Democrats and socialism are NOT the problem

originally posted by: dfnj2015

originally posted by: Edumakated

originally posted by: JAGStorm
a reply to: dfnj2015

The result is the American people are gouged into poverty by the pricing fixing of wages, products, and services. The evidence is right here in this graph:

Very very few people are in poverty due to a series of unfortunate event. Many are there because of choice and mindset.

We live in a country that you are free to get any job, you can move. You can get an education. You can forage.
The problem is that too many people are lazy and would rather complain.

You know that show undercover boss. I think they should do the reverse. Undercover CEO etc. Let people on the bottom rung see what it is like to be a CEO or executive. What they will find is that a lot of those people just work. That is all they do day in and day out. Many work every weekend for years on end. Many never take a vacation. many have failed marriage and bad family relations because they put work before all else. This is what many little guys don't see. They only see that hey that CEO makes $$$ = not fair.

Let me give you an example....

Today in the Wall Street Journal there is an article about the prevalence of 7 year car loans now. The feature a guy... 22 years old who is paying $500/mo for a Honda Accord. It says at one point, it was 25% of his take home pay, so the guy was bringing home $2k/mo. He paid $27,000 for the car, but the loan is $36,000 because he had to roll over the other loans on two other cars that he still owed.

WTF?


This is the type of guy who will be complaining he can't get ahead. Well, no sh*t sherlock.

If you hand out heroin to grade school kids you should not be surprised when they become addicts.

If TV advertising did not work people would not spend billions of dollars on it manipulating people to make bad decisions in favor of the advertiser. If the corporations would stop selling cars with advertisements based on emotions then we would not have so many heroin addicts of debt.

Why is the corporations fault some people can't control their impulses or make good financial decisions?

What we need is a focus on personal finance in high school starting in 9th grade.

originally posted by: JAGStorm
a reply to: dfnj2015

If the corporations would stop selling cars with advertisements based on emotions then we would not have so many heroin addicts of debt.

Choice - turn off tv

The answer is always people are at fault. It's never the case wages simply are enough make ends meet. I'm so sick of this mentality. People work hard. Americans work hard. Everything just costs too much. There are two sides of this equation. Why is it we only focus on one side of the equation. It's always the worker's fault. It's always the little guys fault.

a reply to: JAGStorm

I don't think that the choices you mention are so black and white.

Yes what you say does happen. And in some cases yes. Some people have self destructive behaviors.

However if people are presented with opportunities to improve their lives they will.

a reply to: Edumakated

Corporations game the system in their favor with lobbyists. Wages are not enough. Everyone is force to buy from the company store so everyone is always debt.

The American people work hard. Corporations charge too much and keep wages depressed. The evidence is right here:

Purchasing power of the consumer dollar

No matter how much you try to blame the American worker with your Republican delusions the facts simply do NOT support your argument.

a reply to: dfnj2015

And that's a cop out and blaming someone other than the person who made the choice.

What kind of idiot decides it's a good idea to spend $500/month on that kind of income on a new car without having paid off his previous two? Well that kind I guess, but it's his decision and only his. You blame him. No one forced him to do that, and you don't "save" him from his stupidity.

a reply to: grey580

Will they?

My sister had that chance. She had a blank check to fix her car and easily accessible mechanic. She *didn't* take it because it was easier not to.

originally posted by: dfnj2015
a reply to: Edumakated

Corporations game the system in their favor with lobbyists. Wages are not enough. Everyone is force to buy from the company store so everyone is always debt.

The American people work hard. Corporations charge too much and keep wages depressed. The evidence is right here:

Purchasing power of the consumer dollar

No matter how much you try to blame the American worker with your Republican delusions the facts simply do NOT support your argument.

Corporations only charge what a free market allows. In a competitive market place, if a company is making excess profits, a competitor will quickly enter and drive down costs.

In cases where this doesn't occur, it is most often because government has created regulatory barriers that make it difficult for new entrants. Examples would be airlines, health insurance, colleges/universities, ...

No one forces you to buy anything.

a reply to: dfnj2015

Lol. Quoting Mussolini and claiming socialism isn't a problem lol

Jaden

Real problems are too much spending on stuff that's not needed like,cable,eating out,credit card impulse buying,drugs,etc.And the fact is many people won't work if they have to do overtime and can't play with their phone all the time. I work in die cast,pays good for this area but we can't keep people because they are not willing to work lots of weekends.Yes,CEOs are greedy, insurance is a rip off,taxes are too high,but mostly personal choice is why people are in poverty.

a reply to: JAGStorm

Most of those are choices because of the lack of opportunity that has crossed their path.

It's funny because in the US lots of people choose to stay on welfare for the health benefits instead of attempting to get out of it and work their way to the top, because the benefits would disappear. Poverty for the most part is a consistent circle of looking for a way out but never being able achieve it because of the smallest inconveniences which are usually exaggerated ten fold. Even just going to the store to get food without a car for most people is a few hour endeavor that eats up their day. A dental bill for themselves or their child can set them back a huge amount.

The lack of opportunity is one of the biggest factors in poverty, not people being lazy.

Now hear me out, some people DO choose to live those lifestyles, but they generally like to be in the lower class style of life and most likely have no desire to get out of it. That doesn't mean everyone is tho.
Friend of mine spent TWO years after college looking for jobs applied to over 300, she eventually just settled for a random scheduling job. It wasn't until she met someone who got handed a job from their family member did they land a job she had no training, no education, nothing, just a position needed to be filled, done. She's raking in 65k a year, full benefits, four weeks vacation, etc, etc. That just goes to show it's more about the chances given to people to those who are willing will take them and go with it.

Back after the depression the new deal literally just took bums from the street people who CHOSE to throw their money into useless stocks and lost it all, and gave them jobs for the rest of their life, which echoed on for decades.

a reply to: Edumakated

As I did when I was young. And as the Joads in that movie but that is not everyone any longer. People with families for one. Sure we can picture the Beverley Hillbillies packin up granny and sitting her on her rocker on the top of a pile of furnishings but really? Really?

Where is that promised land that those people you believe can just pick up and get outta Dodge and go to. . There ain't none. Maybe they can move out to the country where towns are dying left and right and rent a little place but that town is dying and there are no jobs around because there is no profit to be made there by the corporations that are looking to make money only in the richer urban areas.
Where is that place that they can go to start over where there will be a job waiting for them, a job that can help them cover the cost of moving and then first and last and deposit and all.

We can vision those Norman Rockwell images all we like but man, those days are gone. Long gone.

Any job, and most of the rest life, feels like jail when you are like Coyote, aimlessly wandering, without a way of your own, regarded as a nuisance.

That is why Coyote precludes himself from concern over how others say things ought to be done.

Coyote knows he must eat, and maybe he can learn something from Squirrel.

But still, Coyote is not Squirrel.

a reply to: TerryMcGuire

Where is that promised land that those people you believe can just pick up and get outta Dodge and go to. . There ain't none.

I can think of a thousand scenarios. Here are some scenarios.
#1 people paying a ton of money in California for rent. They could move almost anywhere in the Midwest and greatly improve their quality of living. The closest city to me is Milwaukee, there are 24,000 job openings.

#2 A middle class person living in New York city could move to Tennessee and retire 10x more easily than staying in New York.

#3 A skilled welder in Florida could move North and find more jobs and money in his/her industry

I have moved all my life, in the US and around the world.

Different place have different vibes. Some places have a lot more opportunity than others. Sometimes people just get stuck. You would not believe what a change of scenery can do for a person.

a reply to: JAGStorm

Yes this is true if we are talking about middle class. But that conversation was about those living in poverty in the slums outside of Chicago. These folk probably living month to month with families and in so many cases had no skills that were marketable outside urban areas. As well, I would be willing to bet that those 24000 available jobs in Milwaukee are entry level and fast food jobs. Those jobs all to often do not offer enough to feed a family.

a reply to: dfnj2015 tax our gas is expensive due to the tax the govt leveys were a small country just reached 4 million the govt taxes the # out of gas for the infrastructure

a reply to: Edumakated

So if Kylie Jenner is “self made”...


That 50% is not accurate..

How inaccurate? I have no idea... but if Kylie is self made... I mean damn.. that is the least self made person on planet earth?!!

The real number might be 10% self made obvious they are not counting exposure and such.

a reply to: JAGStorm

Obama’s white grand parents were rich..


Don’t know Ronald’s background, but I bet he came from money too.. (upon BS 3 min inspection he might count for sure..) but then again politics is not really work.. ... I hate counting those who made their millions almost certainly on kick backs that are only legal because the people getting them make the laws..

And I included all politicians in that.

I’m almost positive hillary’s family was wealth as well..which is why bill married her if memory serves.

a reply to: dfnj2015

The answer is always people are at fault. It's never the case wages simply are enough make ends meet. I'm so sick of this mentality

And were sick of the mentality that we need to go full on socialist because people like you make bad life decisions and schooling choices and don't want to apply yourselves harder....

👎

originally posted by: Edumakated

originally posted by: dfnj2015

originally posted by: Edumakated

originally posted by: JAGStorm
a reply to: dfnj2015

The result is the American people are gouged into poverty by the pricing fixing of wages, products, and services. The evidence is right here in this graph:

Very very few people are in poverty due to a series of unfortunate event. Many are there because of choice and mindset.

We live in a country that you are free to get any job, you can move. You can get an education. You can forage.
The problem is that too many people are lazy and would rather complain.

You know that show undercover boss. I think they should do the reverse. Undercover CEO etc. Let people on the bottom rung see what it is like to be a CEO or executive. What they will find is that a lot of those people just work. That is all they do day in and day out. Many work every weekend for years on end. Many never take a vacation. many have failed marriage and bad family relations because they put work before all else. This is what many little guys don't see. They only see that hey that CEO makes $$$ = not fair.

Let me give you an example....

Today in the Wall Street Journal there is an article about the prevalence of 7 year car loans now. The feature a guy... 22 years old who is paying $500/mo for a Honda Accord. It says at one point, it was 25% of his take home pay, so the guy was bringing home $2k/mo. He paid $27,000 for the car, but the loan is $36,000 because he had to roll over the other loans on two other cars that he still owed.

WTF?


This is the type of guy who will be complaining he can't get ahead. Well, no sh*t sherlock.

If you hand out heroin to grade school kids you should not be surprised when they become addicts.

If TV advertising did not work people would not spend billions of dollars on it manipulating people to make bad decisions in favor of the advertiser. If the corporations would stop selling cars with advertisements based on emotions then we would not have so many heroin addicts of debt.

Why is the corporations fault some people can't control their impulses or make good financial decisions?

What we need is a focus on personal finance in high school starting in 9th grade.

Heck yes!!!
I home schooled my kids ( I had one very ill so I just home schooled the others as well while I was at it) and very early on we integrated "consumer math" into the curriculum. It was a whole course that expanded over time that included balancing checkbook, loans, percentages, interest, basically everything youd need to know. Whats funny is that it was under the "electives" section. So we did our math course and merged into consumer math. These sort of things are NOT available in public schools in the standard curriculum.

a reply to: Advantage

We need to focus on functional skills in school..imho.

Everyone takes finance classes in high school..


I think everyone should know how do do anything EVERY American has to do..

Change oil and tires, bs electrical work, heating and cooling, plumbing, exc..