New insurance premium letter nearly gave me a heart attack

You can find cheaper health insurance outside of Obama/Pelosi care. I did. The problem I have , is now you have to be signed off by specialists that certify you are healthy enough to have an operation that will save your life. Thank the god(s) that be , I have been . What does the patient do if the have some form of heart issue and cannot have the surgery to save their life ? Because their heart disease they have makes them unfit ?
Talk about end of life panels.....

I have lived this piece o crap called Obamacare.

A bunch of people got healthcare on the backs of the middle and upper middle people. The burden is way too heavy and keeps getting heavier. The ACA is like a facade building at Universal studios. It looked cool but there is nothing backing it up. Just a cruel lie, joke played on most of America. I'm not exactly proud of voting for Trump but this POS plan needs to get flushed.

How Austere... how inflationary, how much it costs to run endless wars and pile up endless debt.

a reply to: angeldoll

I starred you for your empathy but don't worry, Hellary will fix it...

The facebook things sounds suspiciously like China's proposed "social score".

One number that will rule your life and everything about from credit to even the jobs you can get and it's based on everything.

a reply to: buni11687

I don't know how much you earn so I can't compare it to the National Insurance I pay but that is a large hike no matter how much you earn.

a reply to: buni11687

you probably aren't going to like this, but at $333 a month, you are getting a better deal than a lot of folks.
I know it sucks, but what are your options? pay a fine for not being able to afford it?

Vote democrat if you are enjoying this.

All insurance is a racket. A racket that we are forced into by the government. Car, home, health - all of it. Legalized gambling and the house always wins.

a reply to: StargateSG7

When i was single with no children I would of agreed...

5 years ago, i was in the emergency room for a supposed heart attack. It ended up being a gall bladder attack, but they wouldnt pursue further actions as I had no insurance at the time and only made just over 40k. Instead they charged me 14k and did nothing but take blood and pressure, a few drugs and send me on my way.

I make alot more now, but if something happened to my wife and daughter and they needed top end treatment i couldn't afford...Id never forgive myself.

As single 25 year old, i would of done what you suggest already.

Yep.

Obama and the dems helped their big donors screw over hard-working Americans big league.

Hillary will keep the scam going.

Trump won't.

a reply to: buni11687

Well, I see the big push for 'globalization' 'a world without borders' so what is the difference? I saw an ad for a 990 sq ft apt. in the Capital city of Montevideo, 2 blocks from the water that rented for $68.00 USD for a month. I'm thinking a lobster dinner AND desert would actually be 'doable' (Now I have to drive down to Orlando to go to BostonLobster™ to strap on the feedbag. Last time I had 9 lobsters and they were 'fresh, fresh' as I was the 2nd guy in for an "Early Bird" and then doubled up with the Senior discount..)

"The American Dream" isn't dead.. You just now have to go to South America to achieve it...

But I have a Wife and Her Mother so I'm s-t-u-c-k. If I end up a "survivor" You cab bet it all that I am out of here. Where? Somewhere where the people tolerate the elderly. If everyone played their cards right what usually happens? They will age. With the "Affordable Healthcare" the way it is now and getting worse and worse, the likelihood is the elderly will get screwed even more than now. The lil ol Lady walking the street lugging Her oxygen? She will get accosted and the words "I'M SICK AND TIRED OF PAYING FOR YOUR AIR!!!!!!'

Where would be one of the last places "They" will look to blow up? Most folks couldn't find Uruguay on a map. When was the last time You read anything about Uruguay? At 22-1 and the Gov't. selling cannabis at $3.00 gr. it absolutely has
WIN/WIN typed ALL over it...

Stay Hydrated...

Jim. World Citizen.

Proud Member of LEAP-Law Enforcement Against Prohibition

Last month I received my fifth cancellation notice in five years. Each year, I return to the open market, which is the same price data you find via the .gov site. I check each year.

From 2012 to 2016, my premium increased 100%, while coverage substantially degraded.

Last evening, I decided to face the music, and I shopped 2017 plans. Only two plans are available, down from 13 to choose from in 2016.

The least expensive of the two is $1063 for one person.

Summary:
2012 monthly premium @ $254
2016 monthly premium @ $512
2017 monthly premium @ $1063

The Affordable Care Act is the greatest hoax ever perpetrated on the American people. (With a nod to Clint Eastwood for allowing me to bastardize his famous line.)

Large employer-employees, local/state/federal government employees, and union employees will find out shortly... right after November 8.

Sucks to not have universal healthcare

a reply to: luciferslight

It sucks to pay for universal health care for tens of millions of illegals and deadbeats.

Why do you think the rates are continually skyrocketing?

a reply to: buni11687

I believe one can simply wait until they are sick, then get the insurance, then drop it after the bills are paid. If you quit your job you can get Medicare at any age in most states at any time, if my understanding is right. However I think Obamacare cannot be done at any time only expanded versions of Medicare?

originally posted by: Deny Arrogance
a reply to: luciferslight

It sucks to pay for universal health care for tens of millions of illegals and deadbeats.

Why do you think the rates are continually skyrocketing?

Because insurance profits equal over 25% of all US health care spending and they preform no medical service...


They get 25% OFF THE TOP, and are no more than paper pushers...

You will never have cheap health care with insurance company profits being included.

a reply to: JoshuaCox

The problem is and always has been the insurance companies.. They preform no medical service. They are only paper pushers and they keep over 25% OF ALL MONEY SPENT ON HEALTH CARE.. That means that health care period, costs AT LEAST 25% more than is necessary. We have got to go single payer like every other modern country..

Such assumptions are incorrect. ACA caps insurance company profits.
Generally, health insurance companies profit at about 10%.

The industry as a whole chalked up a profit margin of more than 10% in 2007, but that was carried by the life insurance side of the industry. Health insurance companies don’t fare nearly as well when it comes to making profits. Far more of their revenues are eaten up by claims, which continue to grow year after year as health care costs increase.

The 10% mentioned above is skewed because life insurers were bundled in the findings. Earlier this week it was reported at 3% but I haven't located the source.... yet.

Think less than 10% is still too high a percentage of profit? Same source

If we look at all industries, only two show profits greater than 20% for 2007 (network/communication equipment, and mining/crude oil production).

When a "brief" doctor visit lasting less than 10 min. goes from $95 to $145 in one year, the issue of insurance premium cost cannot be blamed solely on insurance companies.

When a semi-annual dental cleaning goes from $90 to $160 in a single year, the issue of insurance premium cost cannot be blamed solely on insurance companies.

Single payer: Because big government does better managing waste and fraud versus private business? No.

Some estimate that private insurers lose 1% to 1.5% of their revenue to fraud alone and credit card fraud is estimated to be at around 0.05%, while Medicaid and Medicare numbers are closer to 10% to 15%.

Source

a reply to: fractal5

I believe one can simply wait until they are sick, then get the insurance, then drop it after the bills are paid.

No, you cannot enroll at will, or according to an emerging need. The enrollment period runs through February 28/29, with special exemption extended through March 31 if you had your policy cancelled by a previous insurer.

Addendum: However, if you are insured through you employer, most employers have a different enrollment period, usually bi-annually.

a reply to: TNMockingbird

Do you really have to pay a deductible for medical there?

a reply to: buni11687

Elections have consequences