I Don't Think Insurance Premiums Will Ever Go Down..

Assuming they repeal Obamacare and all of the sick and pre existing condition people are kicked off.

Shouldn't premiums fall dramatically??

Well I don't think they will..

Insurance companies are a scam.. By design the only way they profit is by not having to provide the services they promised. Weather it is from people dropping their policy, dying or just the insurance companies refusal to pay for services. That is where their profit margin lives.

It's like a really crappy lottery with life and death consequences.

Just period you cannot make a profit off healthcare and still provide adequate services. The old and very sick cost too much and wont live to pay it back.

That's why the US is the only modern country on the planet that still allows them to middleman their entire medical industry.

Hell, they are keeping 25+% as profits from all money spent on healthcare WITHOUT PREFORMING A HEALTH CARE RELATED FUNCTION?!?!?

Just a middleman who takes a quarter off the top... before drs... before nurses.. before patients..



It is because of this and the fact that we are the only country still using them that makes me think they will never lower premiums..

I think they know their days are numbered and will try and milk the system for everything it is worth on their way out.


If you know your going to get put out of buisness in a year, but for that year your products are still in demand. Do you drop prices for that last year??

Or do you raise them and try and make what you can , while you can??

a reply to: JoshuaCox

Welcome to the world of Capitalism.

Prices down? c'mon ...... as if. Don't think they do "sales" on insurance

ETA: BTW, the more policy holders the better, makes it easier to Hedge Your Bets when it comes to payout, the only losers are the ones that don't claim

If only people realized honestly that the medical industry saves no one at all in the end, the fear of getting sick or hurt or being disabled or dying wouldn't muddle the mind so much as to be sucked into the giant insurance scam.

Good luck with getting people to accept their inevitable demise without looking for someone or something to save them from it.

Nobody gets out of here alive.

Period.

originally posted by: MyHappyDogShiner
If only people realized honestly that the medical industry saves no one at all in the end, the fear of getting sick or hurt or being disabled or dying wouldn't muddle the mind so much as to be sucked into the giant insurance scam.

Good luck with getting people to accept their inevitable demise without looking for someone or something to save them from it.

Nobody gets out of here alive.

Period.

No one ever had a cancer surgery that worked?!?!

No one ever didn't get smallpox because of a vaccine??

Penicillin doesn't really cure strep threat??

Broken bones don't really get reset??

I'm really not sure what you mean migo?

Probably not, at this point you should just pay the penalty, take care of yourself, 420 and avoid western medicine like the plague that it is.

a reply to: JoshuaCox

Nobody lives forever.

The fear of death makes people patronize businesses that cannot save them.

Reading comprehension much?.

a reply to: JoshuaCox

Once they go up, premiums hardly ever go down. It will take at least a year for the premiums to go down, the insurance companies have to recover what they paid out by Obamacare increasing people using the insurance for stupid things.

Go down, unlikely. Collapse ? That might be inevitable. I thought the notion of 'Blue Sky' had went south at the last bank bail-out, the notion the sky's the limit. 0bamacare is likely the precursor to medical insurance collapse. A correction is sorely needed.

a reply to: JoshuaCox

If the bill doesn't force insurance companies to lower prices, then no, the premiums won't go down.

They'll only go up. The more you make those folks compete accross state lines, the more they are going to get together and form an Oligarchy.

They'll pretend in public to be competing, but in private will have already planned 5 years ahead to keep raising premiums and deductibles at the same rate.

The ACA was a giant hand out to the insurance industry. The current bill the GOP have, is just another one of those.

That, and a tax cut for the rich.

But don't worry, all that healthcare will trickle down from the top to us peasants.

~Tenth

Greetings-

The only thing that I can remember getting cheaper is the calculator. When those came out they were $100/each now they're items to be included in a "Goody Bag" and the fact that the ones running the Insurance Cabal really enjoy their turn at 'The Trough' ('The Trough' is a Fund paid for by the US taxpayer in which the last folks that 'deserve' any favors are flooded by cashflow. "The Trough" first came into existence for the AutoMakers when they were "too big to fail", followed by 'TheBanksters'..)

So in summation/thumbnail: "No Dice"

Stay Hydrated... (to the point where You'll NOT need any insurance...)

a reply to: corblimeyguvnor

the only losers are the ones that don't claim

They don't claim because the premium goes up; they end up paying back the amount they claimed and then some.

a reply to: Plotus

Obamacare was a bail-out in disguise for the insurance industry.

a reply to: JoshuaCox

Mandatory posted pricing, correcting the artificial medical doctor shortage, and allowing group pools statewide will bring down cost.

originally posted by: MyHappyDogShiner
a reply to: Plotus

Obamacare was a bail-out in disguise for the insurance industry.

Hidden as an "Existence Tax"... I'm wondering which group will be next for "The Trough"..

Automakers √
Banksters √
Insurance Cabal √

originally posted by: MyHappyDogShiner
a reply to: Plotus

Obamacare was a bail-out in disguise for the insurance industry.

I have always thought the same thing.
They talked about healthcare for a long time and as soon as the economy hits the dirt....Obamacare.
Interesting timing and approach....everyone else got a bailout,why not insurance too??

The government helps not because the people need it....but because they can make things lucrative with a nice photo op and story (the spin) in the end to wrap it all up.

I could be wrong...thats just my opinion.

a reply to: JoshuaCox

The price of insurance will go down when the price of healthcare goes down... the price of healthcare will go down when people have more and better options... people will have more and better options when we stop letting our congress critters and corporatists control our healthcare...

It's neither an accident nor a coincidence that the most promising and abundant natural medicine of our time is criminalized.

since it's healthcare and it's handled by corporations.....ALL profits from ANY part of healthcare can be no more than 10% percent of cost, period....and each company that provides it must be audited each year.....f these companies.....here in America we do not have universal healthcare, one of the only western countries in the world. and if the companies don't like it, tough s**t

The funny part is back in Texas there was a clinic ran by RN's with a doctor on call and they were completely outside of the insurance umbrella. They would not take insurance and took only cash....

Wait time about 5 mins, and the cost was 20 bucks for the visit. This is what we need with only catastrophic insurance as our cheap insurance. Now compared to going to my insurance controlled doctor who charges 600 bucks for the same visit and I pay 30 bucks co-pay...

If you turkeys stopped voting for Christmas you could join the rest of the civilised word and have socialised healthcare.