Needing help with financial trouble, anyone got any advice?

a reply to: TheAllOne

The best way to make money is getting a job.

You made the choice to do whatever it was you were doing to scam the banks (more likely customers of the bank, otherwise it would be bank robbery).

There are always consequences to our actions and it seems you are learning the hard way.

originally posted by: TheAllOne
a reply to: nonspecific

Thanks for the replies, I will see what I can do, although I do not wish to run, I don't have the strength for that yet, too many ties :'( I wish you the best of luck too, I believe you are in bigger trouble than I am. My best thoughts for you

Not worried in the least, they cannot take what you do not have.

a reply to: TheAllOne

It's been said here already, but the solution is simple:

Stop looking for a quick fix. There isn't one.
Get a second job. Work hard. Make your repayments.
Whether you're a criminal or not, whether it was all your fault or not, whether you've been dealt a bad hand by life or not...
this is the situation you're in, and it won't go away overnight.

There is no substitute for hard work - commit to this, long term, and get it done. That's the solution.

Your 23, so I am going to tread the line that with only two months and being groomed by other prisoners on how to commit crime better you probably have not learned your lesson and will simply fall back on crime. Join a decent Croatian, Ukrainian, Estonian, Romanian, Bulgarian, Slavic or Sicilian mob and offer them your technical expertise. They will pay well, and you stay in the industry which you are not ready to leave.

Also, everytime you do have extra money to invest in something, buy physical gold and silver without telling anyone (in cash only so the banks and gov don't find out) because it is on a bottom trend. Hide the # out of it. Forget your debt, it is imaginary, and you are just going to pursue more fraudulent activity anyways no matter what anyone here tells you or what you went through.

two months behind bars was not enough to really divert you from this behavior and you will do it again, of this I am nearly certain.

originally posted by: TheAllOne

originally posted by: xuenchen
Advice:

1. get a job that pays for your labor.

2. pay for your crimes.

3. stop complaining.

4. wake up to reality.

I would get a full-time job but I have to finish college first, I'm giving lessons though. I'm not a criminal, my ID got used to steal money and now I have to pay for it. Of course banks are a sanctity in this world and raping a child is a minor offense, but f**k a bank and prepare to become "most wanted". I was sent to prison for 2 months where I met some criminals. You definitely don't know what a criminal is, you don't know what it's like to deal people who give no s**t about human life.
I believe I can complain at least a little bit, I'm a human being. If you do not intend on giving me useful advice then please refrain from writing such nonsense.

Have you thought to seek recourse to the law?

If you were innocent (or at least if you did not knowingly profit from the money taken) you should get your name cleared, as it looks like you were actually a victim of identity theft.

You might then find that the banks owe you money as they would also be accessories to identity theft.

You could try the penny stock game. No guarantees there though lol

a reply to: Awen24

Great reply I couldn't agree more. Follow awen's advice and in time things will work out ok, providing you don't get tempted by the quick fix solution again. And steer clear of trying to gamble your way out of trouble that's just asking to get yourself into more of a mess

originally posted by: TheAllOne

originally posted by: xuenchen
Advice:

1. get a job that pays for your labor.

2. pay for your crimes.

3. stop complaining.

4. wake up to reality.

I would get a full-time job but I have to finish college first, I'm giving lessons though. I'm not a criminal, my ID got used to steal money and now I have to pay for it. Of course banks are a sanctity in this world and raping a child is a minor offense, but f**k a bank and prepare to become "most wanted". I was sent to prison for 2 months where I met some criminals. You definitely don't know what a criminal is, you don't know what it's like to deal people who give no s**t about human life.
I believe I can complain at least a little bit, I'm a human being. If you do not intend on giving me useful advice then please refrain from writing such nonsense.

[/quote

We have a very un-PC saying here in the deep South of the US. Nigger don't want no help, 'n-word' don't get no help. If you are half as smart as you would have us believe you will take the good advice given you and put it to use.

Make fun of him all you want, but Dave Ramsey and his debt snowball are solid. Get a second job, live on rice and beans, and pay the debt off as fast as you can.

Don't shield your girlfriend from your debt, because if you two are at all serious, it would be her problem, too, if you get married.

You could have this all behind you by the time you're thirty if you get dedicated about eradicating it.

Hell with the second job... Only poor folk that vote republican get second jobs.

Join a labor union. plumbers, iron workers, if you have intelligence sheet metal workers or electricians.

Get out of the life of crime and make some money.

a reply to: TheAllOne

So life isn't fair because you have made poor choices?
Consequences for every actions.

Hopefully the lesson you learned is don't associate with criminals, realize that life and no one in it owes you anything then try and be patient in making up for your poor choice.

Based on the fact you tried for quick solutions my guess is you are still learning.

originally posted by: TheAllOne
Hello fellow ATS members,

I would like to first wish you a Merry Christmas and good holidays.

I'm 23 years old at the moment, still studying IT and I made the stupid decision of accepting to help someone doing something I later found to be scamming banks when I was 20 years old. It was too late to go back and we eventually got caught. I ended up with a lot of debt to banks ( around 40k euro ) and I have not seen the money they want from me. Having a restrained budget because I'm a student ( I give lessons, giving me around 500euro a month and live at my parents' ). I tried trading, casinos, betting with moderate success on casino roulette and betting and no success at trading.

Hence I would like to ask who could help enlighten me and teach me/ guide me towards a way to make lots of money not necessarily instantly ( even though that would be great

)

I really feel like my life is pretty much on stop till I pay this debt, which is a mental burden. I also have a girlfriend and I make the best I can to have her not feel the consequences of that. I know I'm a bit whining about how life isn't fair but hey, gotta deal with it right?

Anyways, sorry for my spelling/grammar, English being my 3rd language. I would like to thank you in advance guys.

TO learn how to deal with debt go to getoutofdebtfree which is in the UK, they have a three letter process which you will need to adapt to reflect the relevant laws in your country but the process itself works as you will find on the website under Success Stories.

best of luck

move to cambodia, become a monk up in the mountains. with the no extradition in place should keep you out of trouble for a while. although at 23 years of age you have to weigh up the pro's and cons i guess.

a reply to: TheAllOne
Sounds like you dug you own hole by your own admissions in this thread.

The only thing I can say is try not to be in such a hurry to dig deeper in that same direction.

Don't know how much IT pays, but likely a bit more then regular jobs, I would say get a job there because that is what your studying for and etc etc. I am quite sure you will do fine.

Also, if you still have court dates, then I recommend you immediately stop talking about your situation right now as it can be used against you.

a reply to: TheAllOne

No, you DON'T HAVE to finish college first. That is a choice, not a requirement. You may HAVE to go to jail if you don't pay your debt. You may HAVE to pay extra for not paying on time. You made a poor choice earlier. Don't compound the situation by not facing your priorities in a way that will benefit you. Gambling on the stock market or in casinos to pay off your debt? Yeah, that's realistic! NOT.

dude

a reply to: TheAllOne

What you need to do is get a regular job. You might have to put off being student at this point, and work hard to pay your debts. You can't do that without a steady paycheck. You also need to be, if you aren't now, helping to pay your expenses while living with your parents. There isn't anything wrong with living with parents, as long as you are contributing. Working out some good arrangement with them is always a good idea.

After this, you'll need to set up a serious plan for paying your debts. That you admit them is a god start, and should be a good reminder what to avoid in the future. I'd recommend avoiding any sort of gambling, as well. The odds are never in your favor there, and you could run into all sorts of trouble. You want a quick solution, but a quick solution will only bring you more problems.

In the meantime, you also need to seriously budget all you spend. Since your debts are considerable, you'll have to make yourself do without a lot. Keep entertainment to a bare minimum. Avoid eating at restaurants. Shop with an eye for bargains. You can eventually pay off your debts, but it will take some time.

That doesn't mean, though, that your life is on hold. It simply means it isn't exactly as you planned.

a reply to: AmericanRealist

When you get back into your old habits you need to be in charge. Don't bring your idiot cousin into the game. Keep your family and business completely separated. Money and blood don't mix. Don't get caught.

a reply to: staple

well I am not the op, but I doubt he will take anyone's advice. All he really needs to do is get away from that crowd and focus on good honest work. He is 23 though and got a supposedly light sentence, he is probably going to re-offend swearing he knows where he made the mistake and try again. may even succeed once or twice before getting caught again.