My Obamacare quote is not insane.

jjkenobi
reply to post by NativeZero

 

You do know where these magic "subsidies" come from right? Your fellow Americans and businesses paying higher taxes. The medical device company I work at laid off 40 people at my plant alone due to the new medical device tax. I'm sure those 40 people and their families who are unemployed will be so thankful they can go sign up for Obamacare.

oh nuuu,...the jerb creators. lol

of course anyone not making 60k a year as a individual = unemployed.

Let me ask ya a question though...what happens when a poor person, some yucky minimum wager lets say, has a heart attack and is wisked away to the hospital where they get about 50k worth of work done...he has no insurance, and basically can't pay.

What happens then?

think about it...think about it..

omg, the jerb creators still pay for it in tax dollahz...nuuuuuuu...

Taobender
I haven't been to the doctor in 5 years. I also have plenty of money in savings to pay for care if and when I need it.

Why the hell should I have to pay 150$ a month for something I don't want or need ?

You think that way for car insurance also?
Imagine if everyone did.

alienreality
Strange, isn't the complaint that pretty much all of Hollywood, and people with advanced degrees? I guess that means that the dems are both the poorest and richest?
So much for logic and consistency.

Huh? Please complete the sentence: "Isn't the complaint that pretty much all of Hollywood, and people with advanced degrees?"

"Isn't the complaint......." what?

Hollywood, consisting of well paid pretty boys and girls, largely supports Obama and, by extension, Obamacare. They are neither well educated nor people with advanced degrees. They also don't care one way or another because they are rich enough that it does not affect them. I don't understand the reference to "people with advanced degrees." Your sentence does not make logical sense. So much for logic and consistency.

Here's a breakdown for you.

1. REALLY poor people, those who are BELOW the poverty line, will get coverage through Medicaid IF THEIR STATES PROVIDE IT. If their states have not agreed to "extend Medicaid," they will NOT get coverage, and this is a BIG HOLE in Obamacare.

2. Those people who are between 100% of the poverty level and 400% of the poverty level qualify for SUBSIDIZED rates. For example, our OP gets $1,000 per year. This rate VARIES depending on how close to 100% a person is. The point is that the SUBSIDIES cover 100-400%. The DO NOT COVER "BELOW" 100% nor above 400%.

3. Those people who are above 400% of the poverty level get no subsidies at all BUT THEIR RATES WILL INCREASE FOR WORSE COVERAGE. (Mine have nearly doubled.) This essentially pays for OP's $1000 credit. I'm paying for it.

4. REALLY rich people, above the 1%, are not particularly affected by any of this because the percentage of income they pay for health care is so low. Naturally, they are "all for it" because they THINK it will help "poor people," but see #1 above. It won't.

5. WORKING PEOPLE who have their health care paid by their employers will not be affected insofar as their employees retain coverage for them. They will retain their gold health coverage while likely complaining that their co-pays went from $25 to $35 a visit. These are the "Clueless Covered" people whose life will not appreciably change.

The basic idea here is to cover THE MOST PEOPLE POSSIBLE, not POOR PEOPLE, who, if they can't get Medicaid, are left in the "Obamacare Gap."

This means that the lower working class is being subsidized by the skilled working/middle class. the truly lower class is getting screwed, and the truly upper class is getting away scott-free. In essence both plumbers and teachers are subsidizing retail workers. That's Obamacare in a nutshell.

SaturnFX

NativeZero

SaturnFX

NativeZero
you won't see me post what I pay, because I refuse to sign up.

Wait, you refuse to sign up to what? the website or like just health insurance in general? What happens if you get sick or get in an accident, getting a 100k bill all of a sudden?

I refuse to sign up for obamacare. I'm getting insurance through my employer in a few months, though it will cost about the same amount of money.

lol
ok, good for you..show da man...


(incidentally, you do know that the Affordable Care Act isn't an actual "thing", right? its just a new set of rules on insurance companies and the like that restructure their profits. the whole obamacare website is simply a convenience, not an actual like government program...so when you get covered next month, you are signing up for obamacare in the same way that getting personal insurance is...you still tick from uncovered to covered..
If its principles you are standing up for then, you must demand to not be covered by the employer..after all.....erm...freedom and such)

here, check this to understand what the ACA actually is in regards to how every single insurance company is now part of "obamacare" a quick list of what has changed

Lol, thank you for showing me my hypocrisy. I've merely instituted a middle man for my obamacare plan.

reply to post by SaturnFX


I have a choice whether to purchase car insurance or not. I also " need " car insurance personally because there are a lot of bad drivers out there. Right now however, I don't want or need Health Insurance

Taobender
I haven't been to the doctor in 5 years. I also have plenty of money in savings to pay for care if and when I need it.

Why the hell should I have to pay 150$ a month for something I don't want or need ?

If you have plenty of money in savings, then there is NO PLACE in America where you can get insurance for $150 a month.....unless you have a very generous employer!

schuyler


"Isn't the complaint......." what?

sentence got chopped, or half thought before moved on.
isn't the complaint that Hollywood and the ivy league are liberals, lefties, etc...is how that is meant to read.
it was a counter to the person suggesting the only democrats are poor minorities, single poor girls with babies, etc..

nugget1

Taobender
I haven't been to the doctor in 5 years. I also have plenty of money in savings to pay for care if and when I need it.

Why the hell should I have to pay 150$ a month for something I don't want or need ?

If you have plenty of money in savings, then there is NO PLACE in America where you can get insurance for $150 a month.....unless you have a very generous employer!

I read that also actually. My quote is around 250-350 depending on if I want silver, gold, or platinum. 150 is...I don't know..damn near free..
the guy is simply not being honest..can't discuss with someone whom starts off in a lie.

madmac5150
Obamacare's cost to the individual isn't the issue. The problem is that "government" should not be allowed to control the healthcare industry. Look what "government" has done to degrade our public schools... and yet some people want them running the hospitals as well? Insanity...

edit on 18-3-2014 by madmac5150 because: Punk two ate shun

edit on 18-3-2014 by madmac5150 because: (no reason given)

If price isn't the issue then why are 90% of the people that complain about the ACA only talk about cost? Our for profit healthcare system is nothing more than a scam when people go bankrupt trying to pay medical bills then there is a problem with that system. And how did the government degrade the school system? The Republicans doubled the size of the Dept of Education then cut it's funding. Had they not done this then our schools would be far better than they are now.

schuyler

alienreality
Strange, isn't the complaint that pretty much all of Hollywood, and people with advanced degrees? I guess that means that the dems are both the poorest and richest?
So much for logic and consistency.

Huh? Please complete the sentence: "Isn't the complaint that pretty much all of Hollywood, and people with advanced degrees?"

"Isn't the complaint......." what?

Hollywood, consisting of well paid pretty boys and girls, largely supports Obama and, by extension, Obamacare. They are neither well educated nor people with advanced degrees. They also don't care one way or another because they are rich enough that it does not affect them. I don't understand the reference to "people with advanced degrees." Your sentence does not make logical sense. So much for logic and consistency.

Here's a breakdown for you.

1. REALLY poor people, those who are BELOW the poverty line, will get coverage through Medicaid IF THEIR STATES PROVIDE IT. If their states have not agreed to "extend Medicaid," they will NOT get coverage, and this is a BIG HOLE in Obamacare.

2. Those people who are between 100% of the poverty level and 400% of the poverty level qualify for SUBSIDIZED rates. For example, our OP gets $1,000 per year. This rate VARIES depending on how close to 100% a person is. The point is that the SUBSIDIES cover 100-400%. The DO NOT COVER "BELOW" 100% nor above 400%.

3. Those people who are above 400% of the poverty level get no subsidies at all BUT THEIR RATES WILL INCREASE FOR WORSE COVERAGE. (Mine have nearly doubled.) This essentially pays for OP's $1000 credit. I'm paying for it.

4. REALLY rich people, above the 1%, are not particularly affected by any of this because the percentage of income they pay for health care is so low. Naturally, they are "all for it" because they THINK it will help "poor people," but see #1 above. It won't.

5. WORKING PEOPLE who have their health care paid by their employers will not be affected insofar as their employees retain coverage for them. They will retain their gold health coverage while likely complaining that their co-pays went from $25 to $35 a visit. These are the "Clueless Covered" people whose life will not appreciably change.

The basic idea here is to cover THE MOST PEOPLE POSSIBLE, not POOR PEOPLE, who, if they can't get Medicaid, are left in the "Obamacare Gap."

This means that the lower working class is being subsidized by the skilled working/middle class. the truly lower class is getting screwed, and the truly upper class is getting away scott-free. In essence both plumbers and teachers are subsidizing retail workers. That's Obamacare in a nutshell.

holly @#%$. You're right. The quote websites show that you pay nearly 30% of your income if you make less than $12000 annually. What were they thinking?

reply to post by nugget1


I assume rates would go by one's current salary. You mean they dip their fingers into my savings as well ? Oh well, I guess everyone is entitled to my money, after all Obama said I didn't really earn it anyway

NativeZero
Lol, thank you for showing me my hypocrisy. I've merely instituted a middle man for my obamacare plan.

Its understandable. the faux media has made it out to be this whole thing unto itself. It is a endless concerted effort to muddy the waters of understanding.

I don't qualify for medicaid though. Awesome. I think I miss it by about a $400 a month income level.

reply to post by NativeZero


I'm willing to wager that you WILL qualify next year for 'free' healthcare or maybe two at the most.

Consider: Whom does this ACA benefit financially? Why, insurance companies!

Who were some major contributors helping to re-elect the potus? Why, insurance companies!

What's that smell? Anybody else smell that rotten, pungent aroma?

I have to leave this thread now, before it damages my psyche any further.

Some prices go up because the initial insurance had by some simply didn't qualify under the ACA rules..so they either had to jack up the price (and services to match the new rules for coverage), or simply drop their line all together

a bar has been set.

I am not a fan of "obamacare" for the same exact reasons as in the ops btw. I want universal healthcare. I see this as little more than a corporatist unification..however, it is better than what it was. a tiny step was taken, when what we need are several leaps.

I am however very opposed to those whom said the tiny step is bad, we need to step back...no..thats the wrong direction. The healthcare coverage issues pre-2010 were terrible. still are bad, but better to deal with massive sunburn than go back to sitting in a fire.

madmac5150
Obamacare's cost to the individual isn't the issue. The problem is that "government" should not be allowed to control the healthcare industry.

Oh..WOW...so cost is NOT the issue? : ) Thanks, I am not living in the US (anymore)...and seeing that obviously cost is no issue...makes me naturally wonder what then all the crying is about? And excuse me for being perplexed now....

Also..your statement about government control. WHO ELSE do you think is supposed to control the healthcare industry? Greed driven corporates? YOU? Your mom? Who else but THOSE people who get paid for their job (politicians) should control this?

reply to post by Phoenix


I just went to Kaiser's site and put in my numbers. It said I could get the "Silver" plan for $4112.00 per year, with an OUT OF POCKET max of $12,700/year!

Thank God my employer still offers insurance. I won't complain about the bi-weekly premiums, anymore.

reply to post by lovebeck


I am a anti government nut and libertarian.
The racket of health care was worse before the ACA was passed thats a fact. To those that read this you owe it to yourself and your families to verify before believing anything you read on the internet.

In october i went to sign up and it said 700 something a month for me my wife and 1 child.

after site was fixed

Last month i checked and i am paying 64 a month. I make 30k a year with a 3 person household. My deductible is 1000 a year and that 1000 is when you use services like er, xrays, ct scans ect. A normal doctors visit for me cost 5 dollars copay. My prescription drugs is 300 dollar deductible a year ( but most drugs at walmart are 4 dollars anyways.

I encourage everyone to check it for yourself. I hate government being in the way of anything but i hate monopolies that are driving up the cost of healthcare and this law better serves to take the dishonest profiteers out of the equation so we can once again have a baby for under 10,000 dollars.


Those disinformation agents and repeaters be wary that your falsifying info that could cost someone dearly someday because they believed your lies.

NativeZero

Lol, thank you for showing me my hypocrisy. I've merely instituted a middle man for my obamacare plan.

That is exactly correct. I have confirmed this in my own research. There is no need to go directly to the exchanges except as a consolidated convenience. You can get exactly the same rates by going directly to a carrier. That's what I have done and skipped the exchange completely. There is simply no need to involve them.

Which for a lot of people is a good thing because the state exchanges are not always working properly. They'll sometimes take your money, but not get the word to the carrier, so you wind up without insurance. These exchanges are essentially web sites set up by states in haste by people of dubious expertise. The national site is the most obvious case in point, but several state sites have also had difficulty. Oregon is one that did not sign up anyone for months. I don't know if it has actually started working yet. Of course, this is government money and government oversight.

This has also led to a lot of lies about the sign-ups. First of all, some were counting people who had explored possibilities, but had not actually "signed-up" as sign-ups. Secondly, they are counting a great many people who wound up signing up for Medicaid, which is totally subsidized, and it also counts a whole lot of people who are getting subsidized insurance. It is NOT counting people who are already insured through their employers, or the third of uninsured people who have no intention for signing up at all.

reply to post by schuyler


Your right you can go direct to insurance companies and qualify for whatever subsidies. After the fact i would have done it that way as well because the security concerns on the marketplace.

reply to post by NativeZero


It's not the cost-soley

It's the coverage(s) and doctor options.

Hey, have fun with it.

And this is all about power and getting more into your life and your personal infomation.

Go to the Gov website and sign up. Let us know how things are in about a year...... you should have a list to tell us about.

I got to opt out and have a 100% plan-for now.