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Health Care Reform Myths
page: 11
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Pick your myth and this handy guide probably addresses it:
healthcarereformmyths.com
It will outlaw private coverage.
Myth
It will ban private health insurance for individuals. Those who currently have private individual coverage won't be able to change it. Nor will those who leave a company to work for themselves be free to buy individual plans from private carriers.
Fact
It doesn't outlaw private insurance. "There will be individual policies available, but people will buy those policies through the national health insurance exchange," she said. The House bill allows for existing policies to be grandfathered in, so that people who currently have individual health insurance policies will not lose coverage. The line the editorial refers to is a clause that says the health insurance companies cannot enroll new people into the old plans.
Individual private health insurance means coverage that someone buys on his or her own from a private company. In other words, it's for people who can't get coverage through work or some other group, and the rates tend to be much higher.
Background: Page 16 defines what coverage will be considered “grandfathered coverage”; that is, coverage in existence today which would not be in compliance with new standards imposed by the law.
What it says: Any individual insurance policy (as opposed to a group insurance policy) that is in effect today will be permitted to remain in effect; however, any new policies issued after the law becomes effective will be required to comply with the standards set out in the section relating to policies offered via the new Health Insurance Exchange.
What it does: The purpose of the provision is to bring policy offerings into line with the minimum benefit tiers and provisions required under the new law.Ref.US Health Crisis
TwitterFacebook PermaLinkMyth #: 49
Please visit the link provided for the complete story.
There will undoubtedly still be other objections even after all these myths are addressed, but the guide provides an informed starting point for the discussions.
There has been so much disinformation and fear-mongering on ATS; it's time we address the real bill and not just what the pundits and talking heads are passing off as fact.
healthcarereformmyths.com
It will outlaw private coverage.
Myth
It will ban private health insurance for individuals. Those who currently have private individual coverage won't be able to change it. Nor will those who leave a company to work for themselves be free to buy individual plans from private carriers.
Fact
It doesn't outlaw private insurance. "There will be individual policies available, but people will buy those policies through the national health insurance exchange," she said. The House bill allows for existing policies to be grandfathered in, so that people who currently have individual health insurance policies will not lose coverage. The line the editorial refers to is a clause that says the health insurance companies cannot enroll new people into the old plans.
Individual private health insurance means coverage that someone buys on his or her own from a private company. In other words, it's for people who can't get coverage through work or some other group, and the rates tend to be much higher.
Background: Page 16 defines what coverage will be considered “grandfathered coverage”; that is, coverage in existence today which would not be in compliance with new standards imposed by the law.
What it says: Any individual insurance policy (as opposed to a group insurance policy) that is in effect today will be permitted to remain in effect; however, any new policies issued after the law becomes effective will be required to comply with the standards set out in the section relating to policies offered via the new Health Insurance Exchange.
What it does: The purpose of the provision is to bring policy offerings into line with the minimum benefit tiers and provisions required under the new law.Ref.US Health Crisis
TwitterFacebook PermaLinkMyth #: 49
Please visit the link provided for the complete story.
There will undoubtedly still be other objections even after all these myths are addressed, but the guide provides an informed starting point for the discussions.
There has been so much disinformation and fear-mongering on ATS; it's time we address the real bill and not just what the pundits and talking heads are passing off as fact.
Taxpayers will pay for abortions.
Myth
A Government-run Plan mandates use of taxpayer money to fund abortions.
Fact
Nothing in any of the current health care reform bills mandates abortion coverage — or any other type of medical procedure — in the Exchange. Abortion is not mandated any more than any other medical procedure in health care reform, similar to all other coverage decisions.
Further, Representative Lois Capps introduced an amendment to prohibit abortion under the minimum benefits package (see source link 2). The minimum benefits package is the basis upon which the public option is formed. Rep. Capps' amendment was adopted by slim margin (30-28). It also contains provisions to align the language with existing state notice and consent rules.
Finally, none of the health care reform proposals pending in Congress would prohibit PRIVATE insurers from covering abortions, as they currently do.
The site pretty contradicts itself right there. And taxpayer money already funds abortions, organizations that arrange them and will even pay for transportation to and from abortion clinics. That is my job, transport recipients of benefits from Health and Family Services (commonly called welfare). And I have had to take people to and from an abortion clinic. HFS paid for the rides. Anyone want to take bets on HFS paying for the procedure just like any other medical procedure that they pay for like braces at the dentist?
But hey, they could just be getting family planning advice even though it was not a Planned Parenthood building and was known well enough to have the gang of abortion clinic protestors outside holding those horrible pictures?
Here is the ultimate fact. Nothing in the Constitution authorizes Congress to have the authority to do this. It would take an amendment and the short answer is that the politicians in DC know that they do not have enough states to ratify an amendment to give Congress the power and authority to handle Healthcare.
From what i just saw on the front page, they will still CONTROL your private plans through a "National Health Insurance Exchange." Based off of the
examples of government controlled buisnesses, I would rather not trust my livelyhood with them. They can't even make a decision let alone run health
care for 300 million people.
Peace.
Peace.
reply to post by Sestias
I would say that the real or the biggest myth is the idea that any kind reform is on offer . If any kind of real reform was on offer that prevented the American Health Care insurers from acting like rip off merchants they would have been raising at the very prospect of such bill . IMO Obama wanted or wants to create a health system based on the NHS model . Since the the health care industry lobbyists would not permit any real reforms to be implemented little alone an NHS style system , Obama had to be seen to acting on his promise to reduce health care costs so the proposed scheme was dreamed up .
I would say that the real or the biggest myth is the idea that any kind reform is on offer . If any kind of real reform was on offer that prevented the American Health Care insurers from acting like rip off merchants they would have been raising at the very prospect of such bill . IMO Obama wanted or wants to create a health system based on the NHS model . Since the the health care industry lobbyists would not permit any real reforms to be implemented little alone an NHS style system , Obama had to be seen to acting on his promise to reduce health care costs so the proposed scheme was dreamed up .
Originally posted by xpert11
reply to post by Sestias
I would say that the real or the biggest myth is the idea that any kind reform is on offer . If any kind of real reform was on offer that prevented the American Health Care insurers from acting like rip off merchants they would have been raising at the very prospect of such bill .
I tend to agree with you. The health care reform bill, especially the one crafted recently by the Senate, doesn't do nearly enough to prevent the corporate piggies, especially the insurance and drug companies, from making the government into one big feeding trough.
I'm still undecided about whether any reform at all, even this this tiny one, is better than none. IMO if it's going to be just one big bonanza for the fat cats at taxpayers' expense I am inclined against it.
That whole site is a myth.
C'mon, quit buying into the propaganda.
Yeah, my government has my best interests at heart. That right there is the biggest myth in the world.
C'mon, quit buying into the propaganda.
Yeah, my government has my best interests at heart. That right there is the biggest myth in the world.
Originally posted by USamf
From what i just saw on the front page, they will still CONTROL your private plans through a "National Health Insurance Exchange." Based off of the examples of government controlled buisnesses, I would rather not trust my livelyhood with them. They can't even make a decision let alone run health care for 300 million people.
Peace.
I'll reiterate one sentence in the above cited passage:
It doesn't outlaw private insurance. "There will be individual policies available, but people will buy those policies through the national health insurance exchange," she said.
People are not MANDATED to buy these policies through the national exchange, they will just have the option to. The exchange will work pretty much the same way as insurance plans already do for Congressmen and federal employees: people will have a wide range of choices and options which can be tailored to the needs of the individuals and their families. One of the great advantages of such exchange is that competition among insurers brings down the cost and increases coverage.
I would assume that insurers who are on the exchange will probably be expected to conform to certain government regulations, like covering pre-existing conditions and not denying coverage to those who have serious illnesses, etc.
When I was growing up my father was a federal employee and we were very well provided for in the way of health insurance.
In addition, I'm happy with my social security and medicare.
I don't have such a jaded view of what government can do.
[edit on 4-2-2010 by Sestias]
And here's another myth demystified:
Illegal immigrants will be covered by ObamaCare.
Myth
5.6 Million illegal immigrants will be covered by ObamaCare.
In another form: All non-US citizens, illegal or not, will be provided with free healthcare services.
Fact
Illegal immigrants are specifically excluded from coverage. Of course, this means that they will be continue to get their healthcare from expensive emergency rooms, so that may not actually be a good thing.
The section on page 50 of HR 3200 aligns Health Insurance Exchange policies with other laws currently in effect, such as the Public Health Service Act, State law, and ERISA. Health care cannot trump other laws already in effect.
" According to America's Affordable Health Choices Act of 2009, Page 143, Line 3, Section 246: "No Federal Payment for Undocumented Aliens. Nothing in this subtitle shall allow Federal payments for affordability credits on behalf of individuals who are not lawfully present in the United States." (see the second source)
Both the House and Senate versions of President Obama’s health care reform plans contain passages explicitly excluding illegal immigrants from receiving federal money to purchase health insurance from either a private or government-run health plan.(see 3rd source: CNSNews)
reply to post by Sestias
I love you progressive nut jobs did you ever even think for a second he might just make every one legal what is the difference? No matter how many roses you place on a pile of sh*t it will still be a pile of sh*t. You lost get over and move on maybe find all the good points to cap and trade.
[edit on 9-2-2010 by Subjective Truth]
I love you progressive nut jobs did you ever even think for a second he might just make every one legal what is the difference? No matter how many roses you place on a pile of sh*t it will still be a pile of sh*t. You lost get over and move on maybe find all the good points to cap and trade.
[edit on 9-2-2010 by Subjective Truth]
reply to post by Subjective Truth
Who lost? You or us? It's not over yet.
And anyway making health care available to illegal aliens would probably be the cheapest way for the country to go. As it is, illegals go to emergency rooms as their primary care providers and emergency rooms are the most expensive possible means of treating them. They don't pay for these ER visits, so the taxpayer ends up paying for them anyway.
Who lost? You or us? It's not over yet.
And anyway making health care available to illegal aliens would probably be the cheapest way for the country to go. As it is, illegals go to emergency rooms as their primary care providers and emergency rooms are the most expensive possible means of treating them. They don't pay for these ER visits, so the taxpayer ends up paying for them anyway.
reply to post by Sestias
Except the fact that any law or proviso to mandate checking of I.D.'s to sign up for this "health care", was stricken from the legislation. So while it claims to not let illegals participate in the program, the legislators intentionally decided not to include any checks or balances to prevent it. More propaganda please...
[edit on 10-2-2010 by djvexd]
Except the fact that any law or proviso to mandate checking of I.D.'s to sign up for this "health care", was stricken from the legislation. So while it claims to not let illegals participate in the program, the legislators intentionally decided not to include any checks or balances to prevent it. More propaganda please...
[edit on 10-2-2010 by djvexd]
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