Many people nationwide face loss of cheap policies under new health care reform rules

mikell
reply to post by AlienScience

 

Mine is locked in forever but then I work for a living so yes I'm a Republican. Been one all my life but having self respect and knowing what respect means makes it worth it. I would probably still vote Republican if I wasn't making a bunch of money. Wait till tax time and there's no refund for those who pay no taxes. 16,000 new IRS agents will all want to be recognized on how well they are getting the government their money! That's how the working mans system works

edit on 15-10-2013 by mikell because: (no reason given)

That's cute...try the propaganda that only Republicans work for a living.

I'm self-employed, I have great insurance...it is little more than a footnote on my expenses.

But you are right, I am just a lazy Democrat that lives off the government. Keep thinking that, it is exactly what is destroying your party.

AlienScience
I stated that was the problem with our insurance industry, not our healthcare industry.

So let's pass a law mandating every American is required to do business with your problematic insurance industry.

FREAKING...
BRILLIANT!

The current "leadership" you're so busy buttressing against deserved criticism is comprised of a collective of asshats and imbeciles not qualified to set rules governing a children's game of Chutes and Ladders, let alone an entire nation. Your leaders (and they most certainly are yours, as I wouldn't follow one of them from a pile of horsecrap to a pile of gold coins if they had a leash cinch knotted around my neck) suck and should be removed from the illusion of power.

reply to post by AlienScience


I don't think he means to call Democrats lazy, I think that all working Americans are from both side of the party lines.

Sadly Obamacare will hit once again the working class as usual while screwing the poor as usual, that's been happening for years regardless of who is in power.

reply to post by burdman30ott6

So let's pass a law mandating every American is required to do business with your problematic insurance industry.

Yes, because that is all the ACA did /sarcasm

Or, pass a law that forces insurance regulation, and the only way to not bankrupt the insurance companies is to also mandate everyone purchase insurance.

Of course, we could also go to a single payer system...but like I have said before, our idiotic population isn't ready for that yet.

I don't call the President and our Congress our "leaders"...they are our temporary managers, but that doesn't always make them a leader.

reply to post by AlienScience


Well, I gotta tell you, you are wrong.
That was NOT always the case.
I had GREAT BCBS coverage, I know my portion, I know the portion my employer paid.....so I know the premium. Reasonable deductible.
Pick my doctors, covered pretty much everything and no pre-existing condition, no special fees for specialists, the drugs got a little structured, as in I could no longer get one drug paid for as the drug administrator said another drug was just as good......although my doctor said it wasn't

Anyhow, my employer ended up dropping a whole bunch of us.
IF I could afford a similar, but not as good policy, the premium would be about double. The deductible was more. And then there is that pesky coinsurance....and no clue what it really is. Even with the subsidy, it would be like a car note....for an Infinity. And it is only good in my state.....

marg6043
reply to post by AlienScience

 

I don't think he means to call Democrats lazy, I think that all working Americans are from both side of the party lines.

Sadly Obamacare will hit once again the working class as usual while screwing the poor as usual, that's been happening for years regardless of who is in power.

The mandate is for everyone, so it will "hit" anyone in any class that has made the poor decision to not have adequate health insurance (minus the lower class who truly could never afford it even if they wanted it).

The poor aren't going to be hurt by this, they are by far the biggest benefactors of this legislation.

reply to post by DontTreadOnMe


And how long ago was all this?

I'm pretty sure I already know the answer, but am curious.

In all honesty, I'll probably be looking at better coverage and smaller costs because I'll be going to a state with NO Obamacare exchanges, my job will be an upper tier position, and I'll be part of the 5%. (not so big that I'll be the 1%)

No thanks to Obama, politicians in general either.

I did it by myself.

So (middle finger) Obamacare!

ETA, looks like the state I'll be moving to does have Crapexchanges, but I'll be separate from that.

reply to post by AlienScience


How long ago what what??

DontTreadOnMe
reply to post by AlienScience

 

How long ago what what??

How long ago did your employer drop your great insurance?

AlienScience
reply to post by burdman30ott6

 

So let's pass a law mandating every American is required to do business with your problematic insurance industry.

Yes, because that is all the ACA did /sarcasm

Or, pass a law that forces insurance regulation, and the only way to not bankrupt the insurance companies is to also mandate everyone purchase insurance.

Wait, so you're saying screwing with free market capitalism by installing overly stringent regulations has a downside? *GASP* That downside actually leads into a potentially degrading spiral of mandates and regulations that wouldn't have been needed if they'd just left the damn thing alone to begin with!?!?! SHUT THE FRONT DOOR! :-O

Of course, we could also go to a single payer system...but like I have said before, our idiotic population isn't ready for that yet.

That idiotic population apparently isn't ready for a lot of things, like the power of voting, for example.

I don't call the President and our Congress our "leaders"...they are our temporary managers, but that doesn't always make them a leader.

No, but when you're touting their "governance" over your population being somehow superior to individual judgement and personal responsibility, it is pretty clear you're of the opinion that they are somehow in the leadership role. It's OK, many fear the idea of personal responsibility and require the strict hand of mommy to guide them through their lives... the problems only manifest themself when those same wallflowers start pushing for requirements that state everyone is required to have their mommy and daddy hold their hand so those who actually can't function otherwise don't feel singled out. Then what we see is a bunch of nincompoops leading a bunch of children who will never grow up. It's a vicious cycle, a very vicious cycle.

beezzer
In all honesty, I'll probably be looking at better coverage and smaller costs because I'll be going to a state with NO Obamacare exchanges, my job will be an upper tier position, and I'll be part of the 5%. (not so big that I'll be the 1%)

No thanks to Obama, politicians in general either.

I did it by myself.

So (middle finger) Obamacare!

ETA, looks like the state I'll be moving to does have Crapexchanges, but I'll be separate from that.

edit on 15-10-2013 by beezzer because: (no reason given)

From my knowledge, there is not State with no exchange. It only depends on if the State set it up themselves or if the Federal government set up the exchange...but they all have exchanges.

Also, like it or not you are still participating in "Obamacare" because you will be covered by insurance that is mandated to the ACA regulation and minimum standards.

I think Obamacare might be throwing that middle finger right back at you for fully participating in the law even though you don't like it.

AlienScience
reply to post by Krazysh0t

 

People who were paying attention and understood the legislation aren't surprised at all about the ACA. Nothing that has come out about the ACA has surprised me, it is all exactly as it was debated for a year in Congress.

Please share how the ACA will make Americans worse off? By having them buy health insurance that will actually cover them instead of them throwing money away only to have insurance companies deny their coverage?

If you can't afford to pay for insurance now, you can't afford to pay for after it is required. I don't care what financial tricks you utilize to try to make it so. It isn't happening. That means you have to go without something. And something could be necessary. This wouldn't be such a big issue if Obama hadn't required us to tighten our belts so damn much with the recovery (that is limping along slowly and pacing to get us fully recovered just under never). Therefore I would call that worse off.

You know even this supposed "awesome" healthcare you keep talking about isn't all that great. My exchange doesn't give me a subsidy. I have to pay the $5000 deductible. I don't have that money lying around, like ever. My work currently pays my deductible. Which is awesome, because my work's insurance isn't as bad as you are claiming it is.

I'm sure they will try, which is why strict regulation was needed and will be important to continue to monitor to see if these companies attempt to weasel out of their responsibility.

Let's ask the banks how that is working out shall we?

Democrats wanted a single payer system to remove the insurance companies from the equation...Republicans cried "socialism" and this was the compromise.

Here is a secret, myself and everyone that is aware of what is going on know 100% that the ACA is not our long term solution. It is a patch to get us to the point where our population will realize that a single payer universal care system is the only way to go in our modern society. The problem is that we still have a segment of society who are very poorly educated, mostly older people, who think any socialist policy is evil. These people will die out and eventually we will get to a single payer system.

If the ACA fails, no big deal, that will just force us towards single payer sooner.

Wow what a great plan. Tank our credit rating by overwhelming our health care system and vastly increasing our national debt all so we can get a single payer system (which frankly will cost even more and add even more to the debt). I totally love THAT idea...

And that is your choice. As long as you pay the fine, the ACA works. The problem is if you go without health insurance and then need emergency health care that all of us end up paying for through increased costs.

Nah, then I'll pick up insurance and take advantage of the no pre-existing condition clause. Oh yeah, I've already figured out ways to game the system (as I'm sure many other Americans have as well).

Your insurance is cheap because it sucks. If it is going to increase, it is because they have to comply with the standard coverage that they currently aren't providing.

You have no idea what my insurance provides, costs, or its quality so how about we not talk about that. I've already eluded that my insurance isn't crappy, but that isn't your business anyways.

I don't know your situation, but I'm sure I could find spending that would better go towards health insurance than whatever it is going to now. For example, internet service, unless you work online from home...this isn't a necessity. And the jobs where you are allowed to work online from home, your company should be paying for your internet. I'm sure there is more where your priority is more luxury than need.

I work in IT. I need a phone. I need internet. I drive 45 minutes to work and 1 hour back, I need a car. Don't tell me what I can and cannot trim. Also I feel I deserve some spending money as well. I don't work all week to spend my whole paycheck on bills. That's not me and the government isn't going to force me to be that way.

The ACA actually counts on a lot of young people to not buy insurance, that is why there is the fine.

Your choice wouldn't be between electricity and health insurance...it would be between your luxury spending...internet, cell phones, eating out, a car at a price you can't afford, an apartment of rent more than you need.

Maryland (a blue/Democrat state) is VERY expensive. I absolutely hate this state. Cheap places to live only exist in the worst parts of town. I'm not going to relocate to the ghettos of Baltimore so I can afford health insurance.

Priorities, most people really suck at them.

Yes and forcing America to have one more doesn't make things better.

I disagree...as simple as that.

And you are living in the wrong country if you don't want the majority of society to determine our laws.

Yes it is a shame. The principles of freedom and pursuit of happiness that this country was founded on no longer exist here, and we have people who are actually happy about that... Maybe I should have been born 100 years prior.

reply to post by burdman30ott6

Wait, so you're saying screwing with free market capitalism by installing overly stringent regulations has a downside? *GASP* That downside actually leads into a potentially degrading spiral of mandates and regulations that wouldn't have been needed if they'd just left the damn thing alone to begin with!?!?! SHUT THE FRONT DOOR! :-O

I'm saying free market capitalism has a downside, which is why regulation is needed.

And how was it working out for everyone with the insurance industry being left alone?

I have never met a bigger fanboy of the insurance industry than you...you may be only person I have talked with that thinks everything was working perfectly with our insurance industry.

No, but when you're touting their "governance" over your population being somehow superior to individual judgement and personal responsibility, it is pretty clear you're of the opinion that they are somehow in the leadership role. It's OK, many fear the idea of personal responsibility and require the strict hand of mommy to guide them through their lives... the problems only manifest themself when those same wallflowers start pushing for requirements that state everyone is required to have their mommy and daddy hold their hand so those who actually can't function otherwise don't feel singled out. Then what we see is a bunch of nincompoops leading a bunch of children who will never grow up. It's a vicious cycle, a very vicious cycle.

I don't call someone a leader for doing what I consider basic common sense...which is what I believe they are doing. People are stupid and need to be told what to do...this is just a fact of life...always has been, always will be.

Even with our Revolution for "freedom"...people needed to be told that they wanted freedom...even though it was a big lie just to get them to go die for the founding fathers for profit.

I don't fear the idea of personal responsibility, but it is cute how you try to project onto me. What I fear is the fact that the majority of people are stupid and wouldn't know personal responsibility if it slapped them in the face.

For example, stupid people who claim they don't need insurance because they are healthy...that kind of idiotic thinking directly affects everyone in this country when they get in an accident or need emergency services and can't pay for it.

That is what I fear, so the solution to that is to force people to be responsible. If that means forcing their priorities and telling them that health insurance is more important than internet service or a cell phone, then so be it.

It may be shocking to patriotic zombies in their tri-cornered hats that have wet dreams about "freedom"...but I am perfectly fine with the government telling people what to do...and you know what...so were the founders.

AlienScience

beezzer
In all honesty, I'll probably be looking at better coverage and smaller costs because I'll be going to a state with NO Obamacare exchanges, my job will be an upper tier position, and I'll be part of the 5%. (not so big that I'll be the 1%)

No thanks to Obama, politicians in general either.

I did it by myself.

So (middle finger) Obamacare!

ETA, looks like the state I'll be moving to does have Crapexchanges, but I'll be separate from that.

edit on 15-10-2013 by beezzer because: (no reason given)

From my knowledge, there is not State with no exchange. It only depends on if the State set it up themselves or if the Federal government set up the exchange...but they all have exchanges.

Also, like it or not you are still participating in "Obamacare" because you will be covered by insurance that is mandated to the ACA regulation and minimum standards.

I think Obamacare might be throwing that middle finger right back at you for fully participating in the law even though you don't like it.

Oh I'm sure that I'll get screwed one way or another thanks to over-taxation, over-regulation, and too much government.

Our country is going into the tubes.

My family will just be in a better position to survive the poop-storm that you progressives have brought us.

reply to post by AlienScience

Since October 1st.....

AlienScience
but it is cute how you try to project onto me.

Fairly easy to do, seeing as how everything you present on this topic is your personal opinion, with little more than "I believe," "I think," and "I want" prefacing everything.

I do find a lot of things fascinating in your posts, however. For example... in one post you say this:

the majority of people are stupid, and collectively they can damage the country with their stupidity.

but then you post this:

And you are living in the wrong country if you don't want the majority of society to determine our laws.

So, am I reading enigmas or walking contradictions here?

The rest of it, meh. Pretty simple equation here... I'm going to be expected to (may or may not actually meet the expectation in this regard... depends on my mood, really) pay a lot more for insurance under the Unaffordable Careless Act (AKA Obamacare) than I did previously. The math has been done and that is a statement of fact. I'm not so much a fan of the insurance industry as I am a fan of having more money in my pocket.

AlienScience

The ACA was started in the House...it is H.R. 3590 of the 111th Congress.

Here, you can see for yourself right here.

www.govtrack.us...

From my source.

Our dispute over Obamacare spending in the 2013 CR, however, has no bearing on the Origination Clause analysis of the 2010 Obamacare law itself. The Affordable Care Act, the Supreme Court has held, was a straightforward tax. No theorizing about spending is necessary. Everyone agrees that tax-raising measures must originate in the House.

It was introduced in Congress in 2009 by Senate majority leader Harry Reid, who called it the “Senate health care bill” (a description still touted long afterwards on Reid’s website). Employing the chicanery that marked the legislation through and through, the Democrat-controlled Senate turned its 3,000-page mega-proposal into a Senate amendment. The Senate attached its amendment to a nondescript, uncontroversial House bill (the “Service Members Home Ownership Tax Act of 2009”) that had unanimously passed (416–0) in the lower chamber.


Thanks to the Supreme Court, it is now undeniable that Obamacare was tax legislation. It was also, by its own proclamation, a bill for raising revenue. Democrats maintained that the Senate proposal would reduce the federal budget deficit by $130 billion. More to the point, the bill contained 17 explicit “Revenue Provisions” — none of which was remotely related to the House bill to which the Senate proposal was attached.

Sounds like you are giving it a pass, without actually looking at "how" it WAS passed.

That is why it will go back to the Supreme Court.

Thats a FACT you are also not willing to conceed.

reply to post by sonnny1


The bill that passed was introduced in the House, that is all that is required to have it include revenue in it. The fact that amendments were added does not change the fact that the bill originated in the House.

The SCOTUS has no power over parliamentary rules and how bills get passed, only if they are constitutional or not.

I doubt it gets back to the SCOTUS, and if it does, they can't do anything about it because legally and technically it originated in the House.

reply to post by burdman30ott6

Fairly easy to do, seeing as how everything you present on this topic is your personal opinion, with little more than "I believe," "I think," and "I want" prefacing everything.

I don't believe you understand the concept of "projecting".

So, am I reading enigmas or walking contradictions here?

You are reading the reality of things.

The majority of people are stupid, and we do have our laws effectively set by what the majority wants. That is why even though we are considered a modern society, we have some of the most backwards laws.

People love their guns more than their health in this country...hence why we still have grown up enough to pass logical gun regulation. It's because of stupidity, and nothing else.

Same reason we can't have a single payer system and have to go through this patchwork first....stupid population.

Same reason we treat corporations better than human beings...stupid population.

Thankfully, we are slowly evolving into a more educated society...hence or slow but steady move away from the Right Wing and into more logical and modern liberal policies. Old people die, and the younger generations are better educated...that is what gives me hope.

In the future we will have a single payer system, gun control ( or more), logical immigration policies, and better regulation over the "free market" that has turned this country into a two class society. BTW...I'm firmly in the 1%...I understand that the policies I advocate don't directly benefit me...but I also understand that they make a better country to live in...and that is way more important than me adding a few more zeros to my bank account.

But go ahead and keep thinking of me as a lazy Democrat that lives off the government...it is the Right Wing's downfall.