Mr. Nader speaks of a Universal Heath Care for all American citizens, at the present time America is ranked 37th in providing heath care for it�s
people, yet the United States spends more money than any other country in the world, and still more than 44.3 million people have no coverage what so
ever,
Taken from Mr. Nader�s
website Nader /Camejo
Paragraphs quote from
Universal Health Care
The Seeds of Single�Payer�Sound Proposals & Reputable Endorsements
The Nader Campaign finds persuasive a plan based on Physicians for a National Health Program's A National Health Program for the United States: A
Physicians' Proposal, first published in the New England Journal of Medicine in 19897, and A National Long-term Care Program for the United States; A
Caring Vision, published in the Journal of the American Medical Association in 1991 (both available at
www.pnhp.org).
Founded by Drs. David Himmelstein and Steffie Woolhandler of Harvard Medical School, PNHP has received endorsements for its plans from over 12,000
physicians and medical students, among them: former Surgeons General David Satcher and Julius Richmond; Marcia Angell, MD-Past Editor, New England
Journal of Medicine; Quentin Young, MD-Past President, American Public Health Association; Joel Alpert, MD-Past President, American Academy of
Pediatrics; Christine Cassell, MD-Past President, American College of Physicians; Elinor Christiansen, MD-Past President, American Medical Women's
Association; and Gary Dennis, MD-Past President, National Medical Association (titles for affiliation only).
Under PNHP's proposed plans:
� "Everyone would be included in a single, comprehensive public plan covering all medically necessary services, including acute, rehabilitative and
long-term care, mental-health services, dental care, prescription drugs and medical supplies.
� "Everyone would have access to personalized care with a local primary care physician, and free choice of doctors and hospitals at all times. In a
publicly-financed, universal health care system medical decisions would be left to patients and doctors, not to insurance companies or the government.
� "Health care sellers would stay private, and the health plan would provide for different payment schemes for health-care sellers, to minimize
disruption to the existing system. The payment schemes would be designed to prevent profit motives from unduly influencing physicians, so there would
be no structured incentives to recommend too much or too little care.
� "A transition fund would be established for insurance-company employees whose jobs would be eliminated due to the simplicity of the single-payer
system
Financing
Although we can easily provide universal, single-payer health insurance for the same amount that we spend and waste on health care now, public funding
will be required to replace the portion now paid for by employers and individuals. Consider PNHP's model:
"A universal public system would be financed this way: The public financing already funneled to Medicare and Medicaid would be retained. The
difference, or the gap between current public funding and what we would need for a universal health care system, would be financed by a payroll tax on
employers (about 7%) and an income tax on individuals (about 2%). The payroll tax would replace all other employer expenses for employees' health
care. The income tax would take the place of all current insurance premiums, co-pays, deductibles, and any and all other out of pocket payments.
For the vast majority of people a 2% income tax is less than what they now pay for insurance premiums and in out-of-pocket payments such as co-pays
and deductibles, particularly for anyone who has had a serious illness or has a family member with a serious illness. It is also a fair and
sustainable contribution.
Currently, over 44.3 million people have no insurance and thousands of people with insurance are bankrupted when they have an accident or illness.
Employers who currently offer no health insurance would pay more, but they would receive health insurance for the same low rate as larger firms. Many
small employers have to pay 25% or more of payroll now for health insurance - so they end up not having insurance at all.
For large employers, a payroll tax in the 7% range would mean they would pay less than they currently do (about 8.5%). No employer, moreover, would
hold a competitive advantage over another because his cost of business did not include health care. And health insurance would disappear from the
bargaining table between employers and employees
more
[edit on 6-8-2004 by Sauron]
(edit to correct subject line and add more tag)
[edit on 6-8-2004 by SkepticOverlord]