IMF proposes to base credit rating on internet search history

a reply to: Mandroid7

Of course SOCIAL CREDIT SCORES have nothing to do with loan repayment LOL! What are you talking about?!

(That's why I said everyone on here better watch their search histories -- they are literally going to look at what you search online).

originally posted by: trollz

In reality, this is just another one of the many heavy pushes towards communist practices like those used in China to maintain absolute control over their population.

This has nothing to do with communism, so don't go trying to make false connections. It's about control and power, not about communism.

Of course what is being suggested would not be effective in a lot of countries. For example in the EU privacy laws would prohibit the collection of information for this use. And in the US you could probably just buy an app that browses the right sites for you to spoof the system.

originally posted by: Xtrozero
Searching porn is at least a 840 credit score...

That's the crux of the matter right there! I suspect you posted that in jest, but it illustrates a great point. Who gets to decide what is good (increasing your social credit score) and what is bad (reducing your social credit score)???

In your example, porn just happens to be the single largest search category on the entire internet. People may not like that statistic, but you can't ignore it. And, it's not illegal. It's much easier to downgrade someone who searches for things which are clearly illegal, but what do you do for big search targets which are not illegal. The obvious answer is, someone has to be appointed the "moral compass", and therein lies a huge problem!

For every conceivable search term there will be a group of people against it. It's fantasy to think you could get them all to agree. For example, if the most popular search term was something simple like..."How do I pump my own gasoline?"...there are groups out there who don't want you to be able to pump your own gas. So which one gets the higher social credit score? Pick virtually any (perfectly legal) subject and you'll have the same thing. Scale the subject up to something like 'abortion", or "gun ownership", or "raising taxes" and imagine the paradox which is created!

So, who decides?

originally posted by: Flyingclaydisk

originally posted by: Xtrozero
Searching porn is at least a 840 credit score...

That's the crux of the matter right there! I suspect you posted that in jest, but it illustrates a great point. Who gets to decide what is good (increasing your social credit score) and what is bad (reducing your social credit score)???

In your example, porn just happens to be the single largest search category on the entire internet. People may not like that statistic, but you can't ignore it. And, it's not illegal. It's much easier to downgrade someone who searches for things which are clearly illegal, but what do you do for big search targets which are not illegal. The obvious answer is, someone has to be appointed the "moral compass", and therein lies a huge problem!

For every conceivable search term there will be a group of people against it. It's fantasy to think you could get them all to agree. For example, if the most popular search term was something simple like..."How do I pump my own gasoline?"...there are groups out there who don't want you to be able to pump your own gas. So which one gets the higher social credit score? Pick virtually any (perfectly legal) subject and you'll have the same thing. Scale the subject up to something like 'abortion", or "gun ownership", or "raising taxes" and imagine the paradox which is created!

So, who decides?

Same people that fact check....lol