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...Too huge to justify ANY change in behavior.
RE THINKING, MANAGING CLIMATE AND NATURAL DISASTER RISK
Disaster risk mitigation and climate adaptation are keys to strengthening the resilience of communities around the world. Re/insurance plays an important role in achieving this goal.
Swiss Re understands the relationship between climate and natural disaster risk and the societal impact of both. We've been shaping the global climate agenda through dialogue with our public and private sector partners, cutting-edge research and innovative risk transfer solutions for over two decades.
Managing climate and disaster risk is part of Swiss Re's DNA. Find out why below.
BUILDING CLIMATE RESILIENT CITIES IN THE US AND CANADA
Swiss Re and partners spread the message of urban resilience through a series of workshops in North America.
SWISS RE IS RECOGNISED FOR ITS LEADERSHIP ON CLIMATE CHANGE
Businesses play a key role in reducing carbon emissions and curbing climate change. Every year, companies at the forefront of this important effort are recognized by the Carbon Disclosure Programme (CDP),...
tothetenthpower
reply to post by gladtobehere
They aren't 'making' anything up.
It's climate CHANGE, not 'Global Warming'.
Are people so disconnected from scientific reality that they take the term "Global Warming" as something literal?
The climate is changing, all over the world and it has been, forever. Let's just remember that during the Dark Ages there was a very long period where Earth was warmer than it is now.
It's natural cycles.
~Tenth
soficrow
reply to post by Masterjaden
...Too huge to justify ANY change in behavior.
I am not talking about cause. What needs to be addressed -and can be- is that people and their children are dying because of changed weather patterns and tsunami-like storm surges - it doesn't matter what caused the changes. They are real. And so are their effects.
edit on 16/12/13 by soficrow because: (no reason given)
soficrow
reply to post by Masterjaden
...Too huge to justify ANY change in behavior.
I am not talking about cause. What needs to be addressed -and can be- is that people and their children are dying because of changed weather patterns and tsunami-like storm surges - it doesn't matter what caused the changes. They are real. And so are their effects.
edit on 16/12/13 by soficrow because: (no reason given)
Why don't they just move? ...There will be wars about immigration and resources. ...Long term probably a bloody and drastic overthrow of our way of life and consumption would be needed as tptb will simply try and exploit the land which will trigger further war.
soficrow
reply to post by bluepill
Why don't they just move? ...There will be wars about immigration and resources. ...Long term probably a bloody and drastic overthrow of our way of life and consumption would be needed as tptb will simply try and exploit the land which will trigger further war.
You answered your own question. Nowhere to go. Man loses Climate Change Refugee Plea
Soficrow, i would like to understand why do you think people are dying because of 'changed weather patterns'. What changes exactly are you referring to? From your comments in this thread i take it that you believe something about the 'behaviour' of tropical? storms has changed. Could you explain what do you believe is different now compared to the past?
How the Insurance Industry Is Dealing With Climate Change
When it comes to the calculating the likelihood of catastrophic weather, one group has an obvious and immediate financial stake in the game: the insurance industry. And in recent years, the industry researchers who attempt to determine the annual odds of catastrophic weather-related disasters—including floods and wind storms—say they’re seeing something new.
...The tricky part, though, is determining just how much these companies need to charge to make sure they have enough to pay for disasters and to stay in business...
...“In the past, when making these assessments, we looked to history. But in fact, we’ve now realized that that’s no longer a safe assumption—we can see, with certain phenomena in certain parts of the world, that the activity today is not simply the average of history.”
This pronounced shift can be seen in extreme rainfall events, heat waves and wind storms. The underlying reason, he says, is climate change...
...(computer) models are not unlike those used by scientists to estimate the long-term changes our climate will undergo as it warms over the next century, but there’s one important difference: Insurance companies care mainly about the next year, not the next 100 years, because they mostly sell policies one year at a time.
But even in the short term, Muir-Wood’s team has determined, the risk of a variety of disasters seems to have already shifted. ...
...On the whole, it seems likely that insurance premiums for houses and buildings in flood-prone coastal regions will go up... On the other hand, because of the complex impacts of climate change, we might see risks—and premiums—go down in other areas.
Risky business: insurance industry inaction on climate change
...This sector took a $35 billion hit from Hurricane Sandy and other extreme weather events last year. From the New York Times to wonky industry reports, the evidence is in: climate change is real, and it’s negatively impacting not only the insurance industry but U.S. taxpayers as well. According to a report from our friends at Environmental Entrepreneurs, the U.S. taxpayer bill came to $96 billion alone in 2012 for droughts, storms, floods, and forest fires. The global economic impact of climate change tops $1 trillion per year!
...In Europe, industry think tanks are generating reports that examine the bottom line impacts of climate change, and companies are allying to “drive action on climate change risk.” Re-insurers are also calling for action ...
...At a June 2013 hearing in Washington, D.C., the head of the Reinsurance Association of America told a Senate committee, “The industry is at great financial peril if it does not understand global and regional climate impacts, variability and developing scientific assessment of a changing climate.”
For Insurers, No Doubts on Climate Change
If there were one American industry that would be particularly worried about climate change it would have to be insurance, right?
From Hurricane Sandy’s devastating blow to the Northeast to the protracted drought that hit the Midwest Corn Belt, natural catastrophes across the United States pounded insurers last year, generating $35 billion in privately insured property losses, $11 billion more than the average over the last decade.
And the industry expects the situation will get worse. “Numerous studies assume a rise in summer drought periods in North America in the future and an increasing probability of severe cyclones relatively far north along the U.S. East Coast in the long term,” said Peter Höppe, who heads Geo Risks Research at the reinsurance giant Munich Re. “The rise in sea level caused by climate change will further increase the risk of storm surge.” Most insurers, including the reinsurance companies that bear much of the ultimate risk in the industry, have little time for the arguments heard in some right-wing circles that climate change isn’t happening, and are quite comfortable with the scientific consensus that burning fossil fuels is the main culprit of global warming.
...When insurers canceled policies and raised premiums in Florida in 2006, politicians jumped on them. “Insurers in Florida,” he said, “became Public Enemy No. 1.”
And that’s the best hope for those concerned about climate change: that global warming isn’t just devastating for society, but also bad for business.
There are lots of places for them to go. Whether the other people already there like it or not is largely irrelevant.
soficrow
reply to post by TheRedneck
AGW or Climate Change does not address anything else.
My point exactly. It should - the whole thing is misdirected. The discussion here begs the question of what could/might/should be done about the disasters.
edit on 15/12/13 by soficrow because: add end last sentence
Your question seems odd. Are you going to stop a volcano from going off?
soficrow
reply to post by UnifiedSerenity
Your question seems odd. Are you going to stop a volcano from going off?
In the same vein - Are you going to stick your head up your butt and deny the volcano erupted? ...My point is that millions of people are already impacted by climate change - and we should deal with the reality that's already upon us. Don't just walk away saying, "Didn't happen. Couldn't happen. Isn't happening. Can't see it. Can't smell it. It's not in MY face. It's not real."
We can aid those affected, and we do aid those affected, but we cannot make things as though the disasters never happened. ...The term "Climate Change" then becomes the equivalent of "weather," which we cannot control and which has been adversely affecting social agendas since the first caveman got rained on in a hunt.
I'm just not sure what it is you are advocating?
You seem to be tilting at windmills and inciting ugly discourse.
soficrow
reply to post by bluepill
There are lots of places for them to go. Whether the other people already there like it or not is largely irrelevant.
Not sure what you recommend? Illegal immigration to avoid deportation? Maybe via voyaging canoes?
Sending aid money to poor people to encourage them to stay where they are is a short term solution, they will need to move or adapt.