Millions Paying 10k Plus inHealth Care Premiums and Remain Afraid

a reply to: carewemust

Judging from what I have seen over the last 3-4 months, we are boned.

The repubs have absolutely no leg to stand on. They had 7 years to write a plan. But you want to know what, they have no idea what to do. They know if they do what their owners say, they are going to pay. And if they do what the majority of the citizens want they are going to pay.

Hillary was supposed to win this thing and make it easy. Rep controlled house and senate and liberal president Hillary. Oh they could have yelled and called each other names and got nothing done.

But Trump won and that is a problem. They have no excuse, they have no place to hide, and it stinks. And I do not think this will be fixed and we will see hospital closings and as you said, deaths because of the repubs.

originally posted by: randomtangentsrme

originally posted by: XanderGray
The free market is not the answer. The free market cares only about profit -- it doesn't care one iota about whether people who can't afford to help them generate a profit are covered.

But that is where you are incorrect. If no one can afford the product, the price drops to what can be afforded, so the service provider (free market) can still make costs, if not a profit. Or risk going out of business.

Health insurance companies foamed at the mouth like rabid dogs when ObamaCare first debuted.

Obama to Health Insurance Companies: We're going to make sure that every American has to buy your product! The Federal Government will pay the majority of the premium for most of your customers. YOU CAN'T LOSE!

That worked out great for the companies doing Medicaid administration. They're making a killing, courtesy of the U.S. taxpayer.

Those who were only in the individual/private market took a beating. Most have already left, and many more are exiting at the end of this year. United Healthcare, Aetna, Humana, are GONE from the self-purchase market. United Healthcare and Aetna will be only in the lucrative Medicaid admin business end of ObamaCare.

a reply to: carewemust

Exactly correct.
But for some it's because of partisan politics that these issues exist.
Even when the reality is it's because of insurance, and more specifically the high cost of malpractice insurance due to frivolous lawsuits. Not just lawsuits, but I will re emphasis frivolous lawsuits.

Premiums were going up anyway.

In the years before the ACA went into effect, premiums were rising at a faster rate.

So, if we play "make believe" or "pretend" and imagine the ACA never happened, people would likely be paying even higher premiums and deductibles today.

a reply to: seasonal


Today we learned which Republicans are full of chit. These 6 voted "YES" for a "clean repeal" of ObamaCare in 2015. Today, they voted "NO"....which killed the 2017 version, which was the same as the 2015 version.

1.) Lamar Alexander, R-Tenn.

2.) Shelley Moore Capito, R-W.Va

3.) Dean Heller, R-Nev

4.) John McCain, R-Ariz

5.) Lisa Murkowski R-Alaska

6.) Rob Portman, R-Ohio

Susan Collins of MAINE voted "no" too (of course!). But she also voted "no" in 2015. The only Republican to vote no at that time.

Source: reason.com...

originally posted by: Kettu
Premiums were going up anyway.

In the years before the ACA went into effect, premiums were rising at a faster rate.

So, if we play "make believe" or "pretend" and imagine the ACA never happened, people would likely be paying even higher premiums and deductibles today.

For individuals who earn less than $30,000 a year, premiums HAVE decreased dramatically, just like the great Obama promised. The government pays most of their cost.

For everyone else, they've gone up in 3 years as much as they went up over the prior 8 years percentage-wise.

a reply to: carewemust

IF what you say is true, blame the insurance companies. They're not government owned. They set the premiums.

originally posted by: Logarock
Whats not being discussed in the health care debate are the millions of americans paying hefty HC premiums since the implementation of the AHCA. Not only did premiums become many times higher, the deductible are so high that a person paying 10K a year could still easily rack up thousands in bills. Enough to make a person paying big just wince at the thought of having to go to the ER or have tests ect.

Picking at 'nits' here but I truly loathe hyperboly....

Health care premiums under ACA went up an average of 22% in gross cost that doesn't account for the government 'subsisdies' provided to subscribers making 50K a year or less.

The cost of health insurance under the Affordable Care Act is expected to rise an average of 22 percent in 2017, according to information released by the Obama administration Monday afternoon.

Still, federal subsidies will also rise, meaning that few people are likely to have to pay the full cost after the rate increases to get insurance coverage.

No where even close to the many times (which would look like X x 2, or 3 or... not X x 1.22) that Aunt Bea states.

Does it make you feel better to lie and inflate s**t?

Find some facts, cite your sources and then rant away.

originally posted by: XanderGray
The free market is not the answer. The free market cares only about profit -- it doesn't care one iota about whether people who can't afford to help them generate a profit are covered.

completely wrong

the free market gives us the chance to decide who is successful and who is not not the government

the free market means companies compete for profit and that means delivering a quality product at prices people can afford or risk getting a bad reputation and emboldening the competition

Verizon recently was the first cellphone service provider to offer unlimited data again. At&T at first did nothing but once enough people switched to Verizon not only did they offer unlimited data they also threw in HBO on top of it for $10 less than the last bill.

That is the free market at work.

originally posted by: Kettu
a reply to: carewemust

IF what you say is true, blame the insurance companies. They're not government owned. They set the premiums.

The premiums have skyrocketed, but health insurers still lost their arse in the individual market. Too many sick people..and medical care costs too high. That's why most of them have already left, with 50% more leaving nationwide on 12/31/2017.

a reply to: toysforadults


Excellent post! ObamaCare is about as Anti-American as you can get, when it comes to taking away CHOICES and FREEDOM.

The Republicans are idiots for not understanding that the Free Market should take the healthy middle/upper-middle class people. And Medicare and Medicaid should take the sick and/or the poor. Those programs already exist. The government sends billions to bail-out insurance companies, because the govt forces them to take anyone and everyone. Just re-direct those funds back to expanding Medicaid and Medicare even further. It will be far more efficient, than subsidizing health insurers. They won't need it, if they can underwrite people again, and customize their plans to what each person wants.

It's so simple! Trump should tell McConnell to sit down with Schumer and work out a hyrid Public/Private system for America. That would pass easily, and work beautifully.

a reply to: carewemust

#Libertarian2020

originally posted by: toysforadults
a reply to: carewemust

#Libertarian2020

WHO's your favorite? Not JILL STEIN I hope.

a reply to: carewemust

Hell no she isn't Libertarian. I am hoping some more run otherwise I will have to vote Republican.

2018 as well.

I just have a hard time believing that. I have seen a bunch of "working poor" that nearly freaked when their insurance went sky high and large deductibles after ACA came into play. It basically meant some company collecting more money and paying far less out. I just can't buy into it being the medical savior of the poor.

I am very damn sure this is thievery of the people of this nation on a large scale. The kind of theft where they slap you in the face, laugh, and dare you to do something about it.

originally posted by: carewemust
a reply to: Logarock


There are so many "working poor" people in America, that 70% of the people who buy ObamaCare health insurance pay less than $100 dollars a month. Taxpayers foot the rest of their $1,000 a month premium, via APTC...aka monthly "subsidy".

The biggest problem is the person or family who earns over 350% of the Federal Poverty Level. ($42,210 for an individual, $86,100 for a family of 4). They get no subsidy, or very little. The entire premium is their responsibility. People above these incomes, with no job insurance are either uninsured, have a Temp plan, or have enrolled in a Christian health plan. (Christian health plans are exempt from ObamaCare rules and mandates.)

originally posted by: FissionSurplus
This is exactly correct. The ones who are crying about losing their insurance are the ones who are getting it for next to nothing. What about all the others who can barely afford premiums that went up astronomically? I could NOT ever afford insurance, because I have a pre-existing condition. $1400 per month for me. That's a huge mortgage payment! So I have no insurance.

I just hope that this isn't another "we have to pass the bill to see what's in it" moment. :/

This is just the sort of problem that we were assured would go away after AHCA.

originally posted by: JinMI
a reply to: Logarock



They've all gone through the same. Instead of another 2008 "correction" and bail out, it's easier to shove it down taxpayers throats under some sort of social guise that obfuscates the true intention of the operation.

Amen to this. And whats shocking still, as more and more americans are hip to the shyster and are letting everyone know, the problem is still disregarded.

originally posted by: Greven
a reply to: Logarock

The AHCA is what Republicans proposed to replace the ACA.

Given that you cannot even get the acronym right, please provide sources to your claims if you want to be believed.

Yea whatever. All you need to know is may ass h**l is three times the size it was before Obama Care. I am living the thing. Don't have to give sources, I am the source as are millions of others.

a reply to: FyreByrd


You have no idea what you are talking about. Our cost, in my family, through work went up 1000 a month were as before it was 300 a month. And I am just one of millions. Cant help to think you are not an insurance company damage control spokesman right now.

originally posted by: carewemust
a reply to: Logarock


There are so many "working poor" people in America, that 70% of the people who buy ObamaCare health insurance pay less than $100 dollars a month. Taxpayers foot the rest of their $1,000 a month premium, via APTC...aka monthly "subsidy".

The biggest problem is the person or family who earns over 350% of the Federal Poverty Level. ($42,210 for an individual, $86,100 for a family of 4). They get no subsidy, or very little. The entire premium is their responsibility. People above these incomes, with no job insurance are either uninsured, have a Temp plan, or have enrolled in a Christian health plan. (Christian health plans are exempt from ObamaCare rules and mandates.)

Yea that me right there. My wife and I both work and coverage is 2 weeks pay per month with a high deduct that doesn't provide any real protection for the rest of our income. Amounts to working for the insurance companies. Not that the HC industry itself is not a big money rake.