Will you get Obamacare, YES or NO?

reply to post by 727Sky


its great you posted that information about ohio, its where I currently reside. don't feel it will be much longer.
this isn't the only reason but another one to put on the pile.

reply to post by DontTreadOnMe


I could be wrong, but from what I read I fall into the "gap" the reason for this gap is because states are supposed to extend medicaid, but not all states are.

I don't feel comfortable posting my income online but here is a quote from the site

Some states are not expanding their Medicaid programs starting January 1, 2014. In these states, some people with limited incomes may have fewer coverage options. If you live in a state that isn’t expanding Medicaid you may not qualify for either Medicaid or reduced costs on a private insurance plan. It will depend on where your income falls.

OK a little less panic. I screwed up the first time when plugging things in, but it is still 38% of my income, Much better but still tough.

Amount you pay for the premium: $-,--- per year (which equals 38.47% of your household income and covers 100% of the overall premium)
You could receive a government tax credit subsidy of up to: $0 (which covers 0% of the overall premium)

i hear they exempt ya from obamacare for religious reasons so i think ill be going with that or at least thats the plan any one confirm if that works or not

reply to post by apoc36


I already know that I qualify for the expanded medicaid, however, my state does not offer it. So their solution for me is to go to the "free" county health clinic.

The county health clinic is not health care coverage, and it does not cover medical issues that require a specialist. The clinic covers basic needs, sore throats, diabetes care, hypertension care, well woman care (basic exam, breast exam), blood work, etc.

There are going to be many many people who are in my situation.

calstorm
reply to post by DontTreadOnMe

 

I could be wrong, but from what I read I fall into the "gap" the reason for this gap is because states are supposed to extend medicaid, but not all states are.

I don't feel comfortable posting my income online but here is a quote from the site

Some states are not expanding their Medicaid programs starting January 1, 2014. In these states, some people with limited incomes may have fewer coverage options. If you live in a state that isn’t expanding Medicaid you may not qualify for either Medicaid or reduced costs on a private insurance plan. It will depend on where your income falls.

I am in MT as well, and that is exactly the same thing I got. I spoke to our nearest hospital about the ACA and the billing agent already told me I qualified for expanded medicaid, but MT does not offer it.

reply to post by apoc36


I never had health insurance. I do not plan to now.

If when I am older I must.....then I MAY think about it.

I prefer living healthy and simply avoiding all the fuss and invasive nature about OBAMA care.

I think he has done our country a great disservice. That doesnt help convince me either to support this mess he made.

NO.

Also its more of a power grab than anything else. The last thing anyone thought of was the American people.

SO double NO.

reply to post by Taissa


Would someone mind saying, who has visited a dot gov or their state's website, do you have to put in ALL your personal data to get quoted, or can you just put in your income or something and get a really generic quote?

I am really curious but plan on NOT signing up. I have cash paid for healthcare for 10+ years. There may be a point where the fine exceeds what I would pay in insurance which forces me to sign up, but it's not the first year.

Also, ATTENTION FOLKS WHO WANT RELIGIOUS EXEMPTION:
I read on a website earlier (sorry I don't remember what it was) that in order to qualify for that exemption you have to give up Social Security and all that...it sounded hard to get. I'd look into it further before you plan on that being your plan. The info I read (which MAY have been wrong) made it seem really, really hard.

reply to post by Taissa


So what do people in our situation do?

reply to post by Ameilia


I got this link off of the the healthcare.gov site and I know from applying just last month I don't qualify for medicaid.
kff.org...

reply to post by Ameilia


I ventured to the Nevada website. Not promoting but they at least allow an anonymous quote...after I put in my name, zip code, income, family size and all my dependent's information (age and sex). Once that was in, I was free to navigate the "exchange" as an "anonymous" user -- for reference; I was unable to qualify for the free stuff.

reply to post by ownbestenemy


Ugh, I wonder if I should just suck it up and try it out. At least you didn't have to register or something. Add your social. Anything like that. I'm in Texas though, mine could be a bit different. Thanks.

reply to post by apoc36


I won't be signing up for medical insurance not a chance, I don't need it or want it.
I've never received government assistance not food stamps workman's comp unemployment none of it!

I dont get sick ever. Still a young single man no kids or dependants.
Exluding a yearly STD CHECK. I've gone to the Dr 3 times in the past 10yrs.
I paid cash usually around $100 bumped to the front of the line and no bs.
I had the best insurance money can buy from previous employers. $30/month $20 co pays $500 deductibles. NEVER USED IT ONCE. Amazing insurance yes, waste of my money absolutely!
I DONT NEED THEIR ANTIBIOTICS, PAIN PILLS, FLU SHOTS, PHYSICALS.

Maybe in the next 15-20 years I will but now it is not necessary.

Ameilia
reply to post by ownbestenemy

 

Ugh, I wonder if I should just suck it up and try it out. At least you didn't have to register or something. Add your social. Anything like that. I'm in Texas though, mine could be a bit different. Thanks.

Think of it as a "free quote" for auto-insurance. While I do not like the law, at least Nevada allowed a free quote that didn't require that much information...save my name (why do they need that? That is the only issue I had with it...)

reply to post by ownbestenemy


ATTENTION THOSE WHOSE STATE DIDN'T EXPAND MEDICARE COVERAGE:

It appears you qualify for a hardship exemption and thus DO NOT HAVE TO PAY the fine.

Under, How to Get a Hardship Exemption?

You were determined ineligible for Medicaid because your state didn’t expand eligibility for Medicaid under the Affordable Care Act.

healthcare.gov

reply to post by Ameilia


This one gets me...

Under "Hardship" it states that if a person has undergone this...

You received a shut-off notice from a utility company.

You are eligible to claim hardship.

Hell, I will forgo a month on my utility until the disconnect notice comes in, save it, claim hardship, reap the benefit and still pay my bill...

This is supposed to help people how? It is set up for even us who play by the rules to contemplate (as seen above) breaking the rules.

reply to post by Ameilia


Thank you so much for that Amelia! I was very panicked and upset.

ownbestenemy
reply to post by Ameilia

 

This one gets me...

Under "Hardship" it states that if a person has undergone this...

You received a shut-off notice from a utility company.

You are eligible to claim hardship.

Hell, I will forgo a month on my utility until the disconnect notice comes in, save it, claim hardship, reap the benefit and still pay my bill...

This is supposed to help people how? It is set up for even us who play by the rules to contemplate (as seen above) breaking the rules.

OMG! I didn't even THINK of that. If that is possible, I am totally doing that. My company charges a late fee of like 2% or something. Oh wow, I felt a weight off my shoulders...

calstorm
reply to post by Ameilia

 

Thank you so much for that Amelia! I was very panicked and upset.

I'm upset too. We have to stick together and help each other. It's the only way.

Ameilia
OMG! I didn't even THINK of that. If that is possible, I am totally doing that. My company charges a late fee of like 2% or something. Oh wow, I felt a weight off my shoulders...

Here is something else to think about. What if I decide I do not want to insure my adult child before the age of 26? Do they have stance to sue me? I know it sounds weird, but it would be a case. I dump my child before he reaches that ripe age of 26 and they turn around and sue me for not keeping them insured...

This law is atrocious and a calamity.

Just where do they get these figures?

Forget the stupid legislation and fix medical prices across the board to cost plus 30%. From aspirin to MRIs (and no obscene salaries for people in the medical care industry)
If you get sick you should be able to pay out of pocket.

Insurance should be limited to accidents and catastrophic illnesses.

What they have drafted up will not work.