Work & Insurance are overstepping big time

My workplace health insurer did the same thing a handful of years ago, including the blood test.

Fortunately the goals and journal were voluntary, despite being pushed hard.

The whole thing went away quietly after a while (sometime in months, don't remember). Guess I wasn't the only one who said # that.

originally posted by: burdman30ott6

originally posted by: Bone75
I don't see the problem. This is capitalism at work and it only makes sense that people who take care of themselves should pay a lower rate.

No, people who strain the healthcare system the most should pay the highest costs, period.

I'll concede that point.

Now how do you determine who those people are?

Should the insurance company follow you around to find out if you're a promiscuous gay person?

originally posted by: Bone75

originally posted by: burdman30ott6

originally posted by: Bone75
I don't see the problem. This is capitalism at work and it only makes sense that people who take care of themselves should pay a lower rate.

No, people who strain the healthcare system the most should pay the highest costs, period.

I'll concede that point.

Now how do you determine who those people are?

Should the insurance company follow you around to find out if you're a promiscuous gay person?

Your health insurance history should be the starting point. I've been personally on health insurance since my early childhood (on my Dad's insurance) through my adult working life, 30-35 years ... a decent track record to base my risks on. In those years I have had a doctor visit roughly every 3 years, which have involved a couple of standard procedures... I've more than paid for them in their entirety between my premiums and deductibles. There's no rational reason someone with a lifetime of fewer doctor visits and fewer expenses to the system should be shelling out the same as, say, someone who has some manner of doctor or ER visit every other month for years.

a reply to: JAGStorm

Have you tried the ACA.

It works great for me. Was much cheaper than what my job offered and I don't have to do any of those things your being told to do.

In my socialist dystopia with free health care I can do whatever I want with my body and get care whenever I need it.

But..... Go Freedom USA!!

originally posted by: JAGStorm
My health insurance is through my husbands work.
It's ok, but every year it seems to get more and more invasive.

They ask for biometric screening to avoid the tobacco surcharge. It's pretty significant so we do it. I know
whenever they draw blood they may be looking for other things, who knows. Well they have my DNA that's for sure.

Now they have a health tracking website. You go online and track stuff, and they try to encourage people to make better health choices.
It delves into everything from sleep, debt, stress, weight, nutrition, exercise etc. You get the point, they want you to be healthier and basically be less of a cost to the company and insurance.

New this year, they want you to track your "goals", it is automatically set to blast your goal socially among other workers & their spouses. You can toggle to make it private. If you do it publically, it is seriously like that episode of Black Mirror, Nosedive! They want others to "cheer" you on. How creepy is that. I don't even know these people, again my husband works there, not me, but I'm required to do this.

Now here is where is gets even worse. For some items they want you to do an online "journal". YEAH right! F that! I can't believe people are actually falling for this and writing stuff down. They also want you to sync your device and add the mobile app. I seriously wonder if they coincidentally fire certain people based on this info. Of course companies say they don't. I know I've been privy to a lot of confidential info in my career and sometimes decisions are made from things you wouldn't think of.

This is how it all starts. People willingly give away their freedom one bit at a time.. This is sad.

Insurance Companies are Global Cabal money laundering operations ...full stop......never use them unless you have to.

originally posted by: dfnj2015
a reply to: JAGStorm

Corporate profit is more important than God.

Government care wouldn't make it any better. You are still collectivizing people's costs and making everyone else responsible for your poor choices. Government will still have the same benefit/cost charts that any insurance company actuary will. Government will be just as intrusive about telling you that you can or cannot engage in activity A or B due to increased risk or weigh too much or eat foods X or Y because of government determined health detriments, etc.

You're fooling yourself if you think that's not true. Right now, Medicaid and Medicare are two of the biggest deniers of claims.