I think someone has stolen my identity!!!!!!

When trying to get my free credit report online it asaid that I have a mortgage and what company is it with and gave me a list. I never ever ever have had a mortgage in my entire life we rented then we bought this place flat out, no MORTGAGE!!!!!!!!!!!! GGGRRRRRRRRR!!!!!!!!!!! I'm EFFING pissed and I couldn't get the frikkin report because of course I couldn't name the company!!!! WTF???? Now I have to send in a LETTER for my g_dD_____ report and spend money on the effing stamp all because some dickhole effing stole my identity. Also apparently they tried to get another loan!!!!!! MFER!!!!!!!! I was looking cause some employers do the credit check thing here(mostly all in the field I'm getting into do!) Now I won't even be able to get an effing job in the effing career I have effing student loans for!!!!!EEEEEERRRRRRRRRGGGGGGGGGGGGGGGG!!!!!!!!!!!

[edit on 12-4-2010 by ldyserenity]

[edit on 12-4-2010 by ldyserenity]

Wow, I'm sorry to hear that, I hope it's some kind of mistake and they have you confused with someone else.

The good thing about it is, they have a mortgage, hence, .... they have a house, ... so you can track them down and exact revenge !!!.

hey, if they have a mortage in your name, and it's almost paid off maybe you can keep the house !!! ..... or sell it for a small profit !!.

That sucks, first i would go find this house the mortage is on then i would try to sell it. You could also probably break in and call the cops saying that those people are living in your house without paying you rent. You could evict them and depending on your state laws you might be able to sell all their stuff too. If they bought cars under your name those are yours too.

I got my credit history on experian and it made no mention of any mortgage, however I still can't get on experian cause it says they can't verify my identity with the same questions, I don't know how accurate experian is I used equifax all other times. Transunion sucks. I don't know I am still going to send away for my equifax report. But that question did seem odd to me it never asked me that one before, ad only asked things that I actually knew like old phone numbers and addresses, and student loans, but never anything I never had before. Besides that I got my credit score and it doesn't match with what experian said either according to experian it should be higher, I know they are all a little different, but it's very different. Like way different/ doesn't match up. I still think something's jinky.

If you give me all of your details, and I mean everything, I will go and check it out for you.




Nah seriously don't! - Disclaimer.... Ahhhh well no one is that daft on these boards any way.

I have often thought it could be quite a profitable area to be a sort of private detective that specializes in investigating ID theft, it is a specialist area and for a lot of the time it's way too confusing and in-depth / time consuming for the police, also the amounts are pretty low sometimes and spread over many people.

But how or who would regulate the PI's? Cos they would be in a really good position to rip off your ID

I wonder if there could be like a one stop shop run by the governments?

The best information I have seen in recent years on the topic of identity theft is in the book Zero Day Threat, discussed in the thread I added to BTS earlier today:

www.belowtopsecret.com...

The next link is a good and recent overview (February 2010) on the topic of identity theft:

www.wired.com...

You should report the theft to your local police jurisdiction, first of all. They will walk you through the reporting requirements. In the United States, here is the current umbrella website from the U.S. Justice Department where they will walk you through the necessary procedures as well:

www.idtheft.gov...

I hope this info is helpful to you. Let us know if you still have questions.

Here's a U.S. non-profit group that appears to be a real goldmine of information on the topic of identify theft:

www.idtheftcenter.org...