how's your personal economy holding up?

wondering if anyone is personally feeling any impact yet?
i asked this same basic question when i was here a while back and the comments were not positive.
personally my sales are down about half this year, but i basically have no bills besides food, insurance and expenses. i'm off the grid most of the year and have not had a problem missing some extras i enjoy. i've seen this coming and have told my self to just deal with it.
in what ways have you had to change your life to conform to less income, or has it been better for you than in the past?

Im running on shoestring income but saving cash, infact the most i've ever had for years, to invest in certain survival related things depending on how the next few months go..

luckily i invested in the survival gear and food in the past, there's still a few things i'd like to stash away, but very little.
i would like to still do a few improvements on my property, but luckily most of that involves more time than money.

My wife and I lost our business about a year and a half ago and filed for bankruptcy, which has been discharged.

I'm now working doing support for medical imaging software and my wife works at a major pet store chain. So far, so good. Our jobs appear secure, we're buying silver, dry goods and firearms.

I don't think the Obama "Hope" and "Change" will hit home until his "healthcare" suppository kicks in. I have heard some bits and pieces how this is going to affect the average middle-class family and it doesn't sound good.

General

I started blogging for money, i gotta say it works, but you got have patiences. it seems everyone is doing it.

reply to post by General.Lee


general, i think forcing poor folks and the middle class to pay an average of 500 bucks a month for healthcare will definately hurt many.

agent, what do you blog about? if you don't mind me asking. i always wondered how this whole blog thing works.

i'd also recommend folks looking around, hitting yard sales and checking classified adds for good deals on stuff to resale.
i bring in quite a few extra bucks this way.

I'm doing fine. Had a pretty solid lump sum saved for a house. Couldn't find one so I used the lump sum to finish an old loan I've been carrying.

Wouldn't you know as soon as I did that the place I'm renting goes up for sale for dirt cheap.

Now without that lump sum as a down payment I can't get a mortgage and it's pretty iffy if I'll be able to afford the costs of a new rental if I'm forced to move anytime soon.

Might have to put everything in storage and go tent-city until I can afford the whole "deposit and first and last" thing.

Figures.


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When i left school i decided not to commit financial suicide by having a family, i own my own home, have a reasonable A to B car and a collection of superbikes that are pretty much just toys for sunny mornings when i cant be arsed going to work. Im in my 20's, do not have any debts and its #ing awesome.

To be honest i think im going to semi retire pretty soon, i basicaly have whatever toys i need all i need is a part time job,maybe a couple of nightshifts a week, just to break even with gas, electric and food. Beyond that....LOL.

I decided to abandon credit. They keep calling and demanding money. I really don't care that I have lost my good credit score. I would rather survive than pay them.

My personal income is down to about 30% what it was last year. Own my home, and the vehicles are paid for. Wife, a teen and a pre-teen, two large dogs and three cats doesn't come cheap though, especially with only one income.

I thought I'd be fine, as the economy taking a dive affected my customers a lot less than most. Then what'ya know... Obama's buddies decided to legislate 70% of my customer base out of business, state by state. Thanks assclowns.