How can I get the President to help me with my Medicare late signup penalty?

originally posted by: nwtrucker
a reply to: dianajune


I'm guessing but the late fee could be due to individuals not signing up on part B and D as a cost saving measure and then realizing they need it then spend the money to purchase it.

A rough comparison is Canada's policy. They don't mandate medical coverage, but if you require it, you have to pay for a full six months before it activates. That discourages the 'I will wait until I need it' mentality.

I thought Canada's medical premiums were paid via taxes. What medical coverage are you referring to?

On topic, I feel for the OP. There are so many things screwed up with our health system.

originally posted by: rickymouse

originally posted by: carewemust
a reply to: dianajune

DianaJune, did you investigate the 4 options for "help" with paying your Medicare premiums?

From Medicare Website: www.medicare.gov...-2625

There has to be a way to get affordable coverage. The part B is important, I only started paying part B when our insurance was going to lapse, I had to do it within a few months of loss of the BCBS insurance so I wouldn't get penalized. So I did it before the insurance lapsed. If done right, there was no penalty. When I signed up for medicare I think I noted other coverage on the application, maybe that is why there was no problem. Filling out paperwork correctly is essential I guess.

A big problem is when people nearing age 65 aren't advised properly, or don't talk to anyone at all, when enrolling in Medicare online.

A lot of people don't know that they need a Medicare Supplement. It pays the $1,300 hospital deductible, and the 20% of doctor fees that Medicare doesn't pay for. Also, Medicare doesn't cover you outside of the USA. The Medicare Supplement does..up to $500,000 usually. (Average cost for MedSupp = $155 @ month)

Also, people coming off of employer plans at retirement mistakenly think that Medicare has prescription coverage. It doesn't. You have to buy a Medicare Part-D plan. If you work with an advisor when nearing age 65, you can avoid a lot of pitfalls. (Average cost for Part-D prescription plan = $40 @ month)

a reply to: StoutBroux


I'm not fully up on all the Provinces. Yukon territory covers everything. In B.C. there is an enrollment and monthly fee, I believe.

originally posted by: carewemust

originally posted by: rickymouse

originally posted by: carewemust
a reply to: dianajune

DianaJune, did you investigate the 4 options for "help" with paying your Medicare premiums?

From Medicare Website: www.medicare.gov...-2625

There has to be a way to get affordable coverage. The part B is important, I only started paying part B when our insurance was going to lapse, I had to do it within a few months of loss of the BCBS insurance so I wouldn't get penalized. So I did it before the insurance lapsed. If done right, there was no penalty. When I signed up for medicare I think I noted other coverage on the application, maybe that is why there was no problem. Filling out paperwork correctly is essential I guess.

A big problem is when people nearing age 65 aren't advised properly, or don't talk to anyone at all, when enrolling in Medicare online.

A lot of people don't know that they need a Medicare Supplement. It pays the $1,300 hospital deductible, and the 20% of doctor fees that Medicare doesn't pay for. Also, Medicare doesn't cover you outside of the USA. The Medicare Supplement does..up to $500,000 usually. (Average cost for MedSupp = $155 @ month)

Also, people coming off of employer plans at retirement mistakenly think that Medicare has prescription coverage. It doesn't. You have to buy a Medicare Part-D plan. If you work with an advisor when nearing age 65, you can avoid a lot of pitfalls. (Average cost for Part-D prescription plan = $40 @ month)

We both pay part B with our social security and from my wife's retirement, we get part D with some bells and whistles for about a hundred twenty bucks a month. It covers a lot of meds and has some dental and eyeglass on the retirement plan.

But, we altered our diets after I started studying this stuff and she takes one water/alpha blocker pill a day and I take nothing. I have to take a multimineral tablet though, I got some kidney damage from the Antieptileptic drugs I took for five years, I pee too much because one type messed up my sodium channels for a few years.

originally posted by: rickymouse

originally posted by: carewemust

originally posted by: rickymouse

originally posted by: carewemust
a reply to: dianajune

DianaJune, did you investigate the 4 options for "help" with paying your Medicare premiums?

From Medicare Website: www.medicare.gov...-2625

There has to be a way to get affordable coverage. The part B is important, I only started paying part B when our insurance was going to lapse, I had to do it within a few months of loss of the BCBS insurance so I wouldn't get penalized. So I did it before the insurance lapsed. If done right, there was no penalty. When I signed up for medicare I think I noted other coverage on the application, maybe that is why there was no problem. Filling out paperwork correctly is essential I guess.

A big problem is when people nearing age 65 aren't advised properly, or don't talk to anyone at all, when enrolling in Medicare online.

A lot of people don't know that they need a Medicare Supplement. It pays the $1,300 hospital deductible, and the 20% of doctor fees that Medicare doesn't pay for. Also, Medicare doesn't cover you outside of the USA. The Medicare Supplement does..up to $500,000 usually. (Average cost for MedSupp = $155 @ month)

Also, people coming off of employer plans at retirement mistakenly think that Medicare has prescription coverage. It doesn't. You have to buy a Medicare Part-D plan. If you work with an advisor when nearing age 65, you can avoid a lot of pitfalls. (Average cost for Part-D prescription plan = $40 @ month)

We both pay part B with our social security and from my wife's retirement, we get part D with some bells and whistles for about a hundred twenty bucks a month. It covers a lot of meds and has some dental and eyeglass on the retirement plan.

.

You're fortunate to have Dental and Vision coverage on your Part D! We don't have that here in Illinois. It sounds like you and your wife have become good stewards of your bodies. Congratulations!

originally posted by: carewemust

originally posted by: rickymouse

originally posted by: carewemust

originally posted by: rickymouse

originally posted by: carewemust
a reply to: dianajune

DianaJune, did you investigate the 4 options for "help" with paying your Medicare premiums?

From Medicare Website: www.medicare.gov...-2625

There has to be a way to get affordable coverage. The part B is important, I only started paying part B when our insurance was going to lapse, I had to do it within a few months of loss of the BCBS insurance so I wouldn't get penalized. So I did it before the insurance lapsed. If done right, there was no penalty. When I signed up for medicare I think I noted other coverage on the application, maybe that is why there was no problem. Filling out paperwork correctly is essential I guess.

A big problem is when people nearing age 65 aren't advised properly, or don't talk to anyone at all, when enrolling in Medicare online.

A lot of people don't know that they need a Medicare Supplement. It pays the $1,300 hospital deductible, and the 20% of doctor fees that Medicare doesn't pay for. Also, Medicare doesn't cover you outside of the USA. The Medicare Supplement does..up to $500,000 usually. (Average cost for MedSupp = $155 @ month)

Also, people coming off of employer plans at retirement mistakenly think that Medicare has prescription coverage. It doesn't. You have to buy a Medicare Part-D plan. If you work with an advisor when nearing age 65, you can avoid a lot of pitfalls. (Average cost for Part-D prescription plan = $40 @ month)

We both pay part B with our social security and from my wife's retirement, we get part D with some bells and whistles for about a hundred twenty bucks a month. It covers a lot of meds and has some dental and eyeglass on the retirement plan.

.

You're fortunate to have Dental and Vision coverage on your Part D! We don't have that here in Illinois. It sounds like you and your wife have become good stewards of your bodies. Congratulations!

If a nutritionist looked at my diet, they would say I am on the way to the grave, they would tell me I need to eat a lot of fruits and veggies. I had time, I tried that, I would have been dead by now. I have problems with many of the plant defense chemicals. I tried eating that way and within two weeks I was all messed up, bound up like crazy and my kidneys and liver were sore along with my lower corner of my stomach hurting opposite the appendix. Seems like those veggies give me beezoars and mess with my immune system and triger some autoimmune symptoms.

This is a problem for many of us. I am not quite 65 but have many physical problems like yours times 5. In Florida, they had free medical, meds and specialists. Not easy to work with but free. I now live in Georgia, a horrible place-they believe in culling the population too.
After months I was finally able to qualify for free healthcare with all the specialists and the hospital, a high quality one even though it is a drive for me. I have to renew it every 6 mos but so worth it. So I am seeing several specialists and it has saved me.
I get free samples or my doctors prescribe inexpensive meds. Also, most pharmaceuticals have programs if you can't afford it.
I also have had several very expensive medical procedures done at the hospital-all free.
It was a lot of work but the have been great to me.
My understanding is that I make so little SSA that I will qualify for Medicare A, B, C and D without paying but it varies by state. I plan on getting back to Florida very shortly as their medical offers so mch more and is much better quality-I can verify that.
Best wishes-so sorry you are suffering-start calling hospitals-the big ones.

a reply to: dianajune

I have not read through the thread, but if it has not been mentioned just leave and go to another country that looks after its citizens.

Pretty much anywhere in the western world except the mighty U.S of A where you have the very best of everything...well except healthcare and maybe a few other essential things that are needed in life.

I don't think the president can help you. Unless you have been convicted of a federal crime.

a reply to: rickymouse


I started drinking concentrated vegetable and fruit drinks, along with a daily capful of Isagenix cleanse every morning, back in 2004. Powdered organic vegetables/fruits are easy to digest and build up your immune system. No cold, flu, etc, since.

originally posted by: carewemust
a reply to: rickymouse


I started drinking concentrated vegetable and fruit drinks, along with a daily capful of Isagenix cleanse every morning, back in 2004. Powdered organic vegetables/fruits are easy to digest and build up your immune system. No cold, flu, etc, since.

Powdered organic fruit and veg...really ? Where does that come from ?

a reply to: hopenotfeariswhatweneed

Trees and plants.

originally posted by: hopenotfeariswhatweneed

originally posted by: carewemust
a reply to: rickymouse


I started drinking concentrated vegetable and fruit drinks, along with a daily capful of Isagenix cleanse every morning, back in 2004. Powdered organic vegetables/fruits are easy to digest and build up your immune system. No cold, flu, etc, since.

Powdered organic fruit and veg...really ? Where does that come from ?

I order mine from the Isagenix laboratory in Phoenix.

a reply to: carewemust

I order mine from the Isagenix laboratory in ..............

20a) Unauthorized Marketing: ATTENTION MARKETERS: You will not engage in efforts of viral or "stealth marketing" on these discussion boards without prior approval of TAN. If marketing activity for the promotion of any other commercial entity outside of these boards is discovered you agree that you are responsible for paying TAN $2.00 US for each "thread view" of the thread(s) in which your marketing messages are contained. Your acceptance of these Terms and Conditions of Membership for joining these discussion boards signifies your approval of these payment terms.

You have prior approval, right?
Got your check book ready?

a reply to: Phage


Yeah, thanks for that....not..


To address your post above perhaps I should have asked the member privately , I was curious to the brand and the contents and preservatives used is all....

a reply to: Phage

Why is that Marketing? Should we never mention a corporation that sells products or services?

a reply to: carewemust

You didn't read the T&Cs?
Shame on you.

originally posted by: Phage
a reply to: carewemust

You didn't read the T&Cs?
Shame on you.

I did read them 2 weeks ago, after ATS deactivated me for not using the "external source" quote protocol.

a reply to: carewemust

So, you missed the part about other commercial websites?
Those 2 bucks add up fast!

originally posted by: Phage
a reply to: carewemust

So, you missed the part about other commercial websites?

Ignorance is no excuse for not following clearly written rules. Remember that!

I humbly place my fate in the hands of the wise and just ATS moderators.