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On my very first taxi ride in the country, I asked the cabbie what he thought of bankers. "Bankers!" he spat, "I am not a violent man, but if you gave me a gun and lined them up, I would shoot them all!" Navigating around this outburst, I steered the conversation into safer waters, seeking to find out what he thought was the root of the problem. In the course of our conversation, I opined that his analysis of "too much debt," with which I heartily agreed, needed to be shaded with the observation that half of that was external debt and much of that was denominated in something other than Icelandic currency (a rookie mistake in international financing, if ever there was one). He readily agreed, and had numbers at the ready.