What happens if ACA goes away?

originally posted by: Xcalibur254

Plus, there's the fact that the Senate has already voted against funding the preexisting clause. So there's that.

What vote was that ?

Post it up for clarity and quote the part(s) that de-fund the preexisting clause.

a reply to: ROBOTNINJADRAGON

Republicans don't care about well being or family. They care about money and money. 

I think you mean "politicians". The insurance lobby is the biggest lobby in DC and who benefited from the ACA or "Obama care". The ones that said " you will have to pass it before you can read it.

Seeing as your title is "SJW", it's no wonder the first thing in your argument is "me, me, mine, mine".

Am I sad your wife had/has cancer. Of course. Most humans will be. But you're talking about keeping bad legislation/taxes around for the benefit of the few.

20 million will lose insurance. That is less than 7% of the American population. The rest of us were just fine before the ACA.

I came from nothing, and made something of myself. I was happy to call myself middle class. It was a great achievement for anyone in my family. Throughout the hard work I put in, the long hours, and all the pay raises I've received in my life's path, I was very proud and content. I was paying $75 for single coverage, and after I got married, I was paying $190 for a family plan.

After ACA, my social standing and my years of schooling and hard work, have gone down the drain.
A family plan, for my perfectly healthy family, is $900 a month in NV. Since this is $25 away from being a second mortgage for me, I chose to have individual coverage for myself ($250 a month), and go to the exchange for my family ($400 a month).

An average yearly raise is 1%-3% of my salary for my career. That is on average $50-$150 extra a month after taxes. The ACA has taken away 4-6 years of raises. It has taken me from comfortable middle class, to bordering on poor, in just a few years. Why? So I can pay for you and your wife's healthcare? I can't put $50 a month into a savings account right now for my kid's future, but you want me to save your wife? Think about that. Reallllllly think about that. American families kid's won't go to college, or have a better life, because of the lower 7% in this country.

No thanks. See Ya ACA!

originally posted by: burdman30ott6
a reply to: amazing

What happens if it goes away is that your personal budgeting woes will return to being your personal budgeting woes in much the same manner as the ACA has made your personal budgeting woes the problem of everyone else.

Sorry to be blunt, but that's really the entirety of it. I keep hearing this 20 million will lose coverage figure thrown out there, what I think those 20 million don't realize (or don't care about) is that there are a good 100 million+ of us who had affordable insurance AND AFFORDABLE DEDUCTABLES before the ACA who now are being forced to pay so much in premiums and deductables that we can't freaking afford to use the damn insurance we're paying 300%+ more for. So we're supposed to care deeply about the plight of the uninsured who obviously have zero sympathies towards the very folks being fleeced to provide them their insurance...

Repeal it ASAP. No rewriting, no retooling, no replacing, just GET RID OF IT.

You miss the real problem which is unaffordable healthcare. If you had no insurance and needed emergency surgery to live, you would go bankrupt. It has nothing to do with budgeting. That's a fallacy.

I think you should get a first or second job rather than wasting your time playing on the internet because I mean when I say I care about my family a.gazzilion to the bazillion times more than I care about your wife. If you were amazing you'd find a way but it's just a screen name and you're just a liberal.

originally posted by: RiptKeys
Seeing as your title is "SJW", it's no wonder the first thing in your argument is "me, me, mine, mine".

Am I sad your wife had/has cancer. Of course. Most humans will be. But you're talking about keeping bad legislation/taxes around for the benefit of the few.

20 million will lose insurance. That is less than 7% of the American population. The rest of us were just fine before the ACA.

I came from nothing, and made something of myself. I was happy to call myself middle class. It was a great achievement for anyone in my family. Throughout the hard work I put in, the long hours, and all the pay raises I've received in my life's path, I was very proud and content. I was paying $75 for single coverage, and after I got married, I was paying $190 for a family plan.

After ACA, my social standing and my years of schooling and hard work, have gone down the drain.
A family plan, for my perfectly healthy family, is $900 a month in NV. Since this is $25 away from being a second mortgage for me, I chose to have individual coverage for myself ($250 a month), and go to the exchange for my family ($400 a month).

An average yearly raise is 1%-3% of my salary for my career. That is on average $50-$150 extra a month after taxes. The ACA has taken away 4-6 years of raises. It has taken me from comfortable middle class, to bordering on poor, in just a few years. Why? So I can pay for you and your wife's healthcare? I can't put $50 a month into a savings account right now for my kid's future, but you want me to save your wife? Think about that. Reallllllly think about that. American families kid's won't go to college, or have a better life, because of the lower 7% in this country.

No thanks. See Ya ACA!

SJW? What does social justice have to do with anything?

Of course my post was about "me" and my experience. We all see life through our experiences. This thread is a discussion. I thank you for letting me know your opinions and thoughts based on your experiences.

I think you need to take a step back though and understand that just because someone has a different opinion than you doesn't mean they are some kind of justice warrior or whatever you're trying to say.

I'm sorry ACA didn't work for you, but it has been lifesaving for me. There's got to be a compromise. The main thing I'm concerned with is skyrocketing healthcare costs and making sure the preexisting conditions clause is left alone. That makes sense, right?

originally posted by: JBUSA
I think you should get a first or second job rather than wasting your time playing on the internet because I mean when I say I care about my family a.gazzilion to the bazillion times more than I care about your wife. If you were amazing you'd find a way but it's just a screen name and you're just a liberal.

If you don't want to have a meaningful discussion than why jump on my thread? It's about healthcare costs. I probably work long and harder than you do. I'm fairly certain I do...my wife works too. Together we probably work about 90-120 hours total, many times on Saturdays and Sundays.

But please do tell me how my worrying about how health insurance companies coverage and cost for my wife make me a liberal? That should be enlightening.

Just wanted to ask...how much money do you make? If you think that working two jobs is enough to pay out of pocket for medical costs that can be hundreds of thousands of dollars. I must have made the wrong career choices. lol

a reply to: ROBOTNINJADRAGON

No one that had it was ungrateful, just their 'neighbors'.

REALLY???????
Tell that to my mother. As I have posted before, it isn't going real well for her at all.

And I believe we really need to be going after insurance companies, and pharma companies. They are out of control.


OP, I hope your wife stays cancer free as well. And while I really want this debacle to go away, I do believe that the pre-existing condition clause will stay.

a reply to: amazing

All across various threads on healthcare no but no one wants to address the cost side of the problem.

Seems everyone more interested in their political version of insurance.

Nary a peep on egregious and criminal charges.

originally posted by: Phoenix
a reply to: amazing

All across various threads on healthcare no but no one wants to address the cost side of the problem.

Seems everyone more interested in their political version of insurance.

Nary a peep on egregious and criminal charges.

And that should be part of the revisions, changes, replacements our elected officials make to Healthcare.

In replying....sigh....
I am thankful your wife is either cancer free or in remission.

For the last 7 years I have had no health insurance, none.
I qualified for absolutely zippo and because I worked a crappy job, still couldn't afford the feeble policy the company had. It was pay for that or decide what utility I could live without.

The few times I was ill I paid my doc out of pocket, and being a decent human being he reduced his fee's. Previous to this I'd had a good job with fantastic insurance that I paid for BTW, and we'd laugh that in past years he'd made enough on it, so this was the least he could do.

I banked on the ACA being repealed, had no choice.
I have to a large extent self-doctored and used common sense.

Even now, unless health insurance under Trump is seriously reformed I STILL will not be able to afford it and by "afford" I mean pay my local taxes and keep the utilities on and keep my vehicle running to continue to work. I'm not the only one "bare-bones" it. A health savings account will be the kiss of death for me since after my very minimum bills are paid there is nothing left to "save".

I know plenty of people in their 70's and a few 80yr olds working just to pay their co-pays on medicare and co-pays on necessary medications. They never thought it would come to this and altho we're holding our heads up paying cash for everything it's exhausting. We're all just one illness away from insolvency or death so as not to saddle our families with any debt.

originally posted by: amazing

originally posted by: JBUSA
I think you should get a first or second job rather than wasting your time playing on the internet because I mean when I say I care about my family a.gazzilion to the bazillion times more than I care about your wife. If you were amazing you'd find a way but it's just a screen name and you're just a liberal.

If you don't want to have a meaningful discussion than why jump on my thread? It's about healthcare costs. I probably work long and harder than you do. I'm fairly certain I do...my wife works too. Together we probably work about 90-120 hours total, many times on Saturdays and Sundays.

But please do tell me how my worrying about how health insurance companies coverage and cost for my wife make me a liberal? That should be enlightening.

Just wanted to ask...how much money do you make? If you think that working two jobs is enough to pay out of pocket for medical costs that can be hundreds of thousands of dollars. I must have made the wrong career choices. lol

Sorry boss you're not the arbitrator of meaningfulness. I think negating $12.000 of increased premiums for my family is more meanigful than your wife and so does the GOP. As they own the executive branch that is what matters, but feel free to make a sign relating your anger on the way out. What I do is of no concern to you because I am not asking demanding or conversing about forcing others to subsidize my healthcare. If working two jobs isn't enough to pay the premiums on your wives new high risk plan then get a third or a fourth job, maybe a better one, I don't care so long as I don't have to subsidize your well being and unsatisfactory salary.

originally posted by: ROBOTNINJADRAGON
a reply to: amazing

Republicans don't care about well being or family. They care about money and money.



The ones who think they're specifically profiting from the removal of Obamacare don't even use Obamacare. No one that had it was ungrateful, just their 'neighbors'.


My roommate has complained about Obamacare and the fine for 3 years now. He also doesn't go to the Doctor, he has to lay in the shower every morning to 'relax his muscles' and has gingivitis. It's ironic he thinks he never needs to see the doctor. He's been sick 5 times this winter. I guess we're expected to live with health standards like these people.

I just spit my coffee out laughing. It's lucky we have the family friendly Democrats to reign in those nasty Republicans trying to destroy the family.

originally posted by: JBUSA

originally posted by: amazing

originally posted by: JBUSA
I think you should get a first or second job rather than wasting your time playing on the internet because I mean when I say I care about my family a.gazzilion to the bazillion times more than I care about your wife. If you were amazing you'd find a way but it's just a screen name and you're just a liberal.

If you don't want to have a meaningful discussion than why jump on my thread? It's about healthcare costs. I probably work long and harder than you do. I'm fairly certain I do...my wife works too. Together we probably work about 90-120 hours total, many times on Saturdays and Sundays.

But please do tell me how my worrying about how health insurance companies coverage and cost for my wife make me a liberal? That should be enlightening.

Just wanted to ask...how much money do you make? If you think that working two jobs is enough to pay out of pocket for medical costs that can be hundreds of thousands of dollars. I must have made the wrong career choices. lol

Sorry boss you're not the arbitrator of meaningfulness. I think negating $12.000 of increased premiums for my family is more meanigful than your wife and so does the GOP. As they own the executive branch that is what matters, but feel free to make a sign relating your anger on the way out. What I do is of no concern to you because I am not asking demanding or conversing about forcing others to subsidize my healthcare. If working two jobs isn't enough to pay the premiums on your wives new high risk plan then get a third or a fourth job, maybe a better one, I don't care so long as I don't have to subsidize your well being and unsatisfactory salary.

It's not about subsidizing me or my family. It's about making healthcare affordable. We have one of the highest costs for healthcare and prescription drugs in the world, here in the US. Think about that.

Maybe you should make a sign and join in some kind of protest about it. But that's the nature of healthcare in the USA.

I'm sorry too boss, you're also not the arbitrator of meaningfulness. My opinion is that my wife's life and our quality of life is more important than your $12,000. Sounds like instead of complaining like a special snowflake, you should get a 2nd or 3rd job?

a reply to: JBUSA

That may be the dumbest comment I have read on ATS. Do you know how much cancer treatment costs in this country? Do you want him to pick up a second job as an executive of Goldman Sachs or something?

a reply to: amazing

There's got to be a compromise. The main thing I'm concerned with is skyrocketing healthcare costs and making sure the preexisting conditions clause is left alone. That makes sense, right?

Amazing. Yes. That makes sense in theory. But that's where it ends.

The cost of health care (not insurance) has only gone up. An aspirin in a hospital was once $5. Now it's $25.

Every time the government meddles in something, they either ruin it, or it's a shell game. The insurance companies must maintain a certain profit margin in order to stay afloat. With Dr.s charging more, the welfare crowd taking advantage of the system, and the sue happy world we live in, this get's exceedingly harder.

The same amount of money has to be maintained. The only thing that's changed, is where it comes from. Socialist ideology. It's a shell game. Instead of everyone paying their fair share of the coverage's they want, we are now taking more from the top and dwindling it down. Sooner or later this makes everyone equally poor.

It's the same for pre-existing conditions. Can we all agree that instead of raising my rates 600% over the last 5 years, I will just pay an extra $20 to keep PEC. Sure. Why not. I'm a humanitarian sometimes. But will it be enough? If EVERYONE paid an extra $20, would it be enough? Would it be right to penalize someone extra money for doing nothing wrong, and maybe never getting sick their whole life up until their heart gives out?

I don't think it is. I don't think it will be enough, and I don't think it's right.

a reply to: amazing

Simmer down, Chicken Little. They won't get rid of it without a replacement, and they've already stated they'll keep that "previous condition" carrot Obama dangled in front of your face to distract you from the train wreck that is ACA

originally posted by: amazing

originally posted by: JBUSA

originally posted by: amazing

originally posted by: JBUSA
I think you should get a first or second job rather than wasting your time playing on the internet because I mean when I say I care about my family a.gazzilion to the bazillion times more than I care about your wife. If you were amazing you'd find a way but it's just a screen name and you're just a liberal.

If you don't want to have a meaningful discussion than why jump on my thread? It's about healthcare costs. I probably work long and harder than you do. I'm fairly certain I do...my wife works too. Together we probably work about 90-120 hours total, many times on Saturdays and Sundays.

But please do tell me how my worrying about how health insurance companies coverage and cost for my wife make me a liberal? That should be enlightening.

Just wanted to ask...how much money do you make? If you think that working two jobs is enough to pay out of pocket for medical costs that can be hundreds of thousands of dollars. I must have made the wrong career choices. lol

Sorry boss you're not the arbitrator of meaningfulness. I think negating $12.000 of increased premiums for my family is more meanigful than your wife and so does the GOP. As they own the executive branch that is what matters, but feel free to make a sign relating your anger on the way out. What I do is of no concern to you because I am not asking demanding or conversing about forcing others to subsidize my healthcare. If working two jobs isn't enough to pay the premiums on your wives new high risk plan then get a third or a fourth job, maybe a better one, I don't care so long as I don't have to subsidize your well being and unsatisfactory salary.

It's not about subsidizing me or my family. It's about making healthcare affordable. We have one of the highest costs for healthcare and prescription drugs in the world, here in the US. Think about that.

Maybe you should make a sign and join in some kind of protest about it. But that's the nature of healthcare in the USA.

I'm sorry too boss, you're also not the arbitrator of meaningfulness. My opinion is that my wife's life and our quality of life is more important than your $12,000. Sounds like instead of complaining like a special snowflake, you should get a 2nd or 3rd job?

We have the best healthcare in the world for those who can afford it. Think about that. I don't need to do anything President Trump and the GOP are my advocates. But if my loved one was going to lose their healthcare I'd be doing more about it than blogging. Maybe that's why I'm here you're there. Think about that.

originally posted by: Xcalibur254
a reply to: JBUSA

That may be the dumbest comment I have read on ATS. Do you know how much cancer treatment costs in this country? Do you want him to pick up a second job as an executive of Goldman Sachs or something?

Maybe he should incorporate an insurance business that automatically insures every high risk applicant and mandates all other applicants pay higher premiums to recoup for their net loss. Solid business plan.

a reply to: amazing

your wife and budget will be fine.