Rand Paul: Insurance should be available for $1 a day

That makes writing a post worth it. Funny, thank you.

Let's discuss the details before you throw poop at the crowd.

originally posted by: Bluntone22
What a croc of s%$t!

My dad was in the hospitals icu for 14 days being monitored. They didnt do much but keep an eye on his vitals.
The bill came to $95,000.
Divide that by 365, or $1 a day per year.
That's 260 plus a bit.

260 people paying $1 a day broke even with a two week hospital bill.

The problem as I've pointed out before is not the cost of insurance, it's the cost of the healthcare.
Fix the expense problem, then work on insurance.

Most people don't spend two weeks in the hospital.

This past year i saw my doctor once for about 15 minutes.

I'd say a vast more number of people are closer to my side of the spectrum than your father's every year.

My father just had kidney transplant surgery; and my aunt donated. They both spent 4 days in the hospital.

a reply to: Ohanka


This is true for almost every type of business under our system. The fact that we bill it as 'capitalism' is the best part. It's like an instant-IQ test other people take to warn us who they are.

The facts are simple: most people are middlemen of one kind or another and they will fight to the death to preserve their way of life. They don't make, bake or install anything. They have never created anything new or innovated anything old and broken. They don't write, read or think critically, because they can't. They breed, binge and regurgitate. Their holy purpose is passing real things up and down a chain while taking the fattest slice they can get away with. If every middle man on earth died tomorrow, the only difference would be shorter lines.

a reply to: DanDanDat

Your 15 minute office visit cost $150.
You may have a $20 co pay but insurance pays the rest.

originally posted by: Bluntone22
a reply to: DanDanDat

Your 15 minute office visit cost $150.
You may have a $20 co pay but insurance pays the rest.

I fully understand that.

But if I had to pay it out of pocket i would not spend $150 on the service. $50 for 15 minute consult would be pushing it. That means theres room to negotiate on that $150 figure.

And the truth is the insurance company doesn't pay the $130 outright to the doctor they negotiate lower rates.

I don't know about 1 dollar a day. Buy if you did away with insurance companies bills would fall because providers won't have to charge $150 to get $50. Than all the healthy people could easily subside the sick.

originally posted by: seasonal
The Insurance companies make "all the money". So says Rand Paul. He wants insurance to cost $1 for "some" consumers.

Sen. Rand Paul (R-Ky.) slammed Senate Republicans' healthcare overhaul bill on Friday, saying that it's grounded in "propping up" insurance companies.

He also called for the creation of a healthcare law that would reduce insurance costs to as little as $1 a day for at least some consumers.

"What I'd like to do is legalize inexpensive insurance, and you should be able to get insurance for $1 a day. I mean, you really should," Paul said on MSNBC's "Morning Joe." "The insurance companies make all the money; all of this is predicated upon still propping up the insurance companies."

thehill.com...

Paul says the insurance companies are getting bailed out because of Obama care's subsidies. Paul wants to repeal the ACA and I guess let some people buy insurance for $1. And then he goes into some BS about cars....

Paul said Friday that the Senate bill failed to address ObamaCare's subsidies to insurance companies, arguing that it continues a trend of "bailing out" insurers.

"I want the bill to look more like a repeal bill. I promised people I was going to repeal it; I didn't promise people that I was going to replace it with a federal program of bailing out insurance companies," he said.

"I mean, we could do this for cars," he added. "New cars are expensive. We could have a car stabilization fund."

And this guy could have been president???? Has he ever seen a medical bill? There is a reason med insurance is high-hospitals are very expensive- in the US their charges are #1 in the world.

Rand Paul is one of the few politicians I like. And he might know more then the average Joe about healthcare and insurance industry considering the man is also a doctor...

Obamacare and Trumpcare are stealth bail outs for Big Pharma and Insurance
That is why nothing changed

There was a time where insurance didn't exist, but people still got health Care.
Health Care is only expensive here because we allow it to be. First step, get rid of all insurance. Then, let the free market so it's job.

originally posted by: seasonal
a reply to: Woodcarver

Hurray,

Another bill that seemly doesn't change a damn thing.

did you catch this little sweet heart in the bill? If this doesn't make your spidee scenes tingle, then you are not paying attention.

Trust Reform for Healthcare

Provides an exemption from Federal antitrust laws for
health care professionals engaged in
negotiations with a health plan regarding
the terms of a
contract under which the professionals
provide health care items or services

alright, at least we are actually discussing the bill. So what do you think that statement means?

a reply to: DanDanDat

That's pretty much what I was saying in my original post.
The cost needs to be fixed, then figure out how to pay for it.

a reply to: seasonal

I hate when people just pull numbers out of the air like this. How did he come to that number? I like Rand but he is way off his rocker on that

a reply to: crazyewok

Ok , SO how does Paul's "plan" address costs? It doesn't.

I can see an exemption from Anti Trust laws for Healthcare. If that doesn't scare you what does?

originally posted by: seasonal
a reply to: crazyewok

Ok , SO how does Paul's "plan" address costs? It doesn't.

I can see an exemption from Anti Trust laws for Healthcare. If that doesn't scare you what does?

If the price of insurance is capped then hospitals have to be alot more careful in what they bill insurance as insurance wont have unlimited money as before.

Plus $1 would not be for everyone, likely only the poorest. The majority woukd likely pay a reasonable amount.

At least $1 a day the poor are paying SOMETHING.

isn't better they pay $1 a day rather than get there treatment completely free?

a reply to: seasonal

EDIT: I read more and I was way off on this. I was thinking he was talking about vitamin supplements (1 a day, lol!). I will leave my post up below, because it says how I feel about the severe issues I mentioned. With regards to what he proposes $1 a day healthcare, I think that would be a good idea. THE ONLY way it would work is if they start curing some of the "incurable" diseases like diabetes, cancer, heart disease, inflammation diseases (autoimmune diseases like type 1 diabetes, MS, Arthritis, etc., etc.).

If that 21st Century Cures bill would have actually provided for getting the precious medical discoveries to the public and administering them, then his idea above would work! WE wouldn't need as much health insurance! The problem with the bill is that it mostly ended up referring to things like durable medical equipment (right now insulin pumps and other things like that for diabetes).

The medical establishment wants to continue administering the man made insulin (which is NOT REAL INSULIN- it lacks the c-peptide which is the TRUE MAIN CAUSE of complications like blindness and kidney failure and circulation problems and neuropathy nerve damage from the disease!). The only thing you can get to cure type one is NOT a cure for diabetes. They send you to a research study if you apply and are accepted. Usually, the research involves methods of implanting donor or lab pancreas cells into diabetics. To protect the immune system from destroying them, they are currently forced to administer anti-rejection drugs which practically destroy the kidneys! They are usually already compromised to some degree as it is with diabetes, depending on the duration in years mainly and the blood sugar control. Look at Mary Tyler Moore who lived with diabetes type one for many years (into her 80's). She exercised a lot, but the point is that diabetes still took its toll on her. She tried very hard, and I'm sure she took supplements to help her maintain health for a longer time.

Come on friends! We know that diabetes was cured years ago with a lasting cure that wasn't rejected with stem cells! It was also cured for up to 6 months at a time (both types) with research in Canada years ago by endoscopic injection of pepper extracts into the pancreas which caused what they called "Substance P" to be produced from the neurons in the pancreas reacting as if the body "thought" there was pain in the location of the beta cells. They discovered that the injection with the endoscope (which would be about $700 twice a year at the time) twice per a year would basically allow the inflamed pancreas to "cool off" and start producing insulin for a limited amount of time. They did it in mammal, but not human studies. The point is - LET US BE CURED!

There really would be more money and LESS burden on the system if they would FAST TRACK and IMPLEMENT some of the discoveries that have already been made... Let us hope to live to see that day. I'll keep hoping, but I wonder if politicians in the USA would do that for their citizens? They would be a MUCH tougher country with a little better than 45th PLACE in health statistics worldwide!

The first thought that comes to mind with this is it COULD allow the FDA to schedule vitamin supplements as being "possibly medically beneficial to you" but also requiring a doctor's prescription. If you want to take a natural herb that becomes a controlled substance like cannabis or any other controlled prescription drug - and the doctor says that it won't help you - then you cannot get something that you might seriously NEED to stay alive. That's the worst possibility. We all know about the Agenda 21 from the U..N. that became the 2030 agenda....which wants to give more power to industrial farming with chemicals right up till harvest (in some cases- and even 2-4D pesticide, which is HALF of Agent Orange used in Vietnam...) along with the provision to start restricting the supplements. My opinion is NOW would be a good time to develop a trusted partnership with a Natural Herbalist that is ALSO an MD or Osteopath (type of doctor) that is allowed to prescribe natural substances. If you don't now, you might NOT be able to get what you need sometimes.

The other problem that I have with his idea is that if they wanted to put this through, it should include coverage for EVERY type of supplement. I would agree with this, as long as there is NO REQUIREMENT for prescriptions to be allowed to take the substances (all supplements remain over-the-counter like aspirin or Tylenol, etc.).

Please forgive me if I got some of the details of the legislation wrong, I haven't read the linked article or bill yet. I just read the headline of the thread. I believe that this stinks WAY too much of more gov't. overreach. Rand Paul has come up with some good ideas (like the 21st Century Cures Bill). The only problem with that one is that it became NOT about curing people, but more about keeping them on "durable medical equipment" like test strips and insulin pumps for diabetics! I thought that bill sounded good at first, and then there were alterations to the bill as I spoke of above. NO disease cures-just more laws to keep people sick longer - EVEN THOUGH THERE IS RESEARCH THAT COULD ANNIHILATE diabetes, and has been for YEARS!!!

a reply to: crazyewok

How do you feel about the anti trust stuff in Paul's bill?

a reply to: Ohanka

I don't disagree.

However I don't see why insurance companies can't stay in business. It should just be a case of publicly funded vs privately funded insurance.

originally posted by: seasonal
a reply to: grey580



Either we pay for it outright. Or we pay for it in higher costs.

There ain't nothing free.

Now the cost is a concern, and the US is #1 in COST. #1.

With a single payer costs can be negotiated. For example. Imagine you could buy medicine in bulk. And save on the costs of that medicine. And that's just the tip of the iceberg.

a reply to: grey580

I agree, the machine is slightly scared. Not for real scared.

What do you think the actions of a truly scared machine would be? I think they would "offer" a much better price for services at the hospital and this in turn would lower insurance costs.

Insurance is privatized socialism.

I have gone entire years without a single visit to a doctor.

More years than not.

I have no doubt the total spent for inurance covered healthcare during my lifetime works out to less than a dollar a day...so far.