is it best to pay off your house or have small amount left to do payment on??

if you are paying for a house, its not yours till you pay it off, the bank owns it and the bank wants you to keep paying... however, once the house is paid off, it now becomes yours, and if there is an expensive injury, a lawsuit, or something of that nature, cant the government take your property being its "your property" in order to cover the fees and things?

thats why im wondering if its best to pay off about 90-95% of the home and continue paying the 30 year agreement of about $100-$200 a month, that way its not yours, but yet monthly is not expensive and can be easily paid for and government or IRS wont be able to take that property from you, being its the banks property and you are still paying it off

I'm not sure of your logic on this one.

The equity is still yours and can be attached regardless of what the financier still holds.
Pay it off as fast as you can and stop feeding the leach.

Agreed. Pay it off and be done with it...

Just don't invite anyone over and never leave...