It's maxed out because the mother of my daughter moved 5,000 kms away with our child..
I just gave me 2 weeks notice, packed my bags and moved out to Calgary..
I had no money saved, so I used credit card for airplane and rent and everything till I got settled.
Trust me, these companies will destory your life, for those debts.
There are plenty of people working for these companies, that go to any lengths to destroy. Its like finance compaines are like intelligence services,
and they will mess with your life badly.