posted on Aug, 25 2009 @ 10:28 AM
reply to post by suicydking
Yeah, and...??? What's your point? They have STILL exempted themselves from having to participate in the "reform" proposals being floated around.
Another thing is that the Federal Employees Health Benefits Program (FEHB) is the program ADMINISTRATOR. That does NOT mean that ALL federal
employees have the same health insurance that Congress enjoys. Just as Aetna offeres multiple health insurance programs, the FEHB administers
different programs as well. To wit, this is from the BLS (
www.bls.gov...) website and states the following: "Benefits and
union membership. Benefits are an important part of Federal employee compensation. Federal employees may choose from a number of health plans and life
insurance options; premium payments for these policies are partially offset by the Government." You can read more about the Tax-Payer SUBSIDIZED
benefits provided to government employees
HERE.
What makes the FEHB plans so unique is that they are subsidized by YOU, the tax-payer. In fact, the federal government pays an average of 72% of the
total premium with most policy costs averaging well over $1,000 per month PER PERSON! This coverage if far beyond the national average of what
employers provide for their employees which average about $427 per person! Coincidentally, the average employee is currently carrying over 50% of
that cost and in many cases it is upwards of 75% and rising! The issue is that the FEHB is being exempted from the proposaed "reforms". Also
interesting to note is that several of the unions that traditionally support the Democrats are also being exempted from having to participate under
the proposed plans. This is a concrete example of pandering.
Now, let's do the math... there are roughly 2.5 million full-time federal employees. Their healthcare is subsidized by over 200 million tax payers
and the cost is easily absorbed. Now take the over 300 Million Americans that would have to be insured under the proposed plan and the same 200
million tax-payers and what do you get? An incredibly underfunded behemoth that would require: increased taxes, rationing of services etc...
The point is this... under no circumstances does Congress want to have to exact the same costs on their healthcare that average Americans would
endure. They presently have a grossly over-funded program with benefits that exceed anything any provate corporation is offering their employees.
Enrolling in the "Public Option" would mean a significantly diminished benefit program. Again, 200 million funding 2.5 million people's healthcare
versus the same 200 million people funding over 300 million people's healthcare - what do you think would happen to the quality and quantity of
coverage offered? It is simple math. It is also simple to understand why Congress has exempted themselves from having to participate in the
program.
So, hopefully you can see now why it is important to dig deep into these types of statements to see the truth in what is being presented. You can
rest fully assured that YOU and I will NOT have the same coverage currently offered our politicians - which is, again, why they have already exempted
themselves from having to participate. The same can be said of public education (A whole different thread!) - most politicians send their children to
private schools as opposed to the disasterous public education system that they have created. Again, why do you think that is?