The gov. economic tyranny/ or why is neo-american revolution not imminent

well when i was taking a business class recently and we were learning about mortgages, when i came to the startling conclusion...
"Why doesn't the government make housing more affordable so people will not need mortgages?" yes people however subtle this is a true conspiracy of the governments own creation, an effort to bind the american people monetarily so that only the rich and powerful may have a changing hand in society. for you history buff out there does this sound familiar. It should it is a modern representation of the pre-revolutionary europe, more notably france. Whose poverty due to overexertion in war efforts ( hint, hint) caused a national uproar, and rebellions were widespread until the french revolutionary period brought about dramatic changes to the people and so i ask you, Where is our modern day revolution to fight this oppression, is there an underground already in the works, WHAT IN THE WORLD IS KEEPING US FROM FIGHTING FOR OUR NATURAL HUMAN RIGHTS!!!