Man Jailed For Attempting To Cash his Check At His Own Bank

I know which bank teller or manager and police officer is receiving a visit at night sometime soon


One can hope right?

Get a clue folks.

The man just bought a house.

He had a rebate that was sent to an old account that was viable at the time he applied for the rebate, but in the period of time that it took to get the rebate his account was closed due to some overdraft charges that he disputed with the bank.

The charges amounted to about $600 and the check was about $9000. Since chase could not deposit the funds into the originally intended account they took the owed charges out of the funds and sent the man a Chase cashiers check for $8400. He may have been counting on the check sooner which might explain his overdraft fees.

The man took the cashiers check into a Chase Bank and the chase employee took his drives license, check & a credit card for verification and told him there would be a delay. He had another other business to complete so he left the bank intending to come right back, but when he got back they had already locked the doors. He called customer service and they said return the next day.

He returned the next day and was arrested for check forgery. That was on a Thursday.

On Friday the Bank realized their mistake and called the police and left a message, but didn't make any other effort to get the man released. Thus he was jailed until the following Monday.

In the mean time his car was towed from the Bank lot & impounded. Anybody who's ever had this happen knows it's at least $280 for a tow & then another $50 each day. That's why there's so many $500 to $2500 cars at auctions. Either people living paycheck to paycheck who's cars breakdown and get towed or people who are jailed and their cars get towed. He could not (or would not) pay the exorbitant impound & towing fees for Chases mistake and thus his car was sold at auction.

He lost his job for not showing up to work Friday, furthering his financial troubles.

When you go to jail, unless you have people doing things for you like picking up your car or making phone calls things just don't get done. Many jails only have short times to use phones and their are lines, they are collect at about $3-10 a minute so it's hard to get anyone to answer.

In the year since the event Chase has not even apologized, nor compensated him for any of his trouble..

From the interview I could see the guy was African American who was what i would describe as a pretty normal, but perhaps a bit slow. He was a construction worker.

First Chase screwed him & then they are taking advantage of his complacency in dealing with them.

I would think they should compensate him for at least a few hundred thousand for his trouble.

what sort of rubbish is that..neeed serious help with that lol...

He has got a good claim for compensation here. Cash in buddy.

This is just so ridiculous I actually LOLd,

Seriously are you sure this isnt from the onion or something?

I can't believe He was treated so poorly, but yet again isn't this a trending situation by those higher in the Hierarchy. I really hope he lawyers up and get exactly what he deserve for such inhuman treatment!

This is pretty over the top!

The next day the bank realized their mistake and instead of calling the jail that Njoku was being illegally held in, they called the detective who handled the case who just so happened to have the day off.

I would like to clarify a point here and also explain why that sentence is written to be as inflammatory as possible.

First the bank should not have called the jail. Corrections officers are zookeepers. They have zero authority to authorize release of ANYONE for anything other than expiration of their prison/jail term. They need to be instructed by the police, Sheriff's department, the DA's office etc. to release a prisoner. The writer wishes us to think that a CO can release someone and the bank deliberately ignored this- which is false. The bank tried to call the investigating officer who DOES have the power to order release.

As for the second part- police officers do take days off. Many work 12 hour shifts with a 4 on 3 off rotation. That means that there's a good chance that if you call a department looking for a specific officer you've got a 3 in 7 chance that the specific officer requested won't be there. The writer in this case wishes to attribute conspiracy to an officer's normal work schedule.

Both points have nothing to do with the topic at hand and are written simply to stir up indignation while having no real basis in fact (first part) and distort reality (in the second part).

The only thing that really matters is that this gentleman was trying to cash a check that was issued from THAT bank, that very branch in fact.

Are we supposed to believe that they were not able to verify a check that was issued by them?? Also, how come they can call the police and report someone for trying to cash a valid check. Did they remember to tell the police that it was a valid check issued by their own bank at that branch? If so, then why was he arrested?

There was no proof that he had done anything wrong. And I am Not blaming law enforcement, because they were only working with the information that was provided to them, which seems to be false. I wonder if anyone will be charged with lying to a police officer, as that is what seems to have happened.

Sad thing is he will never be compensated. It has to be nearly impossible to sue a bank. If these banks can get away with far more than this and instead of being held accountable, our government bails them out with our tax dollars, including taxes paid by the man in the OP, than what makes you think he'll be able to sue?

reply to post by nyk537


Actually with all due respect, its not that easy to verify some checks. I was in the banking industry for 4 years until 2008, and JP MORGAN CHASE, BOA, and several of the other big guys wont verify the issuance of their own checks. All they will tell another teller is that the account is valid. THAT IS FOR YOUR PROTECTION AND PRIVACY.

You need to get maker to verify the issuance of a check, (the name in the left hand corner) and in this instance, CHASE was the maker. (Issuer)
While I feel horrible for this guy, I see how this could very EASILY HAPPEN. Coming from a former teller and bank manager

Sidenote: when I was a branch manager, It did NOT matter how strong my gut feeling was about a bad check, If i couldn't verify it was forged, the cops didn't get called. In fact, that rule caused me to let a man walk out of the bank that had beat and kidnapped a local women from a nearby casino BECAUSE I COULDN'T GET MAKER TO VERIFY THE CHECK WAS STOLEN. (She was beaten and being held in a parking lot while he tried to drain her account) This bank manager should be fired for jumping the gun.

Originally posted by calstorm
Sad thing is he will never be compensated.

Apparently Chase has compensated the man with an undisclosed settlement, according to his attorney and they are both pleased.

Who but this victim and Chase really know what's going on. That said, currently I am having my own issues with Chase which leads me to believe in the victim. All I am going to say is Chase lies to their customers. They will lock up your money, say they closed your account while you see activity going on with it which is unauthorized, but when you question the activity, you get them same old story. "Your account has been closed and you will receive your funds in 5 business days from date of account closure which could take up to ten business days'. Banks disgust me and unfortunately a necessary evil in this crazy backwards excuse for civilization we live in these days!