 AM
I wanted to share this with you all, wondering if anyone else is having the same experiences.
My husband was having pain in his left foot and went to our general doctor, she sent him for an imaging test. The results showed an artery problem so
he was then sent to a vascular surgeon for analysis.
He went to this specialist several times and was sent for more tests, at which time he was told that surgery for a blocked artery in his groin would
be necessary. However, this surgeon had to have surgery of his own so my husband was transferred to another vascular surgeon. This new surgeon sent
him for even more tests to get a closer look at this artery problem. He had the dye injected to check his circulation and many other tests.
I should have kept a list of the numerous testing he had done, it seemed never-ending, and of course there was a co-pay of hundreds of dollars for
each test, and a waiting period for an appointment for each test. Then the holidays came along, more waiting.
The surgeon was finally ready to book my husband for surgery, but that had to be put on hold until our local hospital accepted our Insurance
Company's policy.
When that acceptance finally went through, the surgeon wanted 'medical clearance' from our general doctor, so back we went to her. She decided not
to sign, but to send him to a Pulmonary Specialist (lungs) and a Cardiologist (heart) for clearance from both of them.
The cardiologist was no problem, he performed an EKG (his third) and signed for clearance. The lung specialist decided not to sign, but to send my
husband to another hospital for a breathing test.
That was a total nightmare, waiting for a few weeks for an appointment, parking on the sixth floor of their parking garage, having security look at
both of our id's and photographing them and us as well, and we had to apply those photos to our clothing, I felt like I was at some government
office. He passed the test, no problem.
Days later, the pulmonary doctor had not gotten the test results, I was calling the hospital frantically, as that test was the last before medical
clearance for surgery. The hospital kept telling us that the results had been faxed to the doctor, who had now decided to put his phones on answering
service for a week, and was not returning calls.
We went in person to the pulmonary doctor's office, who after a long wait finally gave us his signed clearance.
Finally the surgeon booked my husband's surgery for this Friday, it had only taken four months.
But that's not the end of this horror story - my husband got a letter in the mail yesterday from our Insurance Company, denying coverage for
this surgery.
I won't bore you with all the stupid details, but it was finally approved.
I am seriously wondering what gives insurance companies (any type of insurance - medical, auto, homeowner's) the power to be able to simply deny
coverage - I realize they don't want to pay the huge costs involved, but they are playing with people's lives.
Also very disturbing is the money train - seems that everyone has their hands out to cash in on your medical problems. All the doctors,
specialists, imaging companies, hospitals, etc.
As my husband said, they would be quite happy if you just never made it to the operating table.