posted on Jan, 29 2010 @ 03:46 AM
Possibly the first false assumption is that California will increase it's debt by having universal health care. I think this is far from the truth.
May I demonstrate my point of view? Stop that laughing. I hear you...
When my son went to intensive care, the hospital produced a paper to sign that said the fee would average about $11,500 per day --- in 1988! I read
in the paper how a man went to the emergency room because he had a toothache, and the bill was $1200. Why is this? Uninsured people using the
hospitals are always given emergency care, and if they can't pay, it's free. The upper lower class and lower middle class can't afford health
insurance, unless they are young. People over 30 in business for themselves are lucky to have health insurance. Another person I met owed over $1.3
million to the hospital. Most of these contact a bankruptcy attorney and clear the books, leaving the hospital a loss.
If the same people have health insurance, the hospital can reduce costs for services on a general level because they aren't taking it out on
individuals that can pay, to make them pay for those who can't pay.
For another example, relative to the point, California made motorcycle helmets mandatory. Why? Because of the great expense involved in head
injuries. Same thing with bike helmets. I knew a kid that slipped on a skate board and hit his head on a curb, making him retarded for life and
using State assets for care. Prevention can save dollars, as can insurance.
Along with universal health care comes a ceiling on lawsuits. One of the high costs of medical care is paying for the insurance on doctors. That is
factored into the cost of your health care. You are paying a premium for your insurance, and lots of your medical care is paying for the lawsuits put
forth by "accident attorneys" and other ambulance chasers. They get rich on your premiums. If there is universal health care, people who are
injured will have the care and won't need to create huge lawsuits to insure they are taken care of.
If your cost of medical care drops, your insurance drops. For example, if everyone is paying for their health care, those who have insurance will not
be paying so much. This will lower their premiums. The State wins, because they don't have to carry the burden of making up for the debts of those
who are unable to afford health insurance. The individuals win because their premiums drop. The hospitals win because they will have uniformity to
billing practices, and can be assured that they will be paid. The citizens will also win because their resentment will lessen when they see that
foreigners, like Mexicans crossing the border for healthcare, are not getting better treatment than the hard working citizens and taxpayers of
California.
Productivity is another factor. Too many intelligent working taxpayers are getting disabled or sick because they cannot obtain timely health care.
They put it off until it is a big expense. It's better to nip it in the bud. There's a saying: "You don't have cancer until the doctor says you
do." Well, would it be less expensive to find it at Stage 0, 1, 2, 3, or 4? Of course, Stage 0 is best, and requires minimum treatment. If you
wait to stage 4, it will be lifetime expenses. If you don't have insurance, the State pays. People without health insurance put off checkups until
it is too late for an economical solution. Since the solution is so expensive, they can't pay. Isn't this obvious yet?
There is a lot of savings in having State health insurance. I hear a lot of criticism of the idea, but those critics aren't standing in line to
fight against State programs such as public schools, firemen, police, etc. Frankly, I think health care for all is long overdue. I know of so many
people who are receiving Medicaid in California that are poor and disabled, yet they did not work long enough to earn the right to the care. It is an
entitlement given to them, so why not give it to the working class in California? If they are kept in a good state of health, they will produce more
tax revenues for the State.
[edit on 1/29/2010 by Jim Scott]
[edit on 1/29/2010 by Jim Scott]