Changes to Auto Insurance Policy

I'm sure you've heard that they've recently changed life insurance policies to exclude terroists attacks and the like. I'm renewing my auto insurance policy and I noticed this tid bit(italics mine):

"
Changes to Part IV - Damage to A Vehicle
....
An exclusion has been added for loss caused directly or indirectly by war or warlike action by any miltary force of any government. Due to recent global events, the exclusion also applies to any accidental or intentional discharge, dispersal or release of radioactive, nuclear, pathogenic or poisionous biological material, or any intentional discharge, dispersal or release of chemical or hazardous material.
...
"

So I guess my car better not experience any "war-like" action.

Andrew Silverstein took out an insurance polic of like a couple billion on the WTC 7 weeks before it was hit.

Perhaps after having to pay off that claim, insurance companies suddenly are tighteing thier belts?

I suppose terrorism insurance is gonna cost extra?