I may be a victim of Identity Theft

originally posted by: geezlouise
I don't understand why, if it was a lawsuit, wasn't I notified? It's just absurd to me. I'm reading up on liens now though, thanks.

Wrong address on record? Default judgement? Hard to say.

a reply to: AugustusMasonicus

Update...

lol, this is so embarrassing.

This is apparently about a ten year old debt for $2500 (plus now any interest, and probably court costs). I was served in 2016. I hired a lawyer to help me, we were working on setting up a payment plan of which the creditors were unresponsive.

I'm not sure how this came up again but they must have renewed the judgement prior to the five year mark, sometime last year, right after I moved... because they had my prior address on it and therefore I was not notified which therefore led to this happening which caught me totally off guard because I really had no idea what it could be for. Which I'm not sure is legal still, due to me never having been notified- which can be verified now by time of move and all of that.

This is still crazy and ridiculous and super embarrassing. I'm sorry ATS for my really dramatic over-reaction and my poor financial decisions which I made when I was very young (and I learned my lesson back then!).

It's for such a stupid amount.

I called that same lawyer up, his name and signature was on some of their papers too. Hopefully he can help me again.

False alarm. I have not been identity thefted, thank the stars for that at least!

a reply to: geezlouise

Well, while a PITA this is certainly better than getting your identity stolen.

a reply to: geezlouise

Good to hear it wasn't ID theft.



Cheers

a reply to: geezlouise

I’m glad you figured it out . I still make poor financial decisions and I’m old enough to know better but it is fun ! They may try but no one could steal your identity !!!

originally posted by: geezlouise
a reply to: AugustusMasonicus

I don't understand why, if it was a lawsuit, wasn't I notified? It's just absurd to me. I'm reading up on liens now though, thanks.

Some collection companies will claim they served you with papers but did not. then when it goes to court, and you don't show, the judge rules in their favor.
One of these crooked collection companies tricks is to have someone walk up and hand you what looks like papers but are junk but not court papers.
They photograph you being handed junk papers and show the so-called proof in court.

I am signed up on a lot of web sites but never with my real name.
I miss spell both first and last name.
If i get email with my misspelled name, i know it's from a scam site. And i have got email from the IRS and other government agencies that. Used the misspelled name.
i call them and they have a indian accent so i play with them as long as i can.

Another thing, a few banks will let you use a 5 number pin.
few criminals know about this. So they don't believe it if they somehow get it.